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3 Ways To Use A Credit Card In Your 20’s 💳

Using credit cards the WRONG way is a one way ticket towards financial doom.

So that is why there are 3 rules I live by when it comes to credit cards.

1. Always try to pay more than the minimum balance. Paying in full is optimal and most importantly, pay on time.

2. Use it! If you can be responsible, credit cards are great for getting cash back or travel points. So 95% of the time, im using a credit card

3. Choose wisely. Not every card is for you, and you aren’t meant for every card. That is why I’m pretty picky. 

One of my favorites that I recently found is the U.S. Bank Smartly™ Visa Signature® Card.

Unlimited 2% cash back on every purchase!

Doesn’t get too much better than that. 

If you want to check it out, I’ll leave a link in my bio!

#ad #sponsored #USBankPartner #EarnMoreSmartly
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6mo ago
profitplugg
3 Ways To Use A Credit Card In Your 20’s 💳 Using credit cards the WRONG way is a one way ticket towards financial doom. So that is why there are 3 rules I live by when it comes to credit cards. 1. Always try to pay more than the minimum balance. Paying in full is optimal and most importantly, pay on time. 2. Use it! If you can be responsible, credit cards are great for getting cash back or travel points. So 95% of the time, im using a credit card 3. Choose wisely. Not every card is for you, and you aren’t meant for every card. That is why I’m pretty picky. One of my favorites that I recently found is the U.S. Bank Smartly™ Visa Signature® Card. Unlimited 2% cash back on every purchase! Doesn’t get too much better than that. If you want to check it out, I’ll leave a link in my bio! #ad #sponsored #USBankPartner #EarnMoreSmartly
6 Steps to Being Financially FREE! 💸

COMMENT “100k” for my free 100k roadmap! 

None of these are set in stone, but they are a great rule of thumbs to live by.

If you aren’t close, dw it can be something you can work toward!

Comment down below if you agree or not, curious to hear your thoughts

#money #wealth #personalfinance #financialfreedom #mindset
6.08M
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profitplugg
6 Steps to Being Financially FREE! 💸 COMMENT “100k” for my free 100k roadmap! None of these are set in stone, but they are a great rule of thumbs to live by. If you aren’t close, dw it can be something you can work toward! Comment down below if you agree or not, curious to hear your thoughts #money #wealth #personalfinance #financialfreedom #mindset
How to Save Money On College! ⤵️

This is for everyone who is starting school again…. I GOT YOU!

College comes with a few big expenses you can’t ignore: housing, tuition, food, and supplies.

Let’s break them down.

1. Housing

Freshmen and sophomores usually have to dorm, so this cost is fixed at first. Later, your best options are commuting, becoming an RA (free housing + meals), or starting at community college for 2 years.

If you’re renting, start searching early, live with as many roommates as possible, and always take photos of the place before moving in.

2. Tuition

This one hurts the most. Scholarships are free money that often go unused—apply to as many as you can.

In high school, stack AP or dual-enrollment credits. In college, knock out GEs at a community college during summer/winter to save big.

3. Food

If you don’t have a meal plan, cooking is your money-saver. Eating out daily destroys your budget. Brew your own coffee, cook simple meals, and skip pricey “energy shots.”

4. Supplies

Never buy textbooks full price. Use student discounts, hunt for used gear on FB Marketplace, and split costs with friends when you can.

Anything I missed?

#college #school #university #savemoney #money
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profitplugg
How to Save Money On College! ⤵️ This is for everyone who is starting school again…. I GOT YOU! College comes with a few big expenses you can’t ignore: housing, tuition, food, and supplies. Let’s break them down. 1. Housing Freshmen and sophomores usually have to dorm, so this cost is fixed at first. Later, your best options are commuting, becoming an RA (free housing + meals), or starting at community college for 2 years. If you’re renting, start searching early, live with as many roommates as possible, and always take photos of the place before moving in. 2. Tuition This one hurts the most. Scholarships are free money that often go unused—apply to as many as you can. In high school, stack AP or dual-enrollment credits. In college, knock out GEs at a community college during summer/winter to save big. 3. Food If you don’t have a meal plan, cooking is your money-saver. Eating out daily destroys your budget. Brew your own coffee, cook simple meals, and skip pricey “energy shots.” 4. Supplies Never buy textbooks full price. Use student discounts, hunt for used gear on FB Marketplace, and split costs with friends when you can. Anything I missed? #college #school #university #savemoney #money
3 reasons why I prefer using credit cards over my debit card 💳

Link in bio to check out this card yourself!

1. You get excellent fraud protection!

If you ever get scammed or someone steals your card, you are protected by the credit card! This comes in handy if you ever drop your wallet somewhere and someone uses your card (trust me, it happens….)

2. It builds your credit

Having a good credit score is crucial. Using a credit card (the right way) will help build your credit score!

3. Points and cash back

 When you use cards like the U.S. Bank Smartly™ Visa Signature® Card, you can get unlimited 2% cash back on every purchase. It’s seriously a no brainer.

 #ad #sponsored #USBankPartner #EarnMoreSmartly
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6mo ago
profitplugg
3 reasons why I prefer using credit cards over my debit card 💳 Link in bio to check out this card yourself! 1. You get excellent fraud protection! If you ever get scammed or someone steals your card, you are protected by the credit card! This comes in handy if you ever drop your wallet somewhere and someone uses your card (trust me, it happens….) 2. It builds your credit Having a good credit score is crucial. Using a credit card (the right way) will help build your credit score! 3. Points and cash back When you use cards like the U.S. Bank Smartly™ Visa Signature® Card, you can get unlimited 2% cash back on every purchase. It’s seriously a no brainer. #ad #sponsored #USBankPartner #EarnMoreSmartly
College Isn’t Expensive… 🏫 

#college #genz #school #money #career
3.72M
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2mo ago
profitplugg
College Isn’t Expensive… 🏫 #college #genz #school #money #career
Exposing The Sunglass Monopoly 👓

#money #wealth #versace #doclegabbana #luxottica savemoney
3.22M
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6mo ago
profitplugg
Exposing The Sunglass Monopoly 👓 #money #wealth #versace #doclegabbana #luxottica savemoney
5 Pieces of Media to Consume Instead of Doom-Scrolling 🧠

I’m not your parent, but please try to doomscroll less. 

There are countless studies on how badly this is affecting your brain, life and health in all aspects.

If you are going to doomscroll, atleast limit and watch something beneficial.

like my content ;)

Do you guys have any recommendations? Drop them down below 👇🏻

#money #personalfinance #investing #mindset #wealth
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6mo ago
profitplugg
5 Pieces of Media to Consume Instead of Doom-Scrolling 🧠 I’m not your parent, but please try to doomscroll less. There are countless studies on how badly this is affecting your brain, life and health in all aspects. If you are going to doomscroll, atleast limit and watch something beneficial. like my content ;) Do you guys have any recommendations? Drop them down below 👇🏻 #money #personalfinance #investing #mindset #wealth
How To Negotiate Medical Bills

Welcome to America 😖

#medicalbills #america #save #savemoney #personalfinance
1.92M
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10mo ago
profitplugg
How To Negotiate Medical Bills Welcome to America 😖 #medicalbills #america #save #savemoney #personalfinance
Youtubers That Taught Me More About Making Money Than My College Degree 🏦

1. Wallstreet Trapper

2. Naval Ravikant

3.Graham Stephen

4. Biaheza

Hopefully I can be on your list… More youtube content coming soon!

What type of content would you like to see?

#personalfinance #money #moneymaking #business #growth growthmindset millionaire moneymindset
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4mo ago
profitplugg
Youtubers That Taught Me More About Making Money Than My College Degree 🏦 1. Wallstreet Trapper 2. Naval Ravikant 3.Graham Stephen 4. Biaheza Hopefully I can be on your list… More youtube content coming soon! What type of content would you like to see? #personalfinance #money #moneymaking #business #growth growthmindset millionaire moneymindset
How to Start Investing in Your 20s 📈

Comment “5STEPS” for my free investing beginner checklist!

1. Choose A Brokerage

The central hub where your portfolio will live. Any brokerage is fine, but you can use Webull, Vanguard, Fidelity, Schwab, etc.

2. Contribute Money

Move your money from your bank account to your brokerage so you have funds to buy the stocks you want

Pro tip: automate your contributions so you never miss an investment

3. Invest Your Money

Choose what stocks you want and buy them.

Think long-term, I personally like index funds and ETFs like VOO, which spreads your money across multiple different companies at the same time

not financial advice!!

#money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
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profitplugg
How to Start Investing in Your 20s 📈 Comment “5STEPS” for my free investing beginner checklist! 1. Choose A Brokerage The central hub where your portfolio will live. Any brokerage is fine, but you can use Webull, Vanguard, Fidelity, Schwab, etc. 2. Contribute Money Move your money from your bank account to your brokerage so you have funds to buy the stocks you want Pro tip: automate your contributions so you never miss an investment 3. Invest Your Money Choose what stocks you want and buy them. Think long-term, I personally like index funds and ETFs like VOO, which spreads your money across multiple different companies at the same time not financial advice!! #money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
7 Things That Will Keep Your Poor In Your 20’s 📉

Choose your vices carefully! 

It’s okay to splurge, treat yourself and indulge every once and awhile. But there are opportunity costs to everything.

For me, i like to splurge on travel, experiences and food.

Did I miss any on the list? lmk what you would add or take out!

#money #savemoney #wealth #personalfinance #finance #frugal #saving #wealthy #genz #spending
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profitplugg
7 Things That Will Keep Your Poor In Your 20’s 📉 Choose your vices carefully! It’s okay to splurge, treat yourself and indulge every once and awhile. But there are opportunity costs to everything. For me, i like to splurge on travel, experiences and food. Did I miss any on the list? lmk what you would add or take out! #money #savemoney #wealth #personalfinance #finance #frugal #saving #wealthy #genz #spending
How To Not Get SCAMED With Car Insurance 🚗

#money #personalfinance #investing #mindset #wealth wealthy wealthymindset growthmindset savemoney invest stockmarket frugal
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8mo ago
profitplugg
How To Not Get SCAMED With Car Insurance 🚗 #money #personalfinance #investing #mindset #wealth wealthy wealthymindset growthmindset savemoney invest stockmarket frugal
POV: Airlines Damaged Your Luggage (What To Do 👇)

1. Take a photo BEFORE checking your bag - This is your proof it wasn’t already damaged. One quick photo at check-in can get you hundreds back.

2. Report the damage immediately at the airport - Go to the airline’s baggage service desk before leaving. File an official damage report and get a reference number. Don’t accept a lowball voucher.

3. Document everything - Take photos of the damage from multiple angles. Keep your baggage claim ticket, boarding pass, and receipts for the luggage.

4. Know your rights - The US Department of Transportation requires all airlines to reimburse passengers for damaged baggage up to $3,800 for domestic flights (international flights are covered up to ~$1,780 under Montreal Convention). This isn’t optional for them - it’s federal law.

5. Submit your written claim within 7 days - Email the airline with all documentation and photos. Reference the DOT regulation if they push back.

6. Get your money - They’ll repair, reimburse, or pay you the value. Stand firm on the actual cost of your bag.

#money #personalfinance  #frugal #airlines #travel
1.09M
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profitplugg
POV: Airlines Damaged Your Luggage (What To Do 👇) 1. Take a photo BEFORE checking your bag - This is your proof it wasn’t already damaged. One quick photo at check-in can get you hundreds back. 2. Report the damage immediately at the airport - Go to the airline’s baggage service desk before leaving. File an official damage report and get a reference number. Don’t accept a lowball voucher. 3. Document everything - Take photos of the damage from multiple angles. Keep your baggage claim ticket, boarding pass, and receipts for the luggage. 4. Know your rights - The US Department of Transportation requires all airlines to reimburse passengers for damaged baggage up to $3,800 for domestic flights (international flights are covered up to ~$1,780 under Montreal Convention). This isn’t optional for them - it’s federal law. 5. Submit your written claim within 7 days - Email the airline with all documentation and photos. Reference the DOT regulation if they push back. 6. Get your money - They’ll repair, reimburse, or pay you the value. Stand firm on the actual cost of your bag. #money #personalfinance #frugal #airlines #travel
Money Lessons School Should’ve Taught you 🏦

If you can set up these 4 bank accounts you are already ahead of 90% of people.

1. Checkings - money goes in and out

2. HYSA - 3%+ APY on your savings (emergency fund and other goals)

3. Roth IRa - tax free growth for retirement. op asl

4. Taxable Brokerage - invest the rest 

Everything can be automated too, but literally spend one day to do this and you’re golden!

follow for more things school should’ve taught you!

#money #wealthmindset #genz #personalfinance #investing
941K
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profitplugg
Money Lessons School Should’ve Taught you 🏦 If you can set up these 4 bank accounts you are already ahead of 90% of people. 1. Checkings - money goes in and out 2. HYSA - 3%+ APY on your savings (emergency fund and other goals) 3. Roth IRa - tax free growth for retirement. op asl 4. Taxable Brokerage - invest the rest Everything can be automated too, but literally spend one day to do this and you’re golden! follow for more things school should’ve taught you! #money #wealthmindset #genz #personalfinance #investing
3 ways I use AI in my 20’s so I’m not broke in my 30’s 🤖

1. Built My Own Budgeting Tool

 Most apps are way too confusing, so I used @claudeai to build my own simple budget calculator using basic money rules. It shows me how much I should be spending and saving, without the fluff.

2. Personal Financial advisor

 Claude isn’t just a tool, it’s my financial thinking partner. 

I added a chat box that helps me work through big money decisions or answer questions like “can I afford this?” or “how much should I invest?” etc.

3. Progress Tracker

Claude and I also built a tracker that shows how far I am from hitting my savings and investing goals, and how long it’ll take if I stay consistent.

Claude helps me work through the toughest money scenarios. 

The best part is, you don’t need to be a tech bro to do so!

Work through your complex financial goals with Claude! #ClaudePartner
875K
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profitplugg
3 ways I use AI in my 20’s so I’m not broke in my 30’s 🤖 1. Built My Own Budgeting Tool Most apps are way too confusing, so I used @claudeai to build my own simple budget calculator using basic money rules. It shows me how much I should be spending and saving, without the fluff. 2. Personal Financial advisor Claude isn’t just a tool, it’s my financial thinking partner. I added a chat box that helps me work through big money decisions or answer questions like “can I afford this?” or “how much should I invest?” etc. 3. Progress Tracker Claude and I also built a tracker that shows how far I am from hitting my savings and investing goals, and how long it’ll take if I stay consistent. Claude helps me work through the toughest money scenarios. The best part is, you don’t need to be a tech bro to do so! Work through your complex financial goals with Claude! #ClaudePartner
How to Open a Roth IRA in 2025 💰

Comment “5STEPS” for my free investing beginner checklist! 

First of all, a Roth IRA is a retirement account where your money grows 100% tax free

1. Open an account

You can use any brokerage, like Vanguard, Fidelity, Schwab, etc.

2. Transfer money into your account

Pro tip: stay consistent by automating your transfers

3. Invest your money

Don’t forget to put your money into stock after you transfer. Alot of people for get this!!!

I like low cost index funds like VOO, QQQM, VTI etc

Drop any question you have down below 👇🏻, I hope this helps!

#money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
744K
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profitplugg
How to Open a Roth IRA in 2025 💰 Comment “5STEPS” for my free investing beginner checklist! First of all, a Roth IRA is a retirement account where your money grows 100% tax free 1. Open an account You can use any brokerage, like Vanguard, Fidelity, Schwab, etc. 2. Transfer money into your account Pro tip: stay consistent by automating your transfers 3. Invest your money Don’t forget to put your money into stock after you transfer. Alot of people for get this!!! I like low cost index funds like VOO, QQQM, VTI etc Drop any question you have down below 👇🏻, I hope this helps! #money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
Exposing The Diamond Indstry 💍 

#money #personalfinance #wealth #diamond #dabeers
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profitplugg
Exposing The Diamond Indstry 💍 #money #personalfinance #wealth #diamond #dabeers
5 Money Accounts You Need 💸

comment “HYSA” for my favorite hysa accounts!

1. Roth IRA - Investing with tax-free gains (skip capital gains tax)

2. 401(k) - Free money from your employer (only invest up to the match)

3. Regular brokerage - Investing with no limits of
Other

4. HYSA - Free money from your savings (link in bio)

5. Checking account - Day-to-day expenses

#money #personalfinance #investing #mindset #money
632K
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profitplugg
5 Money Accounts You Need 💸 comment “HYSA” for my favorite hysa accounts! 1. Roth IRA - Investing with tax-free gains (skip capital gains tax) 2. 401(k) - Free money from your employer (only invest up to the match) 3. Regular brokerage - Investing with no limits of Other 4. HYSA - Free money from your savings (link in bio) 5. Checking account - Day-to-day expenses #money #personalfinance #investing #mindset #money
3 Simple Investing Rules that Helped Me Build a $500,000 Portfolio 💰

Comment “5Steps” to get my free beginner investing checklist!

1. Invest Boring
70-75% of my money is in boring ETFs like VOO, which automatically diversifies my money into the top 500 companies in the US stock market

2. Invest as Much as I Can, As Early as I Can
More time to take advantage of compound interest. Don’t wait for dips, invest consistently

3. Automate Everything
I don’t rely on discipline. Every paycheck, money automatically moves straight into my investments

#money #personalfinance #investing #mindset #wealth
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profitplugg
3 Simple Investing Rules that Helped Me Build a $500,000 Portfolio 💰 Comment “5Steps” to get my free beginner investing checklist! 1. Invest Boring 70-75% of my money is in boring ETFs like VOO, which automatically diversifies my money into the top 500 companies in the US stock market 2. Invest as Much as I Can, As Early as I Can More time to take advantage of compound interest. Don’t wait for dips, invest consistently 3. Automate Everything I don’t rely on discipline. Every paycheck, money automatically moves straight into my investments #money #personalfinance #investing #mindset #wealth
3 Things You Should Do At 18 To Get Ahead In Your 20’s 📈

Step 1: Start building your credit.

Follow these credit commandments:

1. Pay on time, in full, every time
2. Never pend more than you have
3.  Dont apply to too many CC too fast (wait 6-8 months)

2. Get a job.

 It takes money to get good at money. You don’t need a gazillion jobs, you just get some skin in the game and learn how to manage your money.

3. INVEST FOR THE LOVE OF GOD

Investing is like creating an army of capital that will make you rich while you sleep. Every dollar you invest, snowballs and compounds.

Being young is your greatest advantage because you give your money more time to compound and grow.

THIS IS KEY!

Comment “5STEPS” for my free investing for beginner guide!

You got this.

#investing #invest #wealth #money #personalfinance
483K
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profitplugg
3 Things You Should Do At 18 To Get Ahead In Your 20’s 📈 Step 1: Start building your credit. Follow these credit commandments: 1. Pay on time, in full, every time 2. Never pend more than you have 3. Dont apply to too many CC too fast (wait 6-8 months) 2. Get a job. It takes money to get good at money. You don’t need a gazillion jobs, you just get some skin in the game and learn how to manage your money. 3. INVEST FOR THE LOVE OF GOD Investing is like creating an army of capital that will make you rich while you sleep. Every dollar you invest, snowballs and compounds. Being young is your greatest advantage because you give your money more time to compound and grow. THIS IS KEY! Comment “5STEPS” for my free investing for beginner guide! You got this. #investing #invest #wealth #money #personalfinance

Angelo Castillo (@profitplugg) Instagram Stats & Analytics

Angelo Castillo (@profitplugg) has 819K Instagram followers with a 3.32% engagement rate over the past 12 months. Across 149 posts, Angelo Castillo received 2.27M total likes and 66.4M impressions, averaging 15.2K likes per post. This page tracks Angelo Castillo's performance metrics, top content, and engagement trends — updated daily.

Angelo Castillo (@profitplugg) Instagram Analytics FAQ

How many Instagram followers does Angelo Castillo have?+
Angelo Castillo (@profitplugg) has 819K Instagram followers as of September 2026.
What is Angelo Castillo's Instagram engagement rate?+
Angelo Castillo's Instagram engagement rate is 3.32% over the last 12 months, based on 149 posts.
How many likes does Angelo Castillo get on Instagram?+
Angelo Castillo received 2.27M total likes across 149 posts in the last 12 months, averaging 15.2K likes per post.
How many Instagram impressions does Angelo Castillo get?+
Angelo Castillo's Instagram content generated 66.4M total impressions over the last 12 months.