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What I spend in a day as a financially conscious person who values saving, spending, and having fun in NYC. Between work, workouts, and dinner plans, Cash App helps me save and spend smart. #ad #CashAppPartner
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julietmackayy
What I spend in a day as a financially conscious person who values saving, spending, and having fun in NYC. Between work, workouts, and dinner plans, Cash App helps me save and spend smart. #ad #CashAppPartner
Being good at your job is not what gets you ahead. The people who rise are the ones who understand office politics and play it without ever looking like they are playing.

Here is what they actually do that nobody talks about:

1️⃣ They never let people see them stressed.

Staying calm when something goes wrong is rare, and people read it as control. The one who keeps their composure looks more senior than the one with the better point.

2️⃣ They make their boss look good, on purpose.

Your manager decides who gets the credit. Make sure they are never caught off guard and always look prepared in front of their own boss. Help the person above you win and they pull you up with them.

3️⃣ They build relationships with the people whose opinions matter.

The org chart tells you who has the title. It does not tell you whose opinion actually moves decisions. Build those relationships before you ever need anything.

4️⃣ They are friendly, but keep their personal life private.

Being approachable is not the same as being available for every vent session and every bit of drama. The smartest people guard that line.

5️⃣ They stay out of the gossip.

They know exactly what is going on, but they are never the source of it. The people trusted with real information are the ones who can keep their mouth shut.

The hardest worker rarely wins. The one who understands how the room actually works does.

The sooner you learn that, the faster you move!
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julietmackayy
Being good at your job is not what gets you ahead. The people who rise are the ones who understand office politics and play it without ever looking like they are playing. Here is what they actually do that nobody talks about: 1️⃣ They never let people see them stressed. Staying calm when something goes wrong is rare, and people read it as control. The one who keeps their composure looks more senior than the one with the better point. 2️⃣ They make their boss look good, on purpose. Your manager decides who gets the credit. Make sure they are never caught off guard and always look prepared in front of their own boss. Help the person above you win and they pull you up with them. 3️⃣ They build relationships with the people whose opinions matter. The org chart tells you who has the title. It does not tell you whose opinion actually moves decisions. Build those relationships before you ever need anything. 4️⃣ They are friendly, but keep their personal life private. Being approachable is not the same as being available for every vent session and every bit of drama. The smartest people guard that line. 5️⃣ They stay out of the gossip. They know exactly what is going on, but they are never the source of it. The people trusted with real information are the ones who can keep their mouth shut. The hardest worker rarely wins. The one who understands how the room actually works does. The sooner you learn that, the faster you move!
CRAZY SHIT I did to survive working 120+ hour weeks in investment banking:

1. Took my work phone with me into the shower — answering urgent emails non-stop, even at 4am.

2. 3am ice-cold showers for pure shock therapy to jolt myself awake.

3. Blasted true crime podcasts to scare the sleep away; fear was my caffeine.

4. Skipped taking anxiety meds — the pressure from senior bankers and adrenaline kept me wired 24/7.

5. Snuck 20-min naps on my desk, under my desk, in bathroom stalls while waiting for comments.

6. Slept in my work clothes — no time for pajamas and needed any extra sleep.

7. Ate purely Uber Eats/DoorDash for every meal — if I even had time to eat.

8. Set 20+ alarms because when you crash, you’ll sleep through literally everything!
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julietmackayy
CRAZY SHIT I did to survive working 120+ hour weeks in investment banking: 1. Took my work phone with me into the shower — answering urgent emails non-stop, even at 4am. 2. 3am ice-cold showers for pure shock therapy to jolt myself awake. 3. Blasted true crime podcasts to scare the sleep away; fear was my caffeine. 4. Skipped taking anxiety meds — the pressure from senior bankers and adrenaline kept me wired 24/7. 5. Snuck 20-min naps on my desk, under my desk, in bathroom stalls while waiting for comments. 6. Slept in my work clothes — no time for pajamas and needed any extra sleep. 7. Ate purely Uber Eats/DoorDash for every meal — if I even had time to eat. 8. Set 20+ alarms because when you crash, you’ll sleep through literally everything!
my heart is so full
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julietmackayy
my heart is so full
my favorite skincare routine to help me fight office air ✨ #DermstorePartner #SkinMedicaPartner
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julietmackayy
my favorite skincare routine to help me fight office air ✨ #DermstorePartner #SkinMedicaPartner
Juggling both a corporate job and content can feel overwhelming some days, so I built a full website with @lovable.dev that tracks my schedule, content ideas, and deadlines. It’s so easy to use, it only took me minutes to build. Now I can actually enjoy my life instead of overthinking it. 💕 #ad #lovablepartner
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julietmackayy
Juggling both a corporate job and content can feel overwhelming some days, so I built a full website with @lovable.dev that tracks my schedule, content ideas, and deadlines. It’s so easy to use, it only took me minutes to build. Now I can actually enjoy my life instead of overthinking it. 💕 #ad #lovablepartner
#ad #JCPPartner I’m partnering with JCPenney to help elevate your office style with the perfect scent! Whether you’re heading to a meeting or powering through your workday, finding the right fragrance can boost your confidence and complete your look! @jcpenney
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julietmackayy
#ad #JCPPartner I’m partnering with JCPenney to help elevate your office style with the perfect scent! Whether you’re heading to a meeting or powering through your workday, finding the right fragrance can boost your confidence and complete your look! @jcpenney
Part 2 of the New Year refresher on basic banking etiquette you should know on Wall Street, so you can stay ahead of your peers! 

1. Check formatting and page numbers. Professional presentation matters.

2. Avoid slang or emojis in emails. Keep tone polished and professional at all times.

3. Respond promptly. Even a brief “confirming receipt” acknowledgment shows reliability. Try to respond within 20 minutes for every email.

4. When emailing a client externally, as a junior banker you should always double check with senior members of your team before replying. Often more senior members will reply directly to c-suite executives rather than analysts.

5. Always join calls early and mute when not speaking. Be ready before senior bankers or clients log in, and prevent background noise during meetings (also be sure you know whether or not you should be on camera if the meeting is a Zoom). 

6. Take notes on calls always and circulate to the full team right after.

7. Do your homework before asking for help. It’s okay to ask questions, but make sure you have asked other team members, googled and tried yourself, or looked around for a precedent before asking for help on something you could have solved by yourself (resourcefulness is key!).

8. Remember to breathe and stay calm under pressure. Maintain composure and positive attitude during long working hours will make you have a lasting positive impression on your peers.
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julietmackayy
Part 2 of the New Year refresher on basic banking etiquette you should know on Wall Street, so you can stay ahead of your peers! 1. Check formatting and page numbers. Professional presentation matters. 2. Avoid slang or emojis in emails. Keep tone polished and professional at all times. 3. Respond promptly. Even a brief “confirming receipt” acknowledgment shows reliability. Try to respond within 20 minutes for every email. 4. When emailing a client externally, as a junior banker you should always double check with senior members of your team before replying. Often more senior members will reply directly to c-suite executives rather than analysts. 5. Always join calls early and mute when not speaking. Be ready before senior bankers or clients log in, and prevent background noise during meetings (also be sure you know whether or not you should be on camera if the meeting is a Zoom).  6. Take notes on calls always and circulate to the full team right after. 7. Do your homework before asking for help. It’s okay to ask questions, but make sure you have asked other team members, googled and tried yourself, or looked around for a precedent before asking for help on something you could have solved by yourself (resourcefulness is key!). 8. Remember to breathe and stay calm under pressure. Maintain composure and positive attitude during long working hours will make you have a lasting positive impression on your peers.
Dinner with an executive is a test nobody tells you you’re taking, and the smallest slip in etiquette makes you look junior fast. Here are the exact habits doing it:

1️⃣ Eating too quickly. Wait until everyone’s served and the most senior person has started, then match the table’s pace. Never leave them eating alone at the end.

2️⃣ Ordering the cheapest thing on the menu. You think you’re being considerate, but you’re making your host look cheap. Mirror their price range.

3️⃣ Ordering something you have to work at. Ribs, whole fish, spaghetti, anything that needs two hands. You’ll be talking, not eating, and you don’t want to be mid-lobster when the client asks you a question.

4️⃣ Offering to Venmo the person expensing dinner. This is on a company card. Who’s paying was decided before anyone sat down.

5️⃣ Stacking your plates. Leave your plate where it is. If a manager sees you bussing the table it reflects badly on the server, and stacked wrong it makes their job harder.

6️⃣ Announcing your dietary restrictions to the whole table. Tell the server quietly. You don’t want whoever picked the restaurant feeling bad that it doesn’t work for you.

7️⃣ Not reviewing the bill when you’re the one expensing it. You think you look easygoing. You look like someone who doesn’t double check details, and that’s not the read you want. Give it 3 seconds.

8️⃣ Staying quiet so you don’t say the wrong thing. You’re there to be remembered, not to pitch. Build rapport first and let the business come up on its own.
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julietmackayy
Dinner with an executive is a test nobody tells you you’re taking, and the smallest slip in etiquette makes you look junior fast. Here are the exact habits doing it: 1️⃣ Eating too quickly. Wait until everyone’s served and the most senior person has started, then match the table’s pace. Never leave them eating alone at the end. 2️⃣ Ordering the cheapest thing on the menu. You think you’re being considerate, but you’re making your host look cheap. Mirror their price range. 3️⃣ Ordering something you have to work at. Ribs, whole fish, spaghetti, anything that needs two hands. You’ll be talking, not eating, and you don’t want to be mid-lobster when the client asks you a question. 4️⃣ Offering to Venmo the person expensing dinner. This is on a company card. Who’s paying was decided before anyone sat down. 5️⃣ Stacking your plates. Leave your plate where it is. If a manager sees you bussing the table it reflects badly on the server, and stacked wrong it makes their job harder. 6️⃣ Announcing your dietary restrictions to the whole table. Tell the server quietly. You don’t want whoever picked the restaurant feeling bad that it doesn’t work for you. 7️⃣ Not reviewing the bill when you’re the one expensing it. You think you look easygoing. You look like someone who doesn’t double check details, and that’s not the read you want. Give it 3 seconds. 8️⃣ Staying quiet so you don’t say the wrong thing. You’re there to be remembered, not to pitch. Build rapport first and let the business come up on its own.
Let’s step into the New Year with a refresher on basic banking etiquette on Wall Street, so you can stay ahead of your peers!

1. Under promise & over deliver. Always be clear about conflicting priorities and use upfront communication to your advantage! 

2. Use “we,” not “I.” You should always reflect on the team’s efforts! For example, when sending revised materials around say “we incorporated your feedback” vs. “I worked through your feedback.” Albeit small, this verbiage ensures the entire deal team is bought in.

3. When sending an email to your entire deal team, always include emails in the “To:” line in order of seniority; the most senior MD should be the first email included, followed by Directors, VPs, Associates, and so on. This applies cross-teams, if you’re emailing partners in another group, always include their team in order of seniority as well.

4. Keep emails concise. Say what’s needed, clearly and efficiently — no unnecessary fluff. If ever addressing multiple pieces of information, use bullets.

5. When sending materials, always send PDFs (unless specifically requested otherwise by a senior banker). Avoid sharing editable Excel or PowerPoint files.

6. Always “version up” when working on materials by incorporating the latest version number in the title of the PowerPoint and/or Excel file (i.e. [Materials] v6 → [Materials] v7), and finalize materials with “vF.” Only circulate final versions externally (leave out the version number or any internal naming).

7. Spell check (using F7 key) and always proofread before sending any materials internally or externally to clients. Small mistakes create big impressions.

8. Before responding to a client or senior bankers in another group, always align with your Associate/VP before doing so (or the entire deal team when appropriate). Senior bankers do not want to have to do damage control!
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julietmackayy
Let’s step into the New Year with a refresher on basic banking etiquette on Wall Street, so you can stay ahead of your peers! 1. Under promise & over deliver. Always be clear about conflicting priorities and use upfront communication to your advantage!  2. Use “we,” not “I.” You should always reflect on the team’s efforts! For example, when sending revised materials around say “we incorporated your feedback” vs. “I worked through your feedback.” Albeit small, this verbiage ensures the entire deal team is bought in. 3. When sending an email to your entire deal team, always include emails in the “To:” line in order of seniority; the most senior MD should be the first email included, followed by Directors, VPs, Associates, and so on. This applies cross-teams, if you’re emailing partners in another group, always include their team in order of seniority as well. 4. Keep emails concise. Say what’s needed, clearly and efficiently — no unnecessary fluff. If ever addressing multiple pieces of information, use bullets. 5. When sending materials, always send PDFs (unless specifically requested otherwise by a senior banker). Avoid sharing editable Excel or PowerPoint files. 6. Always “version up” when working on materials by incorporating the latest version number in the title of the PowerPoint and/or Excel file (i.e. [Materials] v6 → [Materials] v7), and finalize materials with “vF.” Only circulate final versions externally (leave out the version number or any internal naming). 7. Spell check (using F7 key) and always proofread before sending any materials internally or externally to clients. Small mistakes create big impressions. 8. Before responding to a client or senior bankers in another group, always align with your Associate/VP before doing so (or the entire deal team when appropriate). Senior bankers do not want to have to do damage control!
The biggest red flags at work aren’t loud. They’re quiet. They’re normalized. 

Most people don’t catch them until years disappear. No promotion means no progression.

Here are 8 signs your company is using you, not growing you:

1️⃣ You do the work. They make the decisions. If they trust you to deliver but never to decide, that’s not partnership. It’s control disguised as praise. 

2️⃣ You get looped in after decisions, not before. “Can you help roll this out?” That’s cleanup, not collaboration. Real growth means being in the room before direction is set.

3️⃣ They hire outside talent for jobs you’ve already mastered. You train new hires to do the work you’ve been doing. When they fill those roles externally, it’s a sign you’re trusted to execute, not to advance.

4️⃣ Praise comes easy. Promotion comes slow. “You’re doing great” means nothing without a title, a raise, or a timeline. Compliments without commitments are retention tactics.

5️⃣ Your role keeps expanding, but your title and pay don’t. More responsibility without recognition isn’t growth. It’s free labor with a polite smile.

6️⃣ You’re over-mentored but under-sponsored. Plenty of advice. Zero advocacy. Mentorship teaches you. Sponsorship elevates you. One without the other keeps you stuck.

7️⃣ They use your adaptability against you. You’re “flexible,” so they keep changing your role. You’re “reliable,” so every extra project lands on your desk. Those compliments are how they justify burnout.

8️⃣ You’re told to be patient with no milestones attached. Patience without a plan is stalling.

The best companies stretch people with purpose. 

If yours just stretches your workload, it’s not growth. It’s use.
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julietmackayy
The biggest red flags at work aren’t loud. They’re quiet. They’re normalized. Most people don’t catch them until years disappear. No promotion means no progression. Here are 8 signs your company is using you, not growing you: 1️⃣ You do the work. They make the decisions. If they trust you to deliver but never to decide, that’s not partnership. It’s control disguised as praise. 2️⃣ You get looped in after decisions, not before. “Can you help roll this out?” That’s cleanup, not collaboration. Real growth means being in the room before direction is set. 3️⃣ They hire outside talent for jobs you’ve already mastered. You train new hires to do the work you’ve been doing. When they fill those roles externally, it’s a sign you’re trusted to execute, not to advance. 4️⃣ Praise comes easy. Promotion comes slow. “You’re doing great” means nothing without a title, a raise, or a timeline. Compliments without commitments are retention tactics. 5️⃣ Your role keeps expanding, but your title and pay don’t. More responsibility without recognition isn’t growth. It’s free labor with a polite smile. 6️⃣ You’re over-mentored but under-sponsored. Plenty of advice. Zero advocacy. Mentorship teaches you. Sponsorship elevates you. One without the other keeps you stuck. 7️⃣ They use your adaptability against you. You’re “flexible,” so they keep changing your role. You’re “reliable,” so every extra project lands on your desk. Those compliments are how they justify burnout. 8️⃣ You’re told to be patient with no milestones attached. Patience without a plan is stalling. The best companies stretch people with purpose. If yours just stretches your workload, it’s not growth. It’s use.
From bleach-damaged blonde disaster to soft, shiny brunette locks — here’s why @pureology Hydrate has been my go-to for YEARS! Once you’re locked in, there’s no going back! Shop the Hydrate line now @sephora ! ✨ #PureologyPartner
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julietmackayy
From bleach-damaged blonde disaster to soft, shiny brunette locks — here’s why @pureology Hydrate has been my go-to for YEARS! Once you’re locked in, there’s no going back! Shop the Hydrate line now @sephora ! ✨ #PureologyPartner
love a weekly office outfit haul ✨ @anntaylor #ThisIsAnn #AnnTaylorPartner
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julietmackayy
love a weekly office outfit haul ✨ @anntaylor #ThisIsAnn #AnnTaylorPartner
50mm shares x $20 = $1,000mm market cap
$1,000mm market cap + $300mm debt - $150mm cash = $1,150mm

Step one is the trap. Interviewers love giving you share count and price instead of market cap to see if you catch it.

Market cap is the value the public market places on the company’s equity. It’s shares outstanding multiplied by share price.

Enterprise value (TEV) is different. It captures the value of the business to all capital providers, not just equity investors.

TEV = equity value + debt + preferred stock + noncontrolling interest - cash

So why do we subtract cash?

Technically, because cash is a non-operating asset. TEV is meant to capture the value of the operating business, and cash sitting in the bank doesn’t generate operating earnings.

The way I actually think about it:

You pay $1bn for the equity, take on the $300mm of debt, and the $150mm of cash in the bank is now yours.

Net cost: $1,150mm.

The shortcut for interviews:

TEV = what you pay + what you assume - what you get back

Most people memorize the formula and freeze when someone asks why cash comes out. Say it out loud until it’s automatic.

One note: in theory, you’d subtract excess cash rather than all cash. Save that for the harder version.

Follow for more! The next one’s harder. 👀

#investmentbanking #valuation #technicalinterview #privateequity
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50mm shares x $20 = $1,000mm market cap $1,000mm market cap + $300mm debt - $150mm cash = $1,150mm Step one is the trap. Interviewers love giving you share count and price instead of market cap to see if you catch it. Market cap is the value the public market places on the company’s equity. It’s shares outstanding multiplied by share price. Enterprise value (TEV) is different. It captures the value of the business to all capital providers, not just equity investors. TEV = equity value + debt + preferred stock + noncontrolling interest - cash So why do we subtract cash? Technically, because cash is a non-operating asset. TEV is meant to capture the value of the operating business, and cash sitting in the bank doesn’t generate operating earnings. The way I actually think about it: You pay $1bn for the equity, take on the $300mm of debt, and the $150mm of cash in the bank is now yours. Net cost: $1,150mm. The shortcut for interviews: TEV = what you pay + what you assume - what you get back Most people memorize the formula and freeze when someone asks why cash comes out. Say it out loud until it’s automatic. One note: in theory, you’d subtract excess cash rather than all cash. Save that for the harder version. Follow for more! The next one’s harder. 👀 #investmentbanking #valuation #technicalinterview #privateequity
My IB analyst days were truly so brutal
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julietmackayy
My IB analyst days were truly so brutal
$2,000mm market cap + $800mm debt - $300mm cash = $2,500mm

Explanation:

Market capitalization is the value the public market is placing on the company’s equity.

This is different from enterprise value, or TEV, which captures the value of the business to all capital providers, not just equity investors.

TEV = equity value + debt + preferred + NCI - cash

So why do we subtract cash?

Technically, because cash is a non-operating asset. TEV is meant to capture the value of the operating business, and cash sitting in the bank doesn’t generate earnings.

The way I actually think about it:

You hand over $2bn for the equity, take on the $800mm of debt, and then the $300mm of cash in the bank is yours.

Net cost: $2,500mm.

The shortcut for interviews:

TEV = what you pay + what you assume - what you get back.

Most people memorize the formula and freeze when someone asks why cash comes out. Say it out loud until it’s automatic.

One note: in theory, you’d subtract excess cash rather than all cash. Save that for the harder version.

Follow for more! The next one’s harder. 👀

#investmentbanking #valuation #technicalinterview #privateequity
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julietmackayy
$2,000mm market cap + $800mm debt - $300mm cash = $2,500mm Explanation: Market capitalization is the value the public market is placing on the company’s equity. This is different from enterprise value, or TEV, which captures the value of the business to all capital providers, not just equity investors. TEV = equity value + debt + preferred + NCI - cash So why do we subtract cash? Technically, because cash is a non-operating asset. TEV is meant to capture the value of the operating business, and cash sitting in the bank doesn’t generate earnings. The way I actually think about it: You hand over $2bn for the equity, take on the $800mm of debt, and then the $300mm of cash in the bank is yours. Net cost: $2,500mm. The shortcut for interviews: TEV = what you pay + what you assume - what you get back. Most people memorize the formula and freeze when someone asks why cash comes out. Say it out loud until it’s automatic. One note: in theory, you’d subtract excess cash rather than all cash. Save that for the harder version. Follow for more! The next one’s harder. 👀 #investmentbanking #valuation #technicalinterview #privateequity
my go-to office outfit for when I need to look extra professional! linked in my bio x 🖤
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my go-to office outfit for when I need to look extra professional! linked in my bio x 🖤
best brekkie so far 🍓🥐
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best brekkie so far 🍓🥐
an exciting week ahead woohooo — spend the morning with me working at the investment bank in NYC! also adding the @dyson to my morning routine had been a game changer!
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an exciting week ahead woohooo — spend the morning with me working at the investment bank in NYC! also adding the @dyson to my morning routine had been a game changer!
The @turbotax grand opening proved tax season can actually feel luxurious! From elevated design to expert support, it’s a filing experience that feels effortless. Make an appointment at your nearest TurboTax store and see how easy taxes can be! #ad #TurboTaxPartner
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julietmackayy
The @turbotax grand opening proved tax season can actually feel luxurious! From elevated design to expert support, it’s a filing experience that feels effortless. Make an appointment at your nearest TurboTax store and see how easy taxes can be! #ad #TurboTaxPartner

Juliet Mackay (@julietmackayy) Instagram Stats & Analytics

Juliet Mackay (@julietmackayy) has 104K Instagram followers with a 0.72% engagement rate over the past 12 months. Across 241 posts, Juliet Mackay received 412K total likes and 58.0M impressions, averaging 1.71K likes per post. This page tracks Juliet Mackay's performance metrics, top content, and engagement trends — updated daily. To benchmark @julietmackayy against other accounts, use Socialpruf's Instagram competitor analysis tool.

Juliet Mackay (@julietmackayy) Instagram Analytics FAQ

How many Instagram followers does Juliet Mackay have?+
Juliet Mackay (@julietmackayy) has 104K Instagram followers as of October 2026.
What is Juliet Mackay's Instagram engagement rate?+
Juliet Mackay's Instagram engagement rate is 0.72% over the last 12 months, based on 241 posts.
How many likes does Juliet Mackay get on Instagram?+
Juliet Mackay received 412K total likes across 241 posts in the last 12 months, averaging 1.71K likes per post.
How many Instagram impressions does Juliet Mackay get?+
Juliet Mackay's Instagram content generated 58.0M total impressions over the last 12 months.
Can I compare Juliet Mackay with other Instagram accounts?+
Yes. Add @julietmackayy to a competitor set with Socialpruf's Instagram competitor analysis tool and benchmark it side by side with any other public accounts on views, engagement rate and follower growth, with history back to each account's first post.