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805
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How to shave 10 years off your mortgage with one simple math trick

#savings #loan #homebuying
180K
552
30
1mo ago
eddygperezjr
How to shave 10 years off your mortgage with one simple math trick #savings #loan #homebuying
The number your monthly payment hides πŸ’Έ

Homebuyers: everyone compares the monthly payment. Almost nobody looks at the total.

Borrow $400,000 for 30 years at 6.5% and the payment is about $2,528 a month.
Keep it all 30 years and you pay back about $910,000. About $510,000 is interest.

Your Closing Disclosure prints this number. It's called Total of Payments. Read it before you sign, not after.

Would you still buy at that number, or would it change your plan?
Save this for when your Closing Disclosure shows up.

#mortgagetips #firsttimehomebuyer #homebuyertips #personalfinance #moneytips
61.1K
82
2
2w ago
eddygperezjr
The number your monthly payment hides πŸ’Έ Homebuyers: everyone compares the monthly payment. Almost nobody looks at the total. Borrow $400,000 for 30 years at 6.5% and the payment is about $2,528 a month. Keep it all 30 years and you pay back about $910,000. About $510,000 is interest. Your Closing Disclosure prints this number. It's called Total of Payments. Read it before you sign, not after. Would you still buy at that number, or would it change your plan? Save this for when your Closing Disclosure shows up. #mortgagetips #firsttimehomebuyer #homebuyertips #personalfinance #moneytips
The mortgage industry lost a third of its loan officers πŸ“‰

Loan officers and mortgage brokers: almost 125,000 people held a loan officer license in 2021. By 2025 it was about 82,500.

Mortgage industry jobs are down 36% since mid 2021.
The easy years let a lot of people close loans without learning the job. When the easy years ended, so did their careers.

The ones still here had to get better. Better relationships. Better follow up. Better files.

Did the market push them out, or did easy money just never teach them?
Tell me which side you're on in the comments.

#loanofficer #mortgagebroker #mortgageindustry #mortgagelife #salesmindset
15.6K
107
8
2w ago
eddygperezjr
The mortgage industry lost a third of its loan officers πŸ“‰ Loan officers and mortgage brokers: almost 125,000 people held a loan officer license in 2021. By 2025 it was about 82,500. Mortgage industry jobs are down 36% since mid 2021. The easy years let a lot of people close loans without learning the job. When the easy years ended, so did their careers. The ones still here had to get better. Better relationships. Better follow up. Better files. Did the market push them out, or did easy money just never teach them? Tell me which side you're on in the comments. #loanofficer #mortgagebroker #mortgageindustry #mortgagelife #salesmindset
Hot seat breakdown: giving loan officers straight facts πŸ”₯

Stuck production isn't a market problem, it's a process issue.

Ditch the shiny lead gimmicks, call silent referral partners directly, and take total ownership of dropped balls.

Friction is where the real pipeline growth lives.

Save this reminder for your morning routine.

#loanofficer #mortgagebroker #mortgageoriginator #originator #mortgagelife
12.2K
111
1
5d ago
eddygperezjr
Hot seat breakdown: giving loan officers straight facts πŸ”₯ Stuck production isn't a market problem, it's a process issue. Ditch the shiny lead gimmicks, call silent referral partners directly, and take total ownership of dropped balls. Friction is where the real pipeline growth lives. Save this reminder for your morning routine. #loanofficer #mortgagebroker #mortgageoriginator #originator #mortgagelife
Fire them today 🚫

If a top performer steals from the house, their numbers don't matter. The second integrity drops, the relationship ends.

Zero trust means zero room on the roster.

Leaders, what crazy stunts have your employees tried to pull?

#leadership #businessowner #accountability #ceo #entrepreneur
6.13K
42
13
3w ago
eddygperezjr
Fire them today 🚫 If a top performer steals from the house, their numbers don't matter. The second integrity drops, the relationship ends. Zero trust means zero room on the roster. Leaders, what crazy stunts have your employees tried to pull? #leadership #businessowner #accountability #ceo #entrepreneur
Last night caught me completely off guard.

I was honored to receive the Maria Perez Tenacity Award.

If you know Maria’s story, you know this award isn’t about production she is Eddys Mom, titles, or numbers. It’s about grit. Perseverance. Showing up when life gives you every reason not to. She is a fierce woman and fighter.

What impacted me most was the significance of this award and knowing that people I deeply respect saw something in me worth recognizing.

Over the last few years, I made a very intentional decision. For years, I was responsible for 60-70% of our company’s production. Today, that number is zero. I do not originate a loan. 

Not because I stepped back.

Because I stepped aside.

I chose to invest my time helping others build their businesses, grow their teams, and create opportunities they never thought possible. That’s where my passion is today.

So to be recognized for tenacity during a season where much of the work happens behind the scenes means more than I can put into words.

I don’t take for granted the people who believe in me.
The people who trust me.
The people who see me.

Thank you to, Eddy, Phil.Jenna, Kenny, and the entire EPM Wholesale family for this incredible honor.

And to Kevin DeLory …thank you for always believing in me, challenging me, and reminding me to think bigger. Your impact continues to be felt every day, and I know you were with me last night. We sure do miss you πŸ™πŸ’”

This one is So dang super special. ❀️
5.73K
229
63
5mo ago
eddygperezjr
Last night caught me completely off guard. I was honored to receive the Maria Perez Tenacity Award. If you know Maria’s story, you know this award isn’t about production she is Eddys Mom, titles, or numbers. It’s about grit. Perseverance. Showing up when life gives you every reason not to. She is a fierce woman and fighter. What impacted me most was the significance of this award and knowing that people I deeply respect saw something in me worth recognizing. Over the last few years, I made a very intentional decision. For years, I was responsible for 60-70% of our company’s production. Today, that number is zero. I do not originate a loan. Not because I stepped back. Because I stepped aside. I chose to invest my time helping others build their businesses, grow their teams, and create opportunities they never thought possible. That’s where my passion is today. So to be recognized for tenacity during a season where much of the work happens behind the scenes means more than I can put into words. I don’t take for granted the people who believe in me. The people who trust me. The people who see me. Thank you to, Eddy, Phil.Jenna, Kenny, and the entire EPM Wholesale family for this incredible honor. And to Kevin DeLory …thank you for always believing in me, challenging me, and reminding me to think bigger. Your impact continues to be felt every day, and I know you were with me last night. We sure do miss you πŸ™πŸ’” This one is So dang super special. ❀️
A major lender just made history.

EPM is now the first 100% wholesale lender in the U.S. to deliver full loan disclosures in SIX languages β€” English, Spanish, Mandarin, Tagalog, Vietnamese, and Korean.

Behind the announcement is a personal story: EPM’s CEO, Eddy Perez Jr., built this in honor of his father, who came to this country from Cuba with nothing but work ethic and a dream.

That’s the same belief HOME was built on β€” when one family gets access, a community moves forward.

Language access isn’t a nice-to-have anymore. It’s where the industry is headed. And it’s exactly what HOME exists to help you do β€” connect with better tools, better lender matches, and education in the languages your community trusts.

Go to www.tunuevohome.com and join the movement.
5.45K
218
22
4mo ago
eddygperezjr
A major lender just made history. EPM is now the first 100% wholesale lender in the U.S. to deliver full loan disclosures in SIX languages β€” English, Spanish, Mandarin, Tagalog, Vietnamese, and Korean. Behind the announcement is a personal story: EPM’s CEO, Eddy Perez Jr., built this in honor of his father, who came to this country from Cuba with nothing but work ethic and a dream. That’s the same belief HOME was built on β€” when one family gets access, a community moves forward. Language access isn’t a nice-to-have anymore. It’s where the industry is headed. And it’s exactly what HOME exists to help you do β€” connect with better tools, better lender matches, and education in the languages your community trusts. Go to www.tunuevohome.com and join the movement.
Bank accounts don't measure real wealth, time with family does ⏳

True prosperity in life comes down to having loved ones present and taking the time to appreciate them.

Money comes and goes, but uninterrupted time is the only genuine form of wealth that exists.

That truth hits home when watching a mother celebrate her 90th birthday after defeating cancer twice, including stage four.

Realizing how many people lose parents early makes every single added year feel like a miracle.

What is the one thing on your gratitude list today? Drop it below.

Share this with someone you love spending time with.

#gratitude #familyfirst #perspective #truewealth #mindsetmatters
4.20K
170
9
6d ago
eddygperezjr
Bank accounts don't measure real wealth, time with family does ⏳ True prosperity in life comes down to having loved ones present and taking the time to appreciate them. Money comes and goes, but uninterrupted time is the only genuine form of wealth that exists. That truth hits home when watching a mother celebrate her 90th birthday after defeating cancer twice, including stage four. Realizing how many people lose parents early makes every single added year feel like a miracle. What is the one thing on your gratitude list today? Drop it below. Share this with someone you love spending time with. #gratitude #familyfirst #perspective #truewealth #mindsetmatters
The rent credit disconnect πŸ’³

Paying rent on time for five straight years builds zero credit history by default. Roughly four million renters would instantly hit a 620 credit score if those payments were automatically reported.

Every rent check covers the landlord's mortgage, but the credit bureaus never see a single dollar of it.

Send this to someone who has paid rent on time for years.

#creditscore #renting #homeownership #mortgagetips
4.17K
13
1
1mo ago
eddygperezjr
The rent credit disconnect πŸ’³ Paying rent on time for five straight years builds zero credit history by default. Roughly four million renters would instantly hit a 620 credit score if those payments were automatically reported. Every rent check covers the landlord's mortgage, but the credit bureaus never see a single dollar of it. Send this to someone who has paid rent on time for years. #creditscore #renting #homeownership #mortgagetips
Stop letting "no" stop you. 

Rejection is just a signal to revamp, refine, and return stronger. 

Keep pushing until it becomes a yes.
3.40K
73
0
2mo ago
eddygperezjr
Stop letting "no" stop you. Rejection is just a signal to revamp, refine, and return stronger. Keep pushing until it becomes a yes.
I asked Kevin Hart what he really thinks about The Rock? Here's the truth

#therock #kevinhart #brotherhood
2.92K
44
3
2mo ago
eddygperezjr
I asked Kevin Hart what he really thinks about The Rock? Here's the truth #therock #kevinhart #brotherhood
I was raised with one core belief: freedom is a cause worth dying for!

#cuba #escape #lifestory
2.75K
69
12
2mo ago
eddygperezjr
I was raised with one core belief: freedom is a cause worth dying for! #cuba #escape #lifestory
I banned the phrase 'it's in underwriting.' Give me exact dates, conditions, or don't give me an update!

#loanofficer #loan #lender
2.75K
34
6
2mo ago
eddygperezjr
I banned the phrase 'it's in underwriting.' Give me exact dates, conditions, or don't give me an update! #loanofficer #loan #lender
When society tells men they aren't needed, men start giving up 🧭

Four out of five su*cides are men because modern life systematically erased male purpose. Men need a reason to fight, protect, and build for their households.

Restoring that fundamental duty is how lives get saved.

Share this with a man who leads with purpose.

#masculinity #mentalhealth #accountability #leadership #mindset
2.50K
133
43
4w ago
eddygperezjr
When society tells men they aren't needed, men start giving up 🧭 Four out of five su*cides are men because modern life systematically erased male purpose. Men need a reason to fight, protect, and build for their households. Restoring that fundamental duty is how lives get saved. Share this with a man who leads with purpose. #masculinity #mentalhealth #accountability #leadership #mindset
Why a 2-year home can cost you $28,000 πŸ“‰

First-time homebuyers: in the first years, most of your payment is interest, not equity. Selling isn't free either.

Buy at $400,000 with $40,000 down and about $4,500 in closing costs.
Two years in, you've paid down about $8,300. If the price is flat and selling costs 8%, you walk away with about $16,300.
That's about $28,000 less than you put in.

If prices rise, the math gets better. If you might move soon, run your own numbers first.

Buy now and move in 2 years, or rent until you're sure?
Tell me what you'd do in the comments.

#firsttimehomebuyer #homebuyertips #mortgagetips #rentvsbuy #personalfinance
2.44K
2
0
1w ago
eddygperezjr
Why a 2-year home can cost you $28,000 πŸ“‰ First-time homebuyers: in the first years, most of your payment is interest, not equity. Selling isn't free either. Buy at $400,000 with $40,000 down and about $4,500 in closing costs. Two years in, you've paid down about $8,300. If the price is flat and selling costs 8%, you walk away with about $16,300. That's about $28,000 less than you put in. If prices rise, the math gets better. If you might move soon, run your own numbers first. Buy now and move in 2 years, or rent until you're sure? Tell me what you'd do in the comments. #firsttimehomebuyer #homebuyertips #mortgagetips #rentvsbuy #personalfinance
The mortgage industry lost a third of its loan officers πŸ“‰

Loan officers and mortgage brokers: almost 125,000 people held a loan officer license in 2021. By 2025 it was about 82,500.

Mortgage industry jobs are down 36% since mid 2021.
The easy years let a lot of people close loans without learning the job. When the easy years ended, so did their careers.

The ones still here had to get better. Better relationships. Better follow up. Better files.

Did the market push them out, or did easy money just never teach them?
Tell me which side you're on in the comments.

#loanofficer #mortgagebroker #mortgageindustry #mortgagelife #salesmindset
2.36K
38
8
1w ago
eddygperezjr
The mortgage industry lost a third of its loan officers πŸ“‰ Loan officers and mortgage brokers: almost 125,000 people held a loan officer license in 2021. By 2025 it was about 82,500. Mortgage industry jobs are down 36% since mid 2021. The easy years let a lot of people close loans without learning the job. When the easy years ended, so did their careers. The ones still here had to get better. Better relationships. Better follow up. Better files. Did the market push them out, or did easy money just never teach them? Tell me which side you're on in the comments. #loanofficer #mortgagebroker #mortgageindustry #mortgagelife #salesmindset
If a CEO tells you 'we're a family,' start running!

#lender #ceo #business
2.33K
25
5
2mo ago
eddygperezjr
If a CEO tells you 'we're a family,' start running! #lender #ceo #business
No amount of corporate speak can beat actual closed deals! 

#MortgageBroker #market #mortgage #EPM
2.29K
68
17
3mo ago
eddygperezjr
No amount of corporate speak can beat actual closed deals! #MortgageBroker #market #mortgage #EPM
My father was the greatest man I knew, and I didn’t even know the half of it!

#love #grief #fatherson #loss
2.23K
87
25
3mo ago
eddygperezjr
My father was the greatest man I knew, and I didn’t even know the half of it! #love #grief #fatherson #loss
Four credit moves that boost your score vs. four that pull it down
πŸ‘‡ What’s your main strategy for raising your credit score?

#creditscore #homebuying #loan
2.20K
2
0
1mo ago
eddygperezjr
Four credit moves that boost your score vs. four that pull it down πŸ‘‡ What’s your main strategy for raising your credit score? #creditscore #homebuying #loan

Eddy G Perez Jr, CMB 😎 (@eddygperezjr) Instagram Stats & Analytics

Eddy G Perez Jr, CMB 😎 (@eddygperezjr) has 38.9K Instagram followers with a 1.26% engagement rate over the past 12 months. Across 496 posts, Eddy G Perez Jr, CMB 😎 received 7.35K total likes and 581K impressions, averaging 14.8 likes per post. This page tracks Eddy G Perez Jr, CMB 😎's performance metrics, top content, and engagement trends β€” updated daily. To benchmark @eddygperezjr against other accounts, use Socialpruf's Instagram competitor analysis tool.

Eddy G Perez Jr, CMB 😎 (@eddygperezjr) Instagram Analytics FAQ

How many Instagram followers does Eddy G Perez Jr, CMB 😎 have?+
Eddy G Perez Jr, CMB 😎 (@eddygperezjr) has 38.9K Instagram followers as of November 2026.
What is Eddy G Perez Jr, CMB 😎's Instagram engagement rate?+
Eddy G Perez Jr, CMB 😎's Instagram engagement rate is 1.26% over the last 12 months, based on 496 posts.
How many likes does Eddy G Perez Jr, CMB 😎 get on Instagram?+
Eddy G Perez Jr, CMB 😎 received 7.35K total likes across 496 posts in the last 12 months, averaging 14.8 likes per post.
How many Instagram impressions does Eddy G Perez Jr, CMB 😎 get?+
Eddy G Perez Jr, CMB 😎's Instagram content generated 581K total impressions over the last 12 months.
Can I compare Eddy G Perez Jr, CMB 😎 with other Instagram accounts?+
Yes. Add @eddygperezjr to a competitor set with Socialpruf's Instagram competitor analysis tool and benchmark it side by side with any other public accounts on views, engagement rate and follower growth, with history back to each account's first post.