For those who paid off their mortgage early and own their home free and clear - any regrets?

RIP Financial Advisors, @SStricklandMMA just told you how to financially get ahead of 99% of people.

I personally know dozens of people who would move in 2026 if they could take their 2.75% 30YR Mortgage and apply it to the next home.

Sat down with a liquid billionaire yesterday. His best advice for every business owner: Hire a “send and delete” person. You fire off the request → immediately delete the task from your brain. They handle it. No follow-ups. No mental overhead. Once you hit send, you consider it done. If you ever have to remind them? They’re not an asset; they’re slowing you down and stealing your bandwidth. Fire and move on as quickly as possible. This one hire changed how he scales everything. Hope this helps anyone who needs it!

$15,000,000 In Labor $5,000,000 For Materials $80,000,000 To Friends / Family... /s

Selling my wonderful 2020 Tesla Model X for $35,000 😎

Roughly 220 billionaires reside in California. They employ roughly 10 million people. If a wealth tax passes, everyone with a billion-dollar idea will think twice about whether they want to build that business in California. But that isn’t even the most dangerous part. When this turns out to raise less money than expected, the bar will be lowered to $100 million. Then $50 million. Then $10 million. Then $1 million. They’ll call it “the millionaire tax.” And since ~80% of the California population isn’t a millionaire, they’ll vote it into existence because “it doesn’t affect them.” But many of those “millionaires” are providing jobs. Housing. Innovation. Buying products and services. They’re a net economic benefit. If you discourage them from living in California, they will leave. Then it becomes a downward spiral where they have to tax everyone else to stay afloat. Not saying the system is perfect. But a simpler solution might simply be: spend less money and encourage more people to move back / create a billion dollar idea.

Here’s a free 30-day trial to Prime for anyone interested - no Bikinis, I promise 😂 t.co/GeF4qlhL8R

@lucawashenko Reach out to any criminal fraud department / file FBI IC3 Report. Wire recall immediately. Escalate as fast as possible. If you don’t reverse this asap, it’ll be impossible to get back - especially with a holiday / weekend.

A 50-Year Mortgage would allow you to buy approximately 10% more house (or save about 10%) at the expense of nearly DOUBLING your payment schedule. There's no way that ends well. A 50-year mortgage isn't worth it and won't add much benefit since your mortgage interest is front-loaded. Homeowners will have very little, if any equity by the time they sell (homeowners keep their home an average of 11.8 years). It sounds good on paper, but financially, it makes very little sense. Instead, here's what would make a real difference: 1. Increase capital gains exclusion to $1M married filing jointly, and increase it every year with CPI. This will incentivize more sellers to finally let go of their home. 2. Allow you to take your existing mortgage with you to the next home, as long as you're "Trading Up," opening up lower-priced inventory. 3. Allow people to write off the first $1.5M worth of mortgage interest, instead of $750,000, for new mortgages as of 2026. This would help unlock way more inventory. Follow for more random thoughts.

Me: Read this file and summarize it. ChatGPT: You’re working too hard, take a break with this special offer from Southwest Airlines to visit a Disney Resort! Offer valid February 1-15th. Me: No, read this document and summarize it. ChatGPT: You’re right! But while I read your document, get 15% off your next McDonalds visit with code LOSER

Peak Chipotle was 2011-2015 when a bowl was $12 and it was loaded so high that it could barely close.

Mathematically dumb. Emotionally, I get why.

The most worrying stat of the year: Homebuyers over 70 now outnumber buyers under 35.

@NickSabel2 @grok At least I didn’t skip leg day