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3 Ways To Use A Credit Card In Your 20’s 💳

Using credit cards the WRONG way is a one way ticket towards financial doom.

So that is why there are 3 rules I live by when it comes to credit cards.

1. Always try to pay more than the minimum balance. Paying in full is optimal and most importantly, pay on time.

2. Use it! If you can be responsible, credit cards are great for getting cash back or travel points. So 95% of the time, im using a credit card

3. Choose wisely. Not every card is for you, and you aren’t meant for every card. That is why I’m pretty picky. 

One of my favorites that I recently found is the U.S. Bank Smartly™ Visa Signature® Card.

Unlimited 2% cash back on every purchase!

Doesn’t get too much better than that. 

If you want to check it out, I’ll leave a link in my bio!

#ad #sponsored #USBankPartner #EarnMoreSmartly
13.2M
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5mo ago
profitplugg
3 Ways To Use A Credit Card In Your 20’s 💳 Using credit cards the WRONG way is a one way ticket towards financial doom. So that is why there are 3 rules I live by when it comes to credit cards. 1. Always try to pay more than the minimum balance. Paying in full is optimal and most importantly, pay on time. 2. Use it! If you can be responsible, credit cards are great for getting cash back or travel points. So 95% of the time, im using a credit card 3. Choose wisely. Not every card is for you, and you aren’t meant for every card. That is why I’m pretty picky. One of my favorites that I recently found is the U.S. Bank Smartly™ Visa Signature® Card. Unlimited 2% cash back on every purchase! Doesn’t get too much better than that. If you want to check it out, I’ll leave a link in my bio! #ad #sponsored #USBankPartner #EarnMoreSmartly
How to Save Money On College! ⤵️

This is for everyone who is starting school again…. I GOT YOU!

College comes with a few big expenses you can’t ignore: housing, tuition, food, and supplies.

Let’s break them down.

1. Housing

Freshmen and sophomores usually have to dorm, so this cost is fixed at first. Later, your best options are commuting, becoming an RA (free housing + meals), or starting at community college for 2 years.

If you’re renting, start searching early, live with as many roommates as possible, and always take photos of the place before moving in.

2. Tuition

This one hurts the most. Scholarships are free money that often go unused—apply to as many as you can.

In high school, stack AP or dual-enrollment credits. In college, knock out GEs at a community college during summer/winter to save big.

3. Food

If you don’t have a meal plan, cooking is your money-saver. Eating out daily destroys your budget. Brew your own coffee, cook simple meals, and skip pricey “energy shots.”

4. Supplies

Never buy textbooks full price. Use student discounts, hunt for used gear on FB Marketplace, and split costs with friends when you can.

Anything I missed?

#college #school #university #savemoney #money
6.06M
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profitplugg
How to Save Money On College! ⤵️ This is for everyone who is starting school again…. I GOT YOU! College comes with a few big expenses you can’t ignore: housing, tuition, food, and supplies. Let’s break them down. 1. Housing Freshmen and sophomores usually have to dorm, so this cost is fixed at first. Later, your best options are commuting, becoming an RA (free housing + meals), or starting at community college for 2 years. If you’re renting, start searching early, live with as many roommates as possible, and always take photos of the place before moving in. 2. Tuition This one hurts the most. Scholarships are free money that often go unused—apply to as many as you can. In high school, stack AP or dual-enrollment credits. In college, knock out GEs at a community college during summer/winter to save big. 3. Food If you don’t have a meal plan, cooking is your money-saver. Eating out daily destroys your budget. Brew your own coffee, cook simple meals, and skip pricey “energy shots.” 4. Supplies Never buy textbooks full price. Use student discounts, hunt for used gear on FB Marketplace, and split costs with friends when you can. Anything I missed? #college #school #university #savemoney #money
3 reasons why I prefer using credit cards over my debit card 💳

Link in bio to check out this card yourself!

1. You get excellent fraud protection!

If you ever get scammed or someone steals your card, you are protected by the credit card! This comes in handy if you ever drop your wallet somewhere and someone uses your card (trust me, it happens….)

2. It builds your credit

Having a good credit score is crucial. Using a credit card (the right way) will help build your credit score!

3. Points and cash back

 When you use cards like the U.S. Bank Smartly™ Visa Signature® Card, you can get unlimited 2% cash back on every purchase. It’s seriously a no brainer.

 #ad #sponsored #USBankPartner #EarnMoreSmartly
4.64M
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5mo ago
profitplugg
3 reasons why I prefer using credit cards over my debit card 💳 Link in bio to check out this card yourself! 1. You get excellent fraud protection! If you ever get scammed or someone steals your card, you are protected by the credit card! This comes in handy if you ever drop your wallet somewhere and someone uses your card (trust me, it happens….) 2. It builds your credit Having a good credit score is crucial. Using a credit card (the right way) will help build your credit score! 3. Points and cash back When you use cards like the U.S. Bank Smartly™ Visa Signature® Card, you can get unlimited 2% cash back on every purchase. It’s seriously a no brainer. #ad #sponsored #USBankPartner #EarnMoreSmartly
Why I only have $600 In My Bank Account 💰

COMMENT "1K" for a full tutorial! (i forgot i made one)

This is how I split my money every time I get paid

1. Checkings account: This is where money first gets deposited into but doesn’t stay for long bc of inflation

2. HYSA (High-Yield Savings Account): Emergency fund + travel fund + house down payment. I only keep 3–6 months of expenses here.

3. Brokerage accounts: 50% of my income goes straight into the market — mostly index funds. No timing, just automatic investing.

4. Leftover money = guilt-free spending. i like to budget in reverse. meaning i save first and then i can spend on whatever i want (if i want to)

Want a breakdown or tutorial on how to set this up?

#money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal #moneymoves #financialliteracy #budgeting #hysa #reversebudgeting
4.00M
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12mo ago
profitplugg
Why I only have $600 In My Bank Account 💰 COMMENT "1K" for a full tutorial! (i forgot i made one) This is how I split my money every time I get paid 1. Checkings account: This is where money first gets deposited into but doesn’t stay for long bc of inflation 2. HYSA (High-Yield Savings Account): Emergency fund + travel fund + house down payment. I only keep 3–6 months of expenses here. 3. Brokerage accounts: 50% of my income goes straight into the market — mostly index funds. No timing, just automatic investing. 4. Leftover money = guilt-free spending. i like to budget in reverse. meaning i save first and then i can spend on whatever i want (if i want to) Want a breakdown or tutorial on how to set this up? #money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal #moneymoves #financialliteracy #budgeting #hysa #reversebudgeting
Truth Behind The Sunglass Monopoly 👓

This is the real reason why designer brands, not just this one, are able to charge so high.

Many of your favorite designer products are probably owned by one giant corportation who’s main objective is taking your money!

Comment down other monopolies! We’re all in this together!

#money #wealth #growth #growthmindset #designerbrandsscam #savings #sunglasses #versace #doclegabbana #luxottica #savemoney
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profitplugg
Truth Behind The Sunglass Monopoly 👓 This is the real reason why designer brands, not just this one, are able to charge so high. Many of your favorite designer products are probably owned by one giant corportation who’s main objective is taking your money! Comment down other monopolies! We’re all in this together! #money #wealth #growth #growthmindset #designerbrandsscam #savings #sunglasses #versace #doclegabbana #luxottica #savemoney
New Automatic Refund Law for Airlines! 🛫

#airlines #travelhacks #travel #boeing #DOT #spirit #traveltips
3.67M
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11mo ago
profitplugg
New Automatic Refund Law for Airlines! 🛫 #airlines #travelhacks #travel #boeing #DOT #spirit #traveltips
Exposing The Sunglass Monopoly 👓

#money #wealth #versace #doclegabbana #luxottica savemoney
3.18M
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5mo ago
profitplugg
Exposing The Sunglass Monopoly 👓 #money #wealth #versace #doclegabbana #luxottica savemoney
College Isn’t Expensive… 🏫 

#college #genz #school #money #career
2.85M
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1mo ago
profitplugg
College Isn’t Expensive… 🏫 #college #genz #school #money #career
3 Things I Did at 18 That Changed My 20s 💸

#investing #money #personalfinance #wealth #savemoney #stockmarket #growthmindset #financialfreedom
2.33M
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profitplugg
3 Things I Did at 18 That Changed My 20s 💸 #investing #money #personalfinance #wealth #savemoney #stockmarket #growthmindset #financialfreedom
5 Pieces of Media to Consume Instead of Doom-Scrolling 🧠

I’m not your parent, but please try to doomscroll less. 

There are countless studies on how badly this is affecting your brain, life and health in all aspects.

If you are going to doomscroll, atleast limit and watch something beneficial.

like my content ;)

Do you guys have any recommendations? Drop them down below 👇🏻

#money #personalfinance #investing #mindset #wealth
1.95M
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4mo ago
profitplugg
5 Pieces of Media to Consume Instead of Doom-Scrolling 🧠 I’m not your parent, but please try to doomscroll less. There are countless studies on how badly this is affecting your brain, life and health in all aspects. If you are going to doomscroll, atleast limit and watch something beneficial. like my content ;) Do you guys have any recommendations? Drop them down below 👇🏻 #money #personalfinance #investing #mindset #wealth
How To Negotiate Medical Bills

Welcome to America 😖

#medicalbills #america #save #savemoney #personalfinance
1.92M
168K
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profitplugg
How To Negotiate Medical Bills Welcome to America 😖 #medicalbills #america #save #savemoney #personalfinance
How To Invest $1,000 (as a beginner!) 📈

Link in bio for my favorite brokerage!

Step 1: choose a brokerage

This is where you will buy, hold and sell your stocks. You want something that is easy to use, can automate investments and has fractional shares.

I’ve been with Webull for 5 years, they got it all

Step 2: Choose your investments

If I were just beginning, I would either do 100% index funds/etfs, or at least 70-90% that.

( but if you’re young, you can afford to be a tad riskier!)

My first 100k was solely into index funds.

Step 3 (optional): Automate 

Investing only works if you’re consistent over the long term. So by automating it, you are making sure you are prioritizing your future!

Angelo (Profit Plug) (“Affiliate”) is compensated by Webull Financial LLC (“Webull”) member of FINRA and SIPC. Investing involves risk. More info at webull.com/disclosures

#personalfinance #money #invest #investing #stockmarket #wealth #wealthy #stocks #stonks #ad
1.57M
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12mo ago
profitplugg
How To Invest $1,000 (as a beginner!) 📈 Link in bio for my favorite brokerage! Step 1: choose a brokerage This is where you will buy, hold and sell your stocks. You want something that is easy to use, can automate investments and has fractional shares. I’ve been with Webull for 5 years, they got it all Step 2: Choose your investments If I were just beginning, I would either do 100% index funds/etfs, or at least 70-90% that. ( but if you’re young, you can afford to be a tad riskier!) My first 100k was solely into index funds. Step 3 (optional): Automate Investing only works if you’re consistent over the long term. So by automating it, you are making sure you are prioritizing your future! Angelo (Profit Plug) (“Affiliate”) is compensated by Webull Financial LLC (“Webull”) member of FINRA and SIPC. Investing involves risk. More info at webull.com/disclosures #personalfinance #money #invest #investing #stockmarket #wealth #wealthy #stocks #stonks #ad
Is The Diamond Industry A Scam? 💎🤔

#diamond #dabeers #personalfinance #finance
1.30M
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12mo ago
profitplugg
Is The Diamond Industry A Scam? 💎🤔 #diamond #dabeers #personalfinance #finance
How to Start Investing in Your 20s 📈

Comment “5STEPS” for my free investing beginner checklist!

1. Choose A Brokerage

The central hub where your portfolio will live. Any brokerage is fine, but you can use Webull, Vanguard, Fidelity, Schwab, etc.

2. Contribute Money

Move your money from your bank account to your brokerage so you have funds to buy the stocks you want

Pro tip: automate your contributions so you never miss an investment

3. Invest Your Money

Choose what stocks you want and buy them.

Think long-term, I personally like index funds and ETFs like VOO, which spreads your money across multiple different companies at the same time

not financial advice!!

#money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
1.29M
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profitplugg
How to Start Investing in Your 20s 📈 Comment “5STEPS” for my free investing beginner checklist! 1. Choose A Brokerage The central hub where your portfolio will live. Any brokerage is fine, but you can use Webull, Vanguard, Fidelity, Schwab, etc. 2. Contribute Money Move your money from your bank account to your brokerage so you have funds to buy the stocks you want Pro tip: automate your contributions so you never miss an investment 3. Invest Your Money Choose what stocks you want and buy them. Think long-term, I personally like index funds and ETFs like VOO, which spreads your money across multiple different companies at the same time not financial advice!! #money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
Youtubers That Taught Me More About Making Money Than My College Degree 🏦

1. Wallstreet Trapper

2. Naval Ravikant

3.Graham Stephen

4. Biaheza

Hopefully I can be on your list… More youtube content coming soon!

What type of content would you like to see?

#personalfinance #money #moneymaking #business #growth growthmindset millionaire moneymindset
1.28M
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3mo ago
profitplugg
Youtubers That Taught Me More About Making Money Than My College Degree 🏦 1. Wallstreet Trapper 2. Naval Ravikant 3.Graham Stephen 4. Biaheza Hopefully I can be on your list… More youtube content coming soon! What type of content would you like to see? #personalfinance #money #moneymaking #business #growth growthmindset millionaire moneymindset
7 Things That Will Keep Your Poor In Your 20’s 📉

Choose your vices carefully! 

It’s okay to splurge, treat yourself and indulge every once and awhile. But there are opportunity costs to everything.

For me, i like to splurge on travel, experiences and food.

Did I miss any on the list? lmk what you would add or take out!

#money #savemoney #wealth #personalfinance #finance #frugal #saving #wealthy #genz #spending
1.27M
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7mo ago
profitplugg
7 Things That Will Keep Your Poor In Your 20’s 📉 Choose your vices carefully! It’s okay to splurge, treat yourself and indulge every once and awhile. But there are opportunity costs to everything. For me, i like to splurge on travel, experiences and food. Did I miss any on the list? lmk what you would add or take out! #money #savemoney #wealth #personalfinance #finance #frugal #saving #wealthy #genz #spending
How To Not Get SCAMED With Car Insurance 🚗

#money #personalfinance #investing #mindset #wealth wealthy wealthymindset growthmindset savemoney invest stockmarket frugal
1.26M
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7mo ago
profitplugg
How To Not Get SCAMED With Car Insurance 🚗 #money #personalfinance #investing #mindset #wealth wealthy wealthymindset growthmindset savemoney invest stockmarket frugal
#USAAPartner 3 Things I Did To Get an 800+ Credit Score in My 20s 📈 in honor of Perfect
Credit Score Day with @usaa 

Comment “CRED” to learn more about how to build your credit!

Most of Gen Z (50%!) don’t even know what makes up a good credit score — but this number decides how much you’ll pay for cars, houses, and even insurance later in life.

Here’s how I built mine:

1. Never canceled a credit card – Keeping old accounts open improves your credit history
(15% of your score).

2. Kept my credit usage under 10% – The less you use, the better it looks to the bureaus.

3. Automated full payments – On-time payments make up 35% of your score. I set autopay for either full balance or statement balance

If you want more credit-building tips, USAA has easy resources to help you understand your credit and level up. 

Check it out!

#Ad #USAAPartner #money #personalfinance #investing #mindset #wealth #wealthy
#wealthymindset #growthmindset #savemoney #invest #frugal
1.13M
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12mo ago
profitplugg
#USAAPartner 3 Things I Did To Get an 800+ Credit Score in My 20s 📈 in honor of Perfect Credit Score Day with @usaa Comment “CRED” to learn more about how to build your credit! Most of Gen Z (50%!) don’t even know what makes up a good credit score — but this number decides how much you’ll pay for cars, houses, and even insurance later in life. Here’s how I built mine: 1. Never canceled a credit card – Keeping old accounts open improves your credit history (15% of your score). 2. Kept my credit usage under 10% – The less you use, the better it looks to the bureaus. 3. Automated full payments – On-time payments make up 35% of your score. I set autopay for either full balance or statement balance If you want more credit-building tips, USAA has easy resources to help you understand your credit and level up. Check it out! #Ad #USAAPartner #money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #frugal
POV: Airlines Damaged Your Luggage (What To Do 👇)

1. Take a photo BEFORE checking your bag - This is your proof it wasn’t already damaged. One quick photo at check-in can get you hundreds back.

2. Report the damage immediately at the airport - Go to the airline’s baggage service desk before leaving. File an official damage report and get a reference number. Don’t accept a lowball voucher.

3. Document everything - Take photos of the damage from multiple angles. Keep your baggage claim ticket, boarding pass, and receipts for the luggage.

4. Know your rights - The US Department of Transportation requires all airlines to reimburse passengers for damaged baggage up to $3,800 for domestic flights (international flights are covered up to ~$1,780 under Montreal Convention). This isn’t optional for them - it’s federal law.

5. Submit your written claim within 7 days - Email the airline with all documentation and photos. Reference the DOT regulation if they push back.

6. Get your money - They’ll repair, reimburse, or pay you the value. Stand firm on the actual cost of your bag.

#money #personalfinance  #frugal #airlines #travel
1.09M
55.3K
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6mo ago
profitplugg
POV: Airlines Damaged Your Luggage (What To Do 👇) 1. Take a photo BEFORE checking your bag - This is your proof it wasn’t already damaged. One quick photo at check-in can get you hundreds back. 2. Report the damage immediately at the airport - Go to the airline’s baggage service desk before leaving. File an official damage report and get a reference number. Don’t accept a lowball voucher. 3. Document everything - Take photos of the damage from multiple angles. Keep your baggage claim ticket, boarding pass, and receipts for the luggage. 4. Know your rights - The US Department of Transportation requires all airlines to reimburse passengers for damaged baggage up to $3,800 for domestic flights (international flights are covered up to ~$1,780 under Montreal Convention). This isn’t optional for them - it’s federal law. 5. Submit your written claim within 7 days - Email the airline with all documentation and photos. Reference the DOT regulation if they push back. 6. Get your money - They’ll repair, reimburse, or pay you the value. Stand firm on the actual cost of your bag. #money #personalfinance #frugal #airlines #travel
3 ways I use AI in my 20’s so I’m not broke in my 30’s 🤖

1. Built My Own Budgeting Tool

 Most apps are way too confusing, so I used @claudeai to build my own simple budget calculator using basic money rules. It shows me how much I should be spending and saving, without the fluff.

2. Personal Financial advisor

 Claude isn’t just a tool, it’s my financial thinking partner. 

I added a chat box that helps me work through big money decisions or answer questions like “can I afford this?” or “how much should I invest?” etc.

3. Progress Tracker

Claude and I also built a tracker that shows how far I am from hitting my savings and investing goals, and how long it’ll take if I stay consistent.

Claude helps me work through the toughest money scenarios. 

The best part is, you don’t need to be a tech bro to do so!

Work through your complex financial goals with Claude! #ClaudePartner
875K
2.17K
224
9mo ago
profitplugg
3 ways I use AI in my 20’s so I’m not broke in my 30’s 🤖 1. Built My Own Budgeting Tool Most apps are way too confusing, so I used @claudeai to build my own simple budget calculator using basic money rules. It shows me how much I should be spending and saving, without the fluff. 2. Personal Financial advisor Claude isn’t just a tool, it’s my financial thinking partner. I added a chat box that helps me work through big money decisions or answer questions like “can I afford this?” or “how much should I invest?” etc. 3. Progress Tracker Claude and I also built a tracker that shows how far I am from hitting my savings and investing goals, and how long it’ll take if I stay consistent. Claude helps me work through the toughest money scenarios. The best part is, you don’t need to be a tech bro to do so! Work through your complex financial goals with Claude! #ClaudePartner

Angelo Castillo (@profitplugg) Instagram Stats & Analytics

Angelo Castillo (@profitplugg) has 809K Instagram followers with a 4.00% engagement rate over the past 12 months. Across 151 posts, Angelo Castillo received 3.10M total likes and 76.7M impressions, averaging 20.6K likes per post. This page tracks Angelo Castillo's performance metrics, top content, and engagement trends — updated daily.

Angelo Castillo (@profitplugg) Instagram Analytics FAQ

How many Instagram followers does Angelo Castillo have?+
Angelo Castillo (@profitplugg) has 809K Instagram followers as of August 2026.
What is Angelo Castillo's Instagram engagement rate?+
Angelo Castillo's Instagram engagement rate is 4.00% over the last 12 months, based on 151 posts.
How many likes does Angelo Castillo get on Instagram?+
Angelo Castillo received 3.10M total likes across 151 posts in the last 12 months, averaging 20.6K likes per post.
How many Instagram impressions does Angelo Castillo get?+
Angelo Castillo's Instagram content generated 76.7M total impressions over the last 12 months.