NewGet @theeddyperez's full report
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followers
19
impressions
45.6K
likes
210
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posts
309
engagement
0.460%
emv
$965
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First-time buyers are entering the market later than ever 🏠

The average first-time homebuyer is now 40 years old, the highest age ever recorded. Today, first-time buyers make up just 21% of total home sales, an all-time low.

And despite what many think, the average first-time buyer put down 10%, not 20%. Delaying homeownership just to hit a 20% down payment is one of the costliest mistakes you can make in real estate.

At what age did you buy your first home? Drop it in the comments below! 👇

#firsttimehomebuyer #homebuyertips #mortgagetips #housingmarket
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2w ago
theeddyperez
First-time buyers are entering the market later than ever 🏠 The average first-time homebuyer is now 40 years old, the highest age ever recorded. Today, first-time buyers make up just 21% of total home sales, an all-time low. And despite what many think, the average first-time buyer put down 10%, not 20%. Delaying homeownership just to hit a 20% down payment is one of the costliest mistakes you can make in real estate. At what age did you buy your first home? Drop it in the comments below! 👇 #firsttimehomebuyer #homebuyertips #mortgagetips #housingmarket
Your bank is probably not your best mortgage option...
One sentence of advice was 100% right.

The next one?
Not even close.

Don’t make your dad your lender.
Absolutely.

But telling people to “just go to a bank” ignores how the mortgage market actually works.

A retail bank has one set of products.
A mortgage broker has options.

✅Better pricing.
✅More flexibility.
✅Faster execution.

The goal isn’t to get a loan.

It’s to get the right loan.

👇 If you were buying a home tomorrow, would you start with your bank or with a broker?
1.58K
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3mo ago
theeddyperez
Your bank is probably not your best mortgage option... One sentence of advice was 100% right. The next one? Not even close. Don’t make your dad your lender. Absolutely. But telling people to “just go to a bank” ignores how the mortgage market actually works. A retail bank has one set of products. A mortgage broker has options. ✅Better pricing. ✅More flexibility. ✅Faster execution. The goal isn’t to get a loan. It’s to get the right loan. 👇 If you were buying a home tomorrow, would you start with your bank or with a broker?
Cash offers changed housing in 2021, but they did not eliminate financing.

The exact balance depends on the market segment, location, and time period.
1.56K
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1mo ago
theeddyperez
Cash offers changed housing in 2021, but they did not eliminate financing. The exact balance depends on the market segment, location, and time period.
When your mortgage changes hands 📬

Most homeowners only realize their mortgage was transferred when a unexpected letter arrives with a new logo at the top.

The underlying terms of your loan remain exactly the same, only the destination of your monthly payment changes.

By law, both your old and new servicers are required to notify you. Plus, there's a 60-day grace period after the transfer where payments accidentally sent to the old company cannot be marked late or penalized.

Be careful: scammers frequently fake these transition notices. Always verify the new lender by calling the official phone number listed on your previous statement, not the one printed on the new letter.

Has a new servicer ever taken over your mortgage unexpectedly?

Save this for the day that letter shows up.

#mortgagetips #homeowner #homeownership #personalfinance #realestate
1.52K
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4d ago
theeddyperez
When your mortgage changes hands 📬 Most homeowners only realize their mortgage was transferred when a unexpected letter arrives with a new logo at the top. The underlying terms of your loan remain exactly the same, only the destination of your monthly payment changes. By law, both your old and new servicers are required to notify you. Plus, there's a 60-day grace period after the transfer where payments accidentally sent to the old company cannot be marked late or penalized. Be careful: scammers frequently fake these transition notices. Always verify the new lender by calling the official phone number listed on your previous statement, not the one printed on the new letter. Has a new servicer ever taken over your mortgage unexpectedly? Save this for the day that letter shows up. #mortgagetips #homeowner #homeownership #personalfinance #realestate
Kevin Hart revealed his real thoughts on The Rock!

#therock #kevinhart #brotherhood
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2mo ago
theeddyperez
Kevin Hart revealed his real thoughts on The Rock! #therock #kevinhart #brotherhood
No price is too high for liberty 🚣‍♂️

Steering a stolen rowboat across open seas for three grueling days was the only way out of communist oppression.

Surviving that journey meant dropping to the ground to kiss the shore. When freedom is on the line, real men take the stand and make the ultimate leap.

#freedom #legacy #father #courage #fatherhood
1.38K
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5d ago
theeddyperez
No price is too high for liberty 🚣‍♂️ Steering a stolen rowboat across open seas for three grueling days was the only way out of communist oppression. Surviving that journey meant dropping to the ground to kiss the shore. When freedom is on the line, real men take the stand and make the ultimate leap. #freedom #legacy #father #courage #fatherhood
Fatherhood is part patience, part pride, and part getting on your kids’ nerves.

The greatest win is watching them become confident adults with ideas of their own.

What would your kids say you do to annoy them?
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1mo ago
theeddyperez
Fatherhood is part patience, part pride, and part getting on your kids’ nerves. The greatest win is watching them become confident adults with ideas of their own. What would your kids say you do to annoy them?
What does your name actually stand for? 

Listen to Kevin Hart explain how he turned "Hart" into a globally recognized brand by connecting the dots.

Building a brand is about leveraging what makes you unique.
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1mo ago
theeddyperez
What does your name actually stand for? Listen to Kevin Hart explain how he turned "Hart" into a globally recognized brand by connecting the dots. Building a brand is about leveraging what makes you unique.
Confidence builds empires; arrogance burns them to the ground!

#business #strategy #success
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2mo ago
theeddyperez
Confidence builds empires; arrogance burns them to the ground! #business #strategy #success
Why your mortgage payoff date is actually in your own hands.

#mortgage #loan #homebuying
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4w ago
theeddyperez
Why your mortgage payoff date is actually in your own hands. #mortgage #loan #homebuying
Watch what happens when you give the exact same file to a retail giant vs. a top producer!

#lender #loan #lo
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2mo ago
theeddyperez
Watch what happens when you give the exact same file to a retail giant vs. a top producer! #lender #loan #lo
The four offer details that determine if your file actually closes.

#businessadvice #broker #mortgage
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1mo ago
theeddyperez
The four offer details that determine if your file actually closes. #businessadvice #broker #mortgage
Why is the obsession with the "best rate" the biggest trap in the entire mortgage industry?

#mortgage #loan #broker #epm
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2mo ago
theeddyperez
Why is the obsession with the "best rate" the biggest trap in the entire mortgage industry? #mortgage #loan #broker #epm
When the products are identical, the lender with the fastest communication always wins the deal!
#broker #loan #mortgage
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2mo ago
theeddyperez
When the products are identical, the lender with the fastest communication always wins the deal! #broker #loan #mortgage
Here’s how to protect your credit score from pre-approval to closing.

#creditscore #homebuying #loan
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1mo ago
theeddyperez
Here’s how to protect your credit score from pre-approval to closing. #creditscore #homebuying #loan
Motivation builds hype for a day, but mastery delivers flawless execution every single time!

#business #hustle #market #loan
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2mo ago
theeddyperez
Motivation builds hype for a day, but mastery delivers flawless execution every single time! #business #hustle #market #loan
Stop making these four classic mistakes if you want your company to grow.

#business #scaling #company
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4w ago
theeddyperez
Stop making these four classic mistakes if you want your company to grow. #business #scaling #company
Doing what’s in the best interest of the client is being handled by brokers!

#broker #deal #loan #mortgage
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2mo ago
theeddyperez
Doing what’s in the best interest of the client is being handled by brokers! #broker #deal #loan #mortgage
How to tell if a lender can actually execute in under 30 seconds!

#broker #mortgage #loan
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2mo ago
theeddyperez
How to tell if a lender can actually execute in under 30 seconds! #broker #mortgage #loan
The #1 rule for running a business: Never manage a team on work you don't know how to do yourself

#ceo #mortgage #boss #company
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2mo ago
theeddyperez
The #1 rule for running a business: Never manage a team on work you don't know how to do yourself #ceo #mortgage #boss #company

Mortgage Broker Tips | Wholesale Lending (@theeddyperez) Instagram Stats & Analytics

Mortgage Broker Tips | Wholesale Lending (@theeddyperez) has 19.0 Instagram followers with a 0.46% engagement rate over the past 12 months. Across 309 posts, Mortgage Broker Tips | Wholesale Lending received 210 total likes and 45.6K impressions, averaging 0.680 likes per post. This page tracks Mortgage Broker Tips | Wholesale Lending's performance metrics, top content, and engagement trends — updated daily. To benchmark @theeddyperez against other accounts, use Socialpruf's Instagram competitor analysis tool.

Mortgage Broker Tips | Wholesale Lending (@theeddyperez) Instagram Analytics FAQ

How many Instagram followers does Mortgage Broker Tips | Wholesale Lending have?+
Mortgage Broker Tips | Wholesale Lending (@theeddyperez) has 19.0 Instagram followers as of October 2026.
What is Mortgage Broker Tips | Wholesale Lending's Instagram engagement rate?+
Mortgage Broker Tips | Wholesale Lending's Instagram engagement rate is 0.46% over the last 12 months, based on 309 posts.
How many likes does Mortgage Broker Tips | Wholesale Lending get on Instagram?+
Mortgage Broker Tips | Wholesale Lending received 210 total likes across 309 posts in the last 12 months, averaging 0.680 likes per post.
How many Instagram impressions does Mortgage Broker Tips | Wholesale Lending get?+
Mortgage Broker Tips | Wholesale Lending's Instagram content generated 45.6K total impressions over the last 12 months.
Can I compare Mortgage Broker Tips | Wholesale Lending with other Instagram accounts?+
Yes. Add @theeddyperez to a competitor set with Socialpruf's Instagram competitor analysis tool and benchmark it side by side with any other public accounts on views, engagement rate and follower growth, with history back to each account's first post.