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When it comes to investing for retirement, time is everything. The earlier you start, the longer compound growth can work for you, and that’s what turns small contributions into significant wealth over time.

Check out and use the “Ramsey Retirement Calculator” on our website today!
6.11M
16.9K
488
1mo ago
ramsey.solutions
When it comes to investing for retirement, time is everything. The earlier you start, the longer compound growth can work for you, and that’s what turns small contributions into significant wealth over time. Check out and use the “Ramsey Retirement Calculator” on our website today!
Where you go to school does not matter. There is no data, zero pieces of research, to say where you went to school causes you to be successful. None. Nada.

The formula that makes you successful is called stirring up the person in your mirror, and then go find the knowledge it takes to become successful.

Your degree doesn't make you successful. YOU do.
2.67M
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ramsey.solutions
Where you go to school does not matter. There is no data, zero pieces of research, to say where you went to school causes you to be successful. None. Nada. The formula that makes you successful is called stirring up the person in your mirror, and then go find the knowledge it takes to become successful. Your degree doesn't make you successful. YOU do.
“John” won $22 million in the lottery, and he’s kept it a secret from his family and friends. He called in to The Ramsey Show for advice.
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ramsey.solutions
“John” won $22 million in the lottery, and he’s kept it a secret from his family and friends. He called in to The Ramsey Show for advice.
Derek called into the @the.ramseyshow looking for advice on how to handle a big financial gap heading into marriage. He has $12 million in assets while his fiancée has $50,000 and they’re trying to figure out how to build trust while protecting what they’re bringing in. We talk through the emotional weight of prenups, what financial unity really means, and how to build a strong foundation before saying “I do.”

@the.ramseyshow with @rachelcruze and @jadewarshaw
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ramsey.solutions
Derek called into the @the.ramseyshow looking for advice on how to handle a big financial gap heading into marriage. He has $12 million in assets while his fiancée has $50,000 and they’re trying to figure out how to build trust while protecting what they’re bringing in. We talk through the emotional weight of prenups, what financial unity really means, and how to build a strong foundation before saying “I do.” @the.ramseyshow with @rachelcruze and @jadewarshaw
If you want a marriage that lasts, agree on these 4 things before you walk down the aisle:

1. How you’ll handle money: budgeting, debt, saving, investing, etc.

2. Your faith and how you’ll live it out together.

3. Kids: if you’ll have them, how many, and how you’ll raise them.

4. How you’ll deal with extended family.

Get on the same page now, and you’ll save yourselves years of heartache later.
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ramsey.solutions
If you want a marriage that lasts, agree on these 4 things before you walk down the aisle: 1. How you’ll handle money: budgeting, debt, saving, investing, etc. 2. Your faith and how you’ll live it out together. 3. Kids: if you’ll have them, how many, and how you’ll raise them. 4. How you’ll deal with extended family. Get on the same page now, and you’ll save yourselves years of heartache later.
You’re not broke because you don’t make enough.

You’re broke because you give your income to everyone else.
 
Credit cards, car payments, student loans... every payment is money that you could be using to build wealth for yourself instead of making everyone else rich.
 
Here’s how you stop the cycle:

1. Make a zero-based budget. Tell every dollar where to go on purpose.

2. Cut the debt. Attack it with the debt snowball.

3. Stop financing your life. Pay cash for the things you buy.

Your income is your #1 wealth-building tool. If you keep it, budget it, and invest it, you can break the paycheck-to-paycheck cycle and finally get ahead. No more excuses.

From @the.ramseyshow with @daveramsey
1.66M
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ramsey.solutions
You’re not broke because you don’t make enough. You’re broke because you give your income to everyone else. Credit cards, car payments, student loans... every payment is money that you could be using to build wealth for yourself instead of making everyone else rich. Here’s how you stop the cycle: 1. Make a zero-based budget. Tell every dollar where to go on purpose. 2. Cut the debt. Attack it with the debt snowball. 3. Stop financing your life. Pay cash for the things you buy. Your income is your #1 wealth-building tool. If you keep it, budget it, and invest it, you can break the paycheck-to-paycheck cycle and finally get ahead. No more excuses. From @the.ramseyshow with @daveramsey
A budget doesn’t limit your freedom, it gives you freedom. Plus, the @everydollar app makes it simple. When you tell your money where to go instead of wondering where it went, you’ll finally feel like you got a raise without begging your boss for one. That’s the power of spending less than you make on purpose.
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ramsey.solutions
A budget doesn’t limit your freedom, it gives you freedom. Plus, the @everydollar app makes it simple. When you tell your money where to go instead of wondering where it went, you’ll finally feel like you got a raise without begging your boss for one. That’s the power of spending less than you make on purpose.
Kevin called into The Ramsey Show to find out if he and his siblings really owe their dad’s girlfriend money.
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ramsey.solutions
Kevin called into The Ramsey Show to find out if he and his siblings really owe their dad’s girlfriend money.
Mary called into The Ramsey Show looking for advice as she and her husband bought a new build home illegally.
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ramsey.solutions
Mary called into The Ramsey Show looking for advice as she and her husband bought a new build home illegally.
Shelby called into The Ramsey Show looking for advice because her boyfriend wants her to sign a prenup and have separate accounts when they get married.
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ramsey.solutions
Shelby called into The Ramsey Show looking for advice because her boyfriend wants her to sign a prenup and have separate accounts when they get married.
Kira called into the show needing advice about how to teach her 19-year-old to have a better mindset with money. He works part-time at Walmart, he dropped out of college, and his parents pay for everything he needs. Dave and John give her advice on what she should do next.
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ramsey.solutions
Kira called into the show needing advice about how to teach her 19-year-old to have a better mindset with money. He works part-time at Walmart, he dropped out of college, and his parents pay for everything he needs. Dave and John give her advice on what she should do next.
Bill called into The Ramsey Show looking for advice as he is 71 years old and $200,000 in debt.

From @theramseyshow with @georgekamel
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ramsey.solutions
Bill called into The Ramsey Show looking for advice as he is 71 years old and $200,000 in debt. From @theramseyshow with @georgekamel
George Kamel asked people what their car payment is.
1.35M
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ramsey.solutions
George Kamel asked people what their car payment is.
The data shows that a 6-month engagement, on average, leads to a long-term marriage.

That does not mean it has to be exactly 6 months. It could be 9 months, 4 months, or somewhere in between. I have friends who dated for just a few weeks and have been married for 40 years. There are always exceptions. But statistically speaking, a good, fully engaged, present-in-the-same-city engagement that lasts around 6 months has the highest probability of resulting in a successful marriage.
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ramsey.solutions
The data shows that a 6-month engagement, on average, leads to a long-term marriage. That does not mean it has to be exactly 6 months. It could be 9 months, 4 months, or somewhere in between. I have friends who dated for just a few weeks and have been married for 40 years. There are always exceptions. But statistically speaking, a good, fully engaged, present-in-the-same-city engagement that lasts around 6 months has the highest probability of resulting in a successful marriage.
The only people who get a vote in your life are those who you allow. 
- @johndelony
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ramsey.solutions
The only people who get a vote in your life are those who you allow. - @johndelony
Time and consistency. That’s the key.

If you invest $100 a month in good growth stock mutual funds at prevailing market rates from age 25 to 65, you’ll end up with about $1,176,000.

The secret isn’t the amount. It’s that you didn’t miss a single month for 40 years. $100 can make you a millionaire when you’re steady, predictable, and disciplined.

And if you didn’t start at 25? Don’t panic. The best time to start was yesterday, but the next best time is today. Get out of debt so you can start investing as soon as possible, and time and consistency will still change your future.

From @the.ramseyshow with @daveramsey
1.20M
16.5K
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10mo ago
ramsey.solutions
Time and consistency. That’s the key. If you invest $100 a month in good growth stock mutual funds at prevailing market rates from age 25 to 65, you’ll end up with about $1,176,000. The secret isn’t the amount. It’s that you didn’t miss a single month for 40 years. $100 can make you a millionaire when you’re steady, predictable, and disciplined. And if you didn’t start at 25? Don’t panic. The best time to start was yesterday, but the next best time is today. Get out of debt so you can start investing as soon as possible, and time and consistency will still change your future. From @the.ramseyshow with @daveramsey
When money gets tight, the goal isn’t to do everything, it’s to do the right things first.
 
That’s where the Four Walls come in: food, utilities, shelter, and transportation. Those get paid before anything else, even debt.
 
Sometimes that means making hard, even uncomfortable decisions. But in a season like this, priorities matter more than preferences.

- @rachelcruze
1.16M
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ramsey.solutions
When money gets tight, the goal isn’t to do everything, it’s to do the right things first. That’s where the Four Walls come in: food, utilities, shelter, and transportation. Those get paid before anything else, even debt. Sometimes that means making hard, even uncomfortable decisions. But in a season like this, priorities matter more than preferences. - @rachelcruze
Jim is a 40-year-old widower, and he has a $1.3M net worth and no debt—but he’s worried the ladies won’t like his 25-year-old truck.
1.07M
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ramsey.solutions
Jim is a 40-year-old widower, and he has a $1.3M net worth and no debt—but he’s worried the ladies won’t like his 25-year-old truck.
Michael called into The Ramsey Show after his parents asked him for a $50,000 loan to put as a down payment on their second home. John and Rachel tell him about the problems that come from loaning money to family.
1.03M
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ramsey.solutions
Michael called into The Ramsey Show after his parents asked him for a $50,000 loan to put as a down payment on their second home. John and Rachel tell him about the problems that come from loaning money to family.
Student loan debt can feel overwhelming, but avoiding it won’t make it disappear.

The good news? No matter how much you owe, there’s always a path forward when you make a plan and start taking action.
1.01M
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1mo ago
ramsey.solutions
Student loan debt can feel overwhelming, but avoiding it won’t make it disappear. The good news? No matter how much you owe, there’s always a path forward when you make a plan and start taking action.

RAMSEY (@ramsey.solutions) Instagram Stats & Analytics

RAMSEY (@ramsey.solutions) has 565K Instagram followers with a 1.45% engagement rate over the past 12 months. Across 236 posts, RAMSEY received 974K total likes and 66.9M impressions, averaging 4.13K likes per post. This page tracks RAMSEY's performance metrics, top content, and engagement trends — updated daily.

RAMSEY (@ramsey.solutions) Instagram Analytics FAQ

How many Instagram followers does RAMSEY have?+
RAMSEY (@ramsey.solutions) has 565K Instagram followers as of September 2026.
What is RAMSEY's Instagram engagement rate?+
RAMSEY's Instagram engagement rate is 1.45% over the last 12 months, based on 236 posts.
How many likes does RAMSEY get on Instagram?+
RAMSEY received 974K total likes across 236 posts in the last 12 months, averaging 4.13K likes per post.
How many Instagram impressions does RAMSEY get?+
RAMSEY's Instagram content generated 66.9M total impressions over the last 12 months.