This is awful news for everyone in their 20s and 30s. Few understand this.

For those who paid off their mortgage early and own their home free and clear - any regrets?

RIP Financial Advisors, @SStricklandMMA just told you how to financially get ahead of 99% of people.

I personally know dozens of people who would move in 2026 if they could take their 2.75% 30YR Mortgage and apply it to the next home.

Honest question: how does the average person capitalize on this?

This might sound absolutely crazy - but now might be a GOOD time to buy a house. Almost no competition, very little demand, rising inventory, 7%+ rates, all while seller’s are approaching a slow holiday season. Lowball offers might get accepted here for those who are patient and play the numbers game.

Sat down with a liquid billionaire yesterday. His best advice for every business owner: Hire a “send and delete” person. You fire off the request → immediately delete the task from your brain. They handle it. No follow-ups. No mental overhead. Once you hit send, you consider it done. If you ever have to remind them? They’re not an asset; they’re slowing you down and stealing your bandwidth. Fire and move on as quickly as possible. This one hire changed how he scales everything. Hope this helps anyone who needs it!

$15,000,000 In Labor $5,000,000 For Materials $80,000,000 To Friends / Family... /s

Selling my wonderful 2020 Tesla Model X for $35,000 😎

Can they wipe out mortgages and the national debt while they’re at it?

Roughly 220 billionaires reside in California. They employ roughly 10 million people. If a wealth tax passes, everyone with a billion-dollar idea will think twice about whether they want to build that business in California. But that isn’t even the most dangerous part. When this turns out to raise less money than expected, the bar will be lowered to $100 million. Then $50 million. Then $10 million. Then $1 million. They’ll call it “the millionaire tax.” And since ~80% of the California population isn’t a millionaire, they’ll vote it into existence because “it doesn’t affect them.” But many of those “millionaires” are providing jobs. Housing. Innovation. Buying products and services. They’re a net economic benefit. If you discourage them from living in California, they will leave. Then it becomes a downward spiral where they have to tax everyone else to stay afloat. Not saying the system is perfect. But a simpler solution might simply be: spend less money and encourage more people to move back / create a billion dollar idea.

Here’s a free 30-day trial to Prime for anyone interested - no Bikinis, I promise 😂 t.co/GeF4qlhL8R

@lucawashenko Reach out to any criminal fraud department / file FBI IC3 Report. Wire recall immediately. Escalate as fast as possible. If you don’t reverse this asap, it’ll be impossible to get back - especially with a holiday / weekend.

California never disappoints 😂

Me: Read this file and summarize it. ChatGPT: You’re working too hard, take a break with this special offer from Southwest Airlines to visit a Disney Resort! Offer valid February 1-15th. Me: No, read this document and summarize it. ChatGPT: You’re right! But while I read your document, get 15% off your next McDonalds visit with code LOSER

What could kill the stock market rally? THIS. I don’t think people take this seriously enough… Imagine a political sweep of Congress towards democratic socialism, driven by young people dissatisfied with falling wages, rising asset prices, and out-of-reach home values. If elected, it’s a no-brainer to pass a wealth tax, increase capital gains taxes, implement “mansion taxes,” and blame capitalism for every problem imaginable. Asset prices subsequently collapse, business contract, home values plummet. This is framed as a “good thing” to level the playing field; now people can buy that same home for 35% less. Stock prices are 40% cheaper. They’ll say “The rich simply got greedy and no one ‘needs’ more than a few million dollars, at most, anyway….capital gains taxes should be 35%, not the previous 20%…corporate taxes should be raised back to 30%…get rid of 1031 exchanges…now everyday people can buy those same assets for less, this is a victory!” Trillions of dollars get wiped out instantly. Chance of this happening? It’s not 100%…but it’s not 0%, either…

@danzwku Buy low, sell high.