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You’re gonna want to save this for later. The checklist doesn’t stop at the closing table. Keep this list nearby when you’re ready to move into your first Lubbock home. All of these little details are easy to forget but are so important to your comfort and success as a new homeowner. Follow me for first time homebuyer tips!
170K
675
0
3w ago
heatherwallerrealtor
You’re gonna want to save this for later. The checklist doesn’t stop at the closing table. Keep this list nearby when you’re ready to move into your first Lubbock home. All of these little details are easy to forget but are so important to your comfort and success as a new homeowner. Follow me for first time homebuyer tips!
10 things l’d never do to my own home↓ 13 years+ in real estate has shown me what makes a home harder to sell. Here’s what NOT to do. (and what to do instead if you care about resale): 1. Custom paint colors (red, black, neon). They polarize buyers. Instead: neutral tones-bigger, brighter, more appealing. 2. Converting a garage. Buyers want storage/parking. Instead: keep it and add organized storage. 3. Over-landscaping. Rarely pays back. Instead: simple, low-maintenance curb appeal. 4. Luxury appliances above neighborhood. You won’t recoup it. Instead: mid-range, energy-efficient. 5. Removing too many walls. Buyers want flexible spaces. Instead: wider openings/double doors. 6. Bold kitchen trends. They date fast. Instead: timeless cabinets in neutral finishes. 7. Trendy flooring everywhere. Styles change. Instead: hardwood or LVP in neutral tones. 8. DIY bathrooms. Bad work kills value. Instead: hire a pro for kitchens/baths. 9. Adding a pool in mid-priced areas. High maintenance. Instead: patio, fire pit, pergola. 10. Ignoring maintenance. Buyers care more about roofs/ HVAC/windows. Instead: keep mechanicals updated. Bottom line: what feels exciting now can cost tens of thousands later. Stick to neutral, timeless, functional. Save this list for future projects or to share with clients.
18.2K
10
3
1w ago
heatherwallerrealtor
10 things l’d never do to my own home↓ 13 years+ in real estate has shown me what makes a home harder to sell. Here’s what NOT to do. (and what to do instead if you care about resale): 1. Custom paint colors (red, black, neon). They polarize buyers. Instead: neutral tones-bigger, brighter, more appealing. 2. Converting a garage. Buyers want storage/parking. Instead: keep it and add organized storage. 3. Over-landscaping. Rarely pays back. Instead: simple, low-maintenance curb appeal. 4. Luxury appliances above neighborhood. You won’t recoup it. Instead: mid-range, energy-efficient. 5. Removing too many walls. Buyers want flexible spaces. Instead: wider openings/double doors. 6. Bold kitchen trends. They date fast. Instead: timeless cabinets in neutral finishes. 7. Trendy flooring everywhere. Styles change. Instead: hardwood or LVP in neutral tones. 8. DIY bathrooms. Bad work kills value. Instead: hire a pro for kitchens/baths. 9. Adding a pool in mid-priced areas. High maintenance. Instead: patio, fire pit, pergola. 10. Ignoring maintenance. Buyers care more about roofs/ HVAC/windows. Instead: keep mechanicals updated. Bottom line: what feels exciting now can cost tens of thousands later. Stick to neutral, timeless, functional. Save this list for future projects or to share with clients.
When you buy a home with your spouse, how your names are listed on the deed actually matters a lot more than most people realize. (check laws within your state/country , always work w a lawyer on all legal matters too ) In many cases, holding title as “Joint Tenants with Right of Survivorship” means if something ever happens to one spouse, the home automatically goes to the other no probate, no extra court, no unnecessary stress during an already hard time. It’s a small detail but it can make a huge difference for your peace of mind and your family’s future. This is the kind of stuff I make sure my clients understand not just buying the house, but protecting it too. If you’re buying with a partner or spouse, let’s talk through your options.
6.10K
31
0
1w ago
heatherwallerrealtor
When you buy a home with your spouse, how your names are listed on the deed actually matters a lot more than most people realize. (check laws within your state/country , always work w a lawyer on all legal matters too ) In many cases, holding title as “Joint Tenants with Right of Survivorship” means if something ever happens to one spouse, the home automatically goes to the other no probate, no extra court, no unnecessary stress during an already hard time. It’s a small detail but it can make a huge difference for your peace of mind and your family’s future. This is the kind of stuff I make sure my clients understand not just buying the house, but protecting it too. If you’re buying with a partner or spouse, let’s talk through your options.
Most couples rush into buying ONE house together. Smart couples think long-term One person buys first. Uses an FHA loan or first-time homebuyer program. Lives there for at least 1 year. Then turns it into a rental property Meanwhile, the second partner may still qualify for first-time homebuyer benefits later. Now you could have: ✔️ A primary residence ✔️ A cash-flowing rental ✔️ Two appreciating assets ✔️ More equity ✔️ More leverage ✔️ Long-term wealth potential ✔️ Multiple streams helping cover mortgages This is how some couples use real estate investing to build wealth before buying their “dream home” together Not financial advice. Just a homebuying strategy more people should understand.
3.77K
5
0
3w ago
heatherwallerrealtor
Most couples rush into buying ONE house together. Smart couples think long-term One person buys first. Uses an FHA loan or first-time homebuyer program. Lives there for at least 1 year. Then turns it into a rental property Meanwhile, the second partner may still qualify for first-time homebuyer benefits later. Now you could have: ✔️ A primary residence ✔️ A cash-flowing rental ✔️ Two appreciating assets ✔️ More equity ✔️ More leverage ✔️ Long-term wealth potential ✔️ Multiple streams helping cover mortgages This is how some couples use real estate investing to build wealth before buying their “dream home” together Not financial advice. Just a homebuying strategy more people should understand.
PRO TIP for Lubbock Homebuyers! Thinking of asking the seller to reduce the price of your dream home by $20,000? Think again! Instead, ask for a $20,000 credit to buy down your interest rate and save BIG. Here’s how: Price Reduction: $20,000 off an $800,000 home saves you $158/month. Interest Rate Buy Down: $20,000 credit saves you $822/ month! Maximize your savings and make smarter financial moves in the Lubbock real estate market! Make sure to talk to your lender about your specific situation.
3.77K
12
0
1w ago
heatherwallerrealtor
PRO TIP for Lubbock Homebuyers! Thinking of asking the seller to reduce the price of your dream home by $20,000? Think again! Instead, ask for a $20,000 credit to buy down your interest rate and save BIG. Here’s how: Price Reduction: $20,000 off an $800,000 home saves you $158/month. Interest Rate Buy Down: $20,000 credit saves you $822/ month! Maximize your savings and make smarter financial moves in the Lubbock real estate market! Make sure to talk to your lender about your specific situation.
Ever notice that some street names actually have a meaning? Most of us drive right past them without giving them a second thought, but understanding the little details about a neighborhood can actually help you become a more informed Lubbock HOME BUYER. Will knowing the difference between a Court and a Boulevard determine whether you buy a house? Probably not. But here’s what it does remind us Buying a home is about so much more than granite countertops and pretty photos online. It’s about understanding the neighborhood, the lifestyle, the location, and how that home fits the next chapter of your life. If you’re thinking about moving to Lubbock my goal is to help you buy with confidence, not confusion. SPOT ON STRATEGY: Learn the area as well as you learn the house. The right location will serve you long after the excitement of the kitchen remodel wears off. Here’s to smart moves, great neighborhoods, and finding the perfect spot to call home.
3.54K
9
0
2w ago
heatherwallerrealtor
Ever notice that some street names actually have a meaning? Most of us drive right past them without giving them a second thought, but understanding the little details about a neighborhood can actually help you become a more informed Lubbock HOME BUYER. Will knowing the difference between a Court and a Boulevard determine whether you buy a house? Probably not. But here’s what it does remind us Buying a home is about so much more than granite countertops and pretty photos online. It’s about understanding the neighborhood, the lifestyle, the location, and how that home fits the next chapter of your life. If you’re thinking about moving to Lubbock my goal is to help you buy with confidence, not confusion. SPOT ON STRATEGY: Learn the area as well as you learn the house. The right location will serve you long after the excitement of the kitchen remodel wears off. Here’s to smart moves, great neighborhoods, and finding the perfect spot to call home.
One thing I always tell buyers: Don’t just see the house. Go see the neighborhood too. If you’re serious about a home, drive by it at 7 AM, 3 PM, and 9PM 7 AM - Is there actually parking available? What does the morning traffic look like? Are you going to be fighting for a parking spot every day? 3 PM - This is when schools let out and people start getting home from work. You’ll get a much better idea of how busy the area really gets. 9 PM - What’s the neighborhood like at night? Are there street lights? Is it well lit? Is it quiet or are there people hanging around? Does it feel like somewhere you’d be comfortable coming home to every evening? A house can be perfect, but you’re not just buying the house-you’re buying the area around it too. A 30-minute showing won’t tell you everything. Spending a few minutes there at different times of the day might. Have you ever driven by a house later and noticed something you didn’t see during the showing?
3.48K
14
0
3w ago
heatherwallerrealtor
One thing I always tell buyers: Don’t just see the house. Go see the neighborhood too. If you’re serious about a home, drive by it at 7 AM, 3 PM, and 9PM 7 AM - Is there actually parking available? What does the morning traffic look like? Are you going to be fighting for a parking spot every day? 3 PM - This is when schools let out and people start getting home from work. You’ll get a much better idea of how busy the area really gets. 9 PM - What’s the neighborhood like at night? Are there street lights? Is it well lit? Is it quiet or are there people hanging around? Does it feel like somewhere you’d be comfortable coming home to every evening? A house can be perfect, but you’re not just buying the house-you’re buying the area around it too. A 30-minute showing won’t tell you everything. Spending a few minutes there at different times of the day might. Have you ever driven by a house later and noticed something you didn’t see during the showing?
Just moved into a new house? Here’s what actually matters in the first few weeks from someone who’s seen a lot of moves go right and wrong. Everyone wants to start decorating immediately. I get it. But before you hang art and order new furniture, handle the stuff that makes the house feel secure and functional. Week 1: Deep clean while it’s empty This is your only chance to clean the house with nothing in it. Take advantage of that. Get the carpets done. Clean the windows. Wipe out cabinets and drawers. If you want to have air ducts cleaned, now’s the time. It’s so much easier before your life is unpacked everywhere. And it makes the place feel like it’s actually yours. Week 2: Handle security Rekey the locks. Reset the garage code. Change smart lock access. Even if the seller handed over every key, you have no idea who made copies over the years. Test smoke and carbon monoxide detectors. Check exterior lights. Just knock out the simple stuff that gives you peace of mind. Week 3: Learn your house Run the AC. Turn on the heater. Figure out how the thermostat works. Find the main water shut-off. Locate the breaker panel. Run the irrigation. Check under sinks for leaks. You don’t want to be figuring these things out during an emergency. While you’re at it, take photos and quick videos of every room and major appliance. Save them in a cloud folder. If you ever need to file an insurance claim, you’ll be glad you did. Week 4: Take care of the boring admin Update your address with the DMV, banks, insurance, subscriptions all of it. Set up autopay where it makes sense. Add storage where it actually helps day-to-day life. Then slow down. Live in the space before making big cosmetic changes. Paint colors, layouts, and projects look different once you’ve actually settled in. Moving in isn’t about doing everything at once. It’s about doing the important things first and letting the rest happen naturally. :floppy_disk: Save this for later. Know someone looking to buy in Lubbock right now? Send this to them. #homebuyer #homebuyingtips#trustedadvisor
3.45K
3
0
3w ago
heatherwallerrealtor
Just moved into a new house? Here’s what actually matters in the first few weeks from someone who’s seen a lot of moves go right and wrong. Everyone wants to start decorating immediately. I get it. But before you hang art and order new furniture, handle the stuff that makes the house feel secure and functional. Week 1: Deep clean while it’s empty This is your only chance to clean the house with nothing in it. Take advantage of that. Get the carpets done. Clean the windows. Wipe out cabinets and drawers. If you want to have air ducts cleaned, now’s the time. It’s so much easier before your life is unpacked everywhere. And it makes the place feel like it’s actually yours. Week 2: Handle security Rekey the locks. Reset the garage code. Change smart lock access. Even if the seller handed over every key, you have no idea who made copies over the years. Test smoke and carbon monoxide detectors. Check exterior lights. Just knock out the simple stuff that gives you peace of mind. Week 3: Learn your house Run the AC. Turn on the heater. Figure out how the thermostat works. Find the main water shut-off. Locate the breaker panel. Run the irrigation. Check under sinks for leaks. You don’t want to be figuring these things out during an emergency. While you’re at it, take photos and quick videos of every room and major appliance. Save them in a cloud folder. If you ever need to file an insurance claim, you’ll be glad you did. Week 4: Take care of the boring admin Update your address with the DMV, banks, insurance, subscriptions all of it. Set up autopay where it makes sense. Add storage where it actually helps day-to-day life. Then slow down. Live in the space before making big cosmetic changes. Paint colors, layouts, and projects look different once you’ve actually settled in. Moving in isn’t about doing everything at once. It’s about doing the important things first and letting the rest happen naturally. :floppy_disk: Save this for later. Know someone looking to buy in Lubbock right now? Send this to them. #homebuyer #homebuyingtips#trustedadvisor
PRO TIP for Homebuyers ↓ Thinking of asking the seller to reduce the price of your dream home by $20,000? Think again! Instead, ask for a $20,000 credit to buy down your interest rate and save BIG. Here’s how: Price Reduction: $20,000 off an $800,000 home saves you $158/month.Interest Rate Buy Down: $20,000 credit saves you $822/month! Maximize your savings and make smarter financial moves in the Sacramento real estate market! Make sure to talk to your lender about your specific situation.
2.92K
7
0
1mo ago
heatherwallerrealtor
PRO TIP for Homebuyers ↓ Thinking of asking the seller to reduce the price of your dream home by $20,000? Think again! Instead, ask for a $20,000 credit to buy down your interest rate and save BIG. Here’s how: Price Reduction: $20,000 off an $800,000 home saves you $158/month.Interest Rate Buy Down: $20,000 credit saves you $822/month! Maximize your savings and make smarter financial moves in the Sacramento real estate market! Make sure to talk to your lender about your specific situation.
Do NOT buy a house in Lubbock without doing this ↓ 1️⃣ Calculate the 28/36 rule Take your combined, gross monthly income and multiply by .28. This is the highest your mortgage payment *should* be. Now take the same gross monthly income and multiply by .36. This is the highest your total debt payments should be. This isn’t always realistic, but it’s a starting place to work from - lenders will pre-approve you for more! 2️⃣ Calculate the 1% rule Home maintenance will cost you an estimated 1% of the home value. If you’re looking at a $500,000 house, you’ll need about $5,000 per year for maintenance. Take this a step further and budget for it monthly on top of your mortgage payment. (So $5,000/12 = $416 per month you’ll need to set aside). 3️⃣ Lower your credit utilization Ask your credit card companies for a credit limit increase (as long as there is no hard credit pull) And start paying your credit card in full before the statement date. This is going to boost your credit & save you $ in interest! 4️⃣ Open an emergency fund I recommend having a SEPARATE account for your emergency fund (banks like Ally and Capital One allow sub accounts which are perfect) - Put 3-6 months of expenses in there! If you spend $5,000 per month, aim to have $15,000 MINIMUM in there. 5️⃣ Save 3%+ for a down payment Minimum down payments for first-time buyers start at 3%... but look at online mortgage calculators so you can make sure you can afford the monthly payment if you’re doing a low down payment. 6️⃣ Research closing costs in your state Closing costs are 1-6% of the purchase price - in ADDITION to your down payment. On average, they’re around 3% so around $15,000 on a $500k house. 7️⃣ Take a free class! Buying a house in Lubbock is the biggest purchase and decision you’ll EVER make Don’t make the mistake of not knowing the process first.
2.73K
2
0
1mo ago
heatherwallerrealtor
Do NOT buy a house in Lubbock without doing this ↓ 1️⃣ Calculate the 28/36 rule Take your combined, gross monthly income and multiply by .28. This is the highest your mortgage payment *should* be. Now take the same gross monthly income and multiply by .36. This is the highest your total debt payments should be. This isn’t always realistic, but it’s a starting place to work from - lenders will pre-approve you for more! 2️⃣ Calculate the 1% rule Home maintenance will cost you an estimated 1% of the home value. If you’re looking at a $500,000 house, you’ll need about $5,000 per year for maintenance. Take this a step further and budget for it monthly on top of your mortgage payment. (So $5,000/12 = $416 per month you’ll need to set aside). 3️⃣ Lower your credit utilization Ask your credit card companies for a credit limit increase (as long as there is no hard credit pull) And start paying your credit card in full before the statement date. This is going to boost your credit & save you $ in interest! 4️⃣ Open an emergency fund I recommend having a SEPARATE account for your emergency fund (banks like Ally and Capital One allow sub accounts which are perfect) - Put 3-6 months of expenses in there! If you spend $5,000 per month, aim to have $15,000 MINIMUM in there. 5️⃣ Save 3%+ for a down payment Minimum down payments for first-time buyers start at 3%... but look at online mortgage calculators so you can make sure you can afford the monthly payment if you’re doing a low down payment. 6️⃣ Research closing costs in your state Closing costs are 1-6% of the purchase price - in ADDITION to your down payment. On average, they’re around 3% so around $15,000 on a $500k house. 7️⃣ Take a free class! Buying a house in Lubbock is the biggest purchase and decision you’ll EVER make Don’t make the mistake of not knowing the process first.
Newly built VS Pre-owned, Some NEW homes now have LOWER monthly payments than pre-owned homes because builders are offering aggressive rate buy-downs and closing cost incentives in 2026. If you’re looking to make a move in Lubbock right now, this matters more than ever. Follow for more !
2.62K
10
0
2d ago
heatherwallerrealtor
Newly built VS Pre-owned, Some NEW homes now have LOWER monthly payments than pre-owned homes because builders are offering aggressive rate buy-downs and closing cost incentives in 2026. If you’re looking to make a move in Lubbock right now, this matters more than ever. Follow for more !
After walking through hundreds of homes across Lubbock, I can tell you this ↓ Not every renovation adds value. Some actually make buyers want to offer LESS Here are 7 remodeling mistakes I see sellers make over and over again Turning the garage into living space Most buyers still want parking, storage, or a workshop space. Instead: Keep it functional, organized, and clean. Removing the only bathtub Families with kids usually WANT at least one tub. Instead: Upgrade it with a modern tub or clean tub/shower combo. Going overboard on a luxury kitchen Spending $80K doesn’t always mean buyers will pay $80K more. Instead: Focus on smart upgrades like counters, lighting, hardware, and appliances. DIY projects without permits Unpermitted electrical, plumbing, or additions can scare buyers fast during inspections. Instead: Pull permits and keep records. Removing a bedroom for a giant closet or gym. Bedroom count matters BIG in real estate searches. Instead: Keep it legally a bedroom and stage it however you want. Installing carpet everywhere A lot of buyers today prefer hard flooring because it feels cleaner, brighter, and easier to maintain. Instead: Luxury vinyl plank, hardwood, or tile usually has broader appeal. Super bold paint colors or trendy wallpaper What feels cool to you can feel like extra work to buyers. Instead: Stick with light neutral tones that photograph well online. Save this before your next remodel in Lubbock. Thinking about selling and wondering which upgrades are ACTUALLY worth it?
2.55K
5
0
3w ago
heatherwallerrealtor
After walking through hundreds of homes across Lubbock, I can tell you this ↓ Not every renovation adds value. Some actually make buyers want to offer LESS Here are 7 remodeling mistakes I see sellers make over and over again Turning the garage into living space Most buyers still want parking, storage, or a workshop space. Instead: Keep it functional, organized, and clean. Removing the only bathtub Families with kids usually WANT at least one tub. Instead: Upgrade it with a modern tub or clean tub/shower combo. Going overboard on a luxury kitchen Spending $80K doesn’t always mean buyers will pay $80K more. Instead: Focus on smart upgrades like counters, lighting, hardware, and appliances. DIY projects without permits Unpermitted electrical, plumbing, or additions can scare buyers fast during inspections. Instead: Pull permits and keep records. Removing a bedroom for a giant closet or gym. Bedroom count matters BIG in real estate searches. Instead: Keep it legally a bedroom and stage it however you want. Installing carpet everywhere A lot of buyers today prefer hard flooring because it feels cleaner, brighter, and easier to maintain. Instead: Luxury vinyl plank, hardwood, or tile usually has broader appeal. Super bold paint colors or trendy wallpaper What feels cool to you can feel like extra work to buyers. Instead: Stick with light neutral tones that photograph well online. Save this before your next remodel in Lubbock. Thinking about selling and wondering which upgrades are ACTUALLY worth it?
When buyers tour homes, most of the attention goes to the kitchen, flooring, and layout. But one of the biggest factors in whether you love your Lubbock home long term has nothing to do with the home itself. ➡️ It’s the neighborhood. Here are a few neighborhood red flags home buyers often miss during the showing. 1️⃣ Overflow parking. If every curb is packed with cars, it could signal limited parking, rental density, or homes with more occupants than expected. 2️⃣ Deferred maintenance. Multiple homes with peeling paint, neglected yards, or obvious upkeep issues can impact the overall feel of the neighborhood and future resale value. 3️⃣ Noise patterns you won’t notice during a quick showing. Traffic, nearby businesses, or school drop-off lines can make a quiet street feel very different depending on the time of day. 4️⃣ Privacy issues behind the home. Homes backing to apartments, commercial buildings, or busy roads can often face more resale challenges later. 5️⃣ Not driving the neighborhood at different times. Morning, afternoon, and evening can reveal completely different traffic, parking, and noise patterns. The house matters, but the neighborhood is what you experience every day. Take the time to evaluate both before making an offer.
2.35K
3
0
3w ago
heatherwallerrealtor
When buyers tour homes, most of the attention goes to the kitchen, flooring, and layout. But one of the biggest factors in whether you love your Lubbock home long term has nothing to do with the home itself. ➡️ It’s the neighborhood. Here are a few neighborhood red flags home buyers often miss during the showing. 1️⃣ Overflow parking. If every curb is packed with cars, it could signal limited parking, rental density, or homes with more occupants than expected. 2️⃣ Deferred maintenance. Multiple homes with peeling paint, neglected yards, or obvious upkeep issues can impact the overall feel of the neighborhood and future resale value. 3️⃣ Noise patterns you won’t notice during a quick showing. Traffic, nearby businesses, or school drop-off lines can make a quiet street feel very different depending on the time of day. 4️⃣ Privacy issues behind the home. Homes backing to apartments, commercial buildings, or busy roads can often face more resale challenges later. 5️⃣ Not driving the neighborhood at different times. Morning, afternoon, and evening can reveal completely different traffic, parking, and noise patterns. The house matters, but the neighborhood is what you experience every day. Take the time to evaluate both before making an offer.
DO NOT make these mistakes ↓ DO NOT buy a car If you can, wait until after you buy a house to get a new car. If you’re getting a lease or car loan, it will impact your credit score which will lower the amount you’re approved for! INSTEAD, proactively work on your credit score - one thing you can do is pay your credit cards off early to lower your credit utilization ratio! DO NOT schedule tours on zillow when you’re seriously looking! INSTEAD, search in the multiple listing service (MLS) with an experienced, first-time buyer agent The MLS will give you access to the most up-to-date and accurate home listing data! DO NOT deposit cash into your bank account! Lenders look at your last 2 bank statements & if cash is not able to be traceable, you can’t use it! INSTEAD, keep all your money in a high yield savings account that is dedicated to your house fund! DO NOT get pre-approved for your absolute max! INSTEAD, decide the monthly payment that YOU feel comfortable with! You can use the 28% rule as a starting place - this says that your mortgage payment should not be more than 28% of your gross income! DO NOT make a major career change! INSTEAD, it’s usually ok to make a job change or get a promotion, as long as it’s within the same industry and your income is salaried. If you make bonus or commission income, you usually need 1-2 years of history. DO NOT use a big bank or online lender! INSTEAD, use a local lender so you have reliable service! DO NOT wait until your lease is almost up to get started! INSTEAD, start getting prepared when your 6-12 months out, and then start looking for homes when you’re 3-4 months out! DO NOT just wing the process - there’s way too much money at stake! Follow me for more !
2.32K
3
0
2d ago
heatherwallerrealtor
DO NOT make these mistakes ↓ DO NOT buy a car If you can, wait until after you buy a house to get a new car. If you’re getting a lease or car loan, it will impact your credit score which will lower the amount you’re approved for! INSTEAD, proactively work on your credit score - one thing you can do is pay your credit cards off early to lower your credit utilization ratio! DO NOT schedule tours on zillow when you’re seriously looking! INSTEAD, search in the multiple listing service (MLS) with an experienced, first-time buyer agent The MLS will give you access to the most up-to-date and accurate home listing data! DO NOT deposit cash into your bank account! Lenders look at your last 2 bank statements & if cash is not able to be traceable, you can’t use it! INSTEAD, keep all your money in a high yield savings account that is dedicated to your house fund! DO NOT get pre-approved for your absolute max! INSTEAD, decide the monthly payment that YOU feel comfortable with! You can use the 28% rule as a starting place - this says that your mortgage payment should not be more than 28% of your gross income! DO NOT make a major career change! INSTEAD, it’s usually ok to make a job change or get a promotion, as long as it’s within the same industry and your income is salaried. If you make bonus or commission income, you usually need 1-2 years of history. DO NOT use a big bank or online lender! INSTEAD, use a local lender so you have reliable service! DO NOT wait until your lease is almost up to get started! INSTEAD, start getting prepared when your 6-12 months out, and then start looking for homes when you’re 3-4 months out! DO NOT just wing the process - there’s way too much money at stake! Follow me for more !
Don’t make THIS mistake 👇 If you’re waiting for “a good market” to buy… it may never come. You might end up spending even MORE on a house… (and this doesn’t even count what you’d spend on rent while you waited). So when SHOULD you buy a house? When you: 1. Have a down payment saved 2. Can afford the monthly payment + maintenance 3. Plan to stay in the home 5+ years If you don’t have these things, then wait! But making financial decisions based on outside factors like the market and rates is like gambling in Vegas… you just don’t know what will happen! Follow for more tips! If you want to get a house in Lubbock 2026 or 2027.
2.06K
3
0
1w ago
heatherwallerrealtor
Don’t make THIS mistake 👇 If you’re waiting for “a good market” to buy… it may never come. You might end up spending even MORE on a house… (and this doesn’t even count what you’d spend on rent while you waited). So when SHOULD you buy a house? When you: 1. Have a down payment saved 2. Can afford the monthly payment + maintenance 3. Plan to stay in the home 5+ years If you don’t have these things, then wait! But making financial decisions based on outside factors like the market and rates is like gambling in Vegas… you just don’t know what will happen! Follow for more tips! If you want to get a house in Lubbock 2026 or 2027.
Don’t fall for these first time home buyer mistakes ↓ 1.You ONLY budgeted for the mortgage. You didn’t include HOA, property taxes and utilities into your monthly payments. Don’t forget the extra fees you’ll be responsible for. 2. Just because you CAN afford it doesn’t mean you SHOULD buy it. What does your lifestyle look like? What do you want it to look like? Having every dime tied in a mortgage is never a good idea, if you buy the cheaper home, what does that allow you to do? 3. You used all your money at closing. You used every dime possible for your down payment and closing costs. If the AC goes out in the middle of summer, a major appliance breaks, the list goes on. 4. You took the advice of a coworker, relative, zillow, etc. and none of them warned you about appreciation and depreciation, equity loss, and the cost of future planning. The point is, buying a home should put ahead, not behind. Be sure to follow for more first time homebuyer advice from a real life Lubbock real estate agent
2.00K
6
0
4d ago
heatherwallerrealtor
Don’t fall for these first time home buyer mistakes ↓ 1.You ONLY budgeted for the mortgage. You didn’t include HOA, property taxes and utilities into your monthly payments. Don’t forget the extra fees you’ll be responsible for. 2. Just because you CAN afford it doesn’t mean you SHOULD buy it. What does your lifestyle look like? What do you want it to look like? Having every dime tied in a mortgage is never a good idea, if you buy the cheaper home, what does that allow you to do? 3. You used all your money at closing. You used every dime possible for your down payment and closing costs. If the AC goes out in the middle of summer, a major appliance breaks, the list goes on. 4. You took the advice of a coworker, relative, zillow, etc. and none of them warned you about appreciation and depreciation, equity loss, and the cost of future planning. The point is, buying a home should put ahead, not behind. Be sure to follow for more first time homebuyer advice from a real life Lubbock real estate agent
You need to do this, here’s why↓ No one tells you to run every faucet, shower, and outdoor spigot for 45 minutes on move-in day. But you should. After a home has been sitting vacant, stagnant water can build up in the plumbing. Running the water helps flush the lines, clears out sediment, and brings in fresh water before your family starts using it. It’s one of those simple homeowner tips that can save you from an unpleasant surprise. Follow for more homeownership tips you probably haven’t heard before.
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3d ago
heatherwallerrealtor
You need to do this, here’s why↓ No one tells you to run every faucet, shower, and outdoor spigot for 45 minutes on move-in day. But you should. After a home has been sitting vacant, stagnant water can build up in the plumbing. Running the water helps flush the lines, clears out sediment, and brings in fresh water before your family starts using it. It’s one of those simple homeowner tips that can save you from an unpleasant surprise. Follow for more homeownership tips you probably haven’t heard before.
Tips for first time, Lubbock homebuyers If you really set this goal in 2 years you will be a home owner! Closing costs are always negotiable for seller to pay for them Follow me for more tips!
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1w ago
heatherwallerrealtor
Tips for first time, Lubbock homebuyers If you really set this goal in 2 years you will be a home owner! Closing costs are always negotiable for seller to pay for them Follow me for more tips!
You’re gonna want to save this for later. The checklist doesn’t stop at the closing table. Keep this list nearby when you’re ready to move into your first Lubbock home. All these little details are easy to forget but are so important to your comfort and success as a new homeowner. Follow me for first time homebuyer tips!
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2w ago
heatherwallerrealtor
You’re gonna want to save this for later. The checklist doesn’t stop at the closing table. Keep this list nearby when you’re ready to move into your first Lubbock home. All these little details are easy to forget but are so important to your comfort and success as a new homeowner. Follow me for first time homebuyer tips!
Building wealth isn’t always about earning more. Sometimes it’s about being consistent together. If you and your partner each save just $154 per week, by the end of two years you could have over $32,000 saved. That could be enough for a deposit on a $600,000 home. As your home builds equity, you may be able to leverage it toward an investment property and start growing your property portfolio. The biggest takeaway? Wealth is often built one small, consistent decision at a time. What’s one financial goal you and your partner are working towards? Let me know in the comments. #PropertyInvestment #Realestate #Lubbock #HomeOwnership #BuildWealth
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5h ago
heatherwallerrealtor
Building wealth isn’t always about earning more. Sometimes it’s about being consistent together. If you and your partner each save just $154 per week, by the end of two years you could have over $32,000 saved. That could be enough for a deposit on a $600,000 home. As your home builds equity, you may be able to leverage it toward an investment property and start growing your property portfolio. The biggest takeaway? Wealth is often built one small, consistent decision at a time. What’s one financial goal you and your partner are working towards? Let me know in the comments. #PropertyInvestment #Realestate #Lubbock #HomeOwnership #BuildWealth

heatherwallerrealtor (@heatherwallerrealtor) Instagram Stats & Analytics

heatherwallerrealtor (@heatherwallerrealtor) has 46.0 Instagram followers with a 0.34% engagement rate over the past 12 months. Across 193 posts, heatherwallerrealtor received 885 total likes and 259K impressions, averaging 4.59 likes per post. This page tracks heatherwallerrealtor's performance metrics, top content, and engagement trends — updated daily.

heatherwallerrealtor (@heatherwallerrealtor) Instagram Analytics FAQ

How many Instagram followers does heatherwallerrealtor have?+
heatherwallerrealtor (@heatherwallerrealtor) has 46.0 Instagram followers as of July 2026.
What is heatherwallerrealtor's Instagram engagement rate?+
heatherwallerrealtor's Instagram engagement rate is 0.34% over the last 12 months, based on 193 posts.
How many likes does heatherwallerrealtor get on Instagram?+
heatherwallerrealtor received 885 total likes across 193 posts in the last 12 months, averaging 4.59 likes per post.
How many Instagram impressions does heatherwallerrealtor get?+
heatherwallerrealtor's Instagram content generated 259K total impressions over the last 12 months.