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What advice would YOU give them? #realestate #debt
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9mo ago
ramseyrealestate_
What advice would YOU give them? #realestate #debt
If you’re getting ready to buy or sell a house, now’s a great time.   Rates just dipped a bit, prices are steady, and in a lot of areas, buyers have more negotiating power than they’ve had in years. And sellers are still sitting on a pile of equity. The right strategy will get you the most money.   Either way, you need a rock-star agent in your corner. I’m talking about a high-octane, high-protein, get-it-done kind of person who knows your market and knows how to win.   That’s why I recommend Ramsey Trusted agents. They’ve been coached to serve you the same way I would. I trust them. And I send my friends to them, including you.   🏡 Find out for free who the Ramsey Trusted real estate agent is in your area for your next buy or sell at the link in my bio.
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10mo ago
ramseyrealestate_
If you’re getting ready to buy or sell a house, now’s a great time.   Rates just dipped a bit, prices are steady, and in a lot of areas, buyers have more negotiating power than they’ve had in years. And sellers are still sitting on a pile of equity. The right strategy will get you the most money.   Either way, you need a rock-star agent in your corner. I’m talking about a high-octane, high-protein, get-it-done kind of person who knows your market and knows how to win.   That’s why I recommend Ramsey Trusted agents. They’ve been coached to serve you the same way I would. I trust them. And I send my friends to them, including you.   🏡 Find out for free who the Ramsey Trusted real estate agent is in your area for your next buy or sell at the link in my bio.
This situation is all too common... It’s SO important for all of us to know the difference between being able to barely make the payments on a home and being able to afford the home. Ramsey guidelines for home affordability are that the payment should be no more than 25% of your take-home pay on a 15-year, fixed-rate mortgage. We recommend putting no less than 5% down if you’re a first-time homebuyer. A 20% down payment is ideal to avoid having that added PMI payment each month. PMI = private mortgage insurance. That’s required for any mortgage that has less than 20% of the total purchase price paid as a downpayment by the buyer. PMI will add hundreds of dollars to your monthly mortgage payment, so the more you can save up beforehand to put into a down payment, the less you’ll have to pay each month, which makes your life a LOT more financially comfortable. #mortgagepayments #realestate #affordability #homebuyer #payments
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7mo ago
ramseyrealestate_
This situation is all too common... It’s SO important for all of us to know the difference between being able to barely make the payments on a home and being able to afford the home. Ramsey guidelines for home affordability are that the payment should be no more than 25% of your take-home pay on a 15-year, fixed-rate mortgage. We recommend putting no less than 5% down if you’re a first-time homebuyer. A 20% down payment is ideal to avoid having that added PMI payment each month. PMI = private mortgage insurance. That’s required for any mortgage that has less than 20% of the total purchase price paid as a downpayment by the buyer. PMI will add hundreds of dollars to your monthly mortgage payment, so the more you can save up beforehand to put into a down payment, the less you’ll have to pay each month, which makes your life a LOT more financially comfortable. #mortgagepayments #realestate #affordability #homebuyer #payments
If your biggest expense is eating half your paycheck, it’s time for a reset. We recommend rent or mortgage payments to be no more than 25% of your take-home pay monthly. This allows you to have the margin to cover other expenses and make progress toward your future.
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11mo ago
ramseyrealestate_
If your biggest expense is eating half your paycheck, it’s time for a reset. We recommend rent or mortgage payments to be no more than 25% of your take-home pay monthly. This allows you to have the margin to cover other expenses and make progress toward your future.
This simple set of filters will help you know when you’re ready to buy. Trust us, this is the wise way to do it. #realestate #homebuyingandselling #mortgagewisdom
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9mo ago
ramseyrealestate_
This simple set of filters will help you know when you’re ready to buy. Trust us, this is the wise way to do it. #realestate #homebuyingandselling #mortgagewisdom
The number one rule of homebuying? Keep your mortgage to 25% of your take-home pay, or less. John called in with $110K in savings… and a home that’s burning through it. Dave and Rachel explain what happens when you ignore the ratios, and why selling might be the smartest move you make.
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10mo ago
ramseyrealestate_
The number one rule of homebuying? Keep your mortgage to 25% of your take-home pay, or less. John called in with $110K in savings… and a home that’s burning through it. Dave and Rachel explain what happens when you ignore the ratios, and why selling might be the smartest move you make.
The cost of rent goes up consistently. Buying a home (when you're financially ready to) locks in a mortgage payment for years to come, with the bonus of it going down to ZERO once it's paid off!
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6mo ago
ramseyrealestate_
The cost of rent goes up consistently. Buying a home (when you're financially ready to) locks in a mortgage payment for years to come, with the bonus of it going down to ZERO once it's paid off!
Prices are high now, but not as high as they will be in the future. There's only one time in the last several decades that prices have gone down (temporarily), and that was in 2008. Since then, they have spiked back up and continued to rise. A better way to think about when to buy is determining where YOU need to be financially. Follow the 7 Baby Steps and get a fully funded emergency fund in place after you've paid off any debt. Then, save for a down payment on a home where the mortgage payment will be no more that 25% of your take-home pay on a 15-year, fixed-rate loan. Doing all of this work beforehand will help to make sure you don't overcommit yourself to a home that you can't actually afford. Trust us on this... it's the best way to buy a home. #ramseyrealestate
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4mo ago
ramseyrealestate_
Prices are high now, but not as high as they will be in the future. There's only one time in the last several decades that prices have gone down (temporarily), and that was in 2008. Since then, they have spiked back up and continued to rise. A better way to think about when to buy is determining where YOU need to be financially. Follow the 7 Baby Steps and get a fully funded emergency fund in place after you've paid off any debt. Then, save for a down payment on a home where the mortgage payment will be no more that 25% of your take-home pay on a 15-year, fixed-rate loan. Doing all of this work beforehand will help to make sure you don't overcommit yourself to a home that you can't actually afford. Trust us on this... it's the best way to buy a home. #ramseyrealestate
Debt on a rental property = less cashflow AND more risk. #realestate #cash #investmentproperty #entrepreneur #money
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8mo ago
ramseyrealestate_
Debt on a rental property = less cashflow AND more risk. #realestate #cash #investmentproperty #entrepreneur #money
Loaning money to family is not just giving dollars, it’s putting a price tag on the relationship. If they can’t pay it back, you’re left with tension, guilt, and broken trust. If you have the financial ability to help family, just give it as a gift or not at all. #realestate #family #relationships
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9mo ago
ramseyrealestate_
Loaning money to family is not just giving dollars, it’s putting a price tag on the relationship. If they can’t pay it back, you’re left with tension, guilt, and broken trust. If you have the financial ability to help family, just give it as a gift or not at all. #realestate #family #relationships
This one’s a no-brainer for us. If you’re in the unique situation to buy a home with cash, why would you want to take on a mortgage? That would only increase the amount you’d pay for the home by adding interest. If you’re debt-free with a healthy emergency fund (3-6 months worth of expenses set aside), just buy the house! Sidenote: We do NOT recommend making major financial decisions with someone else unless you’re married to them. That can end badly. 😬 What would YOU do?
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ramseyrealestate_
This one’s a no-brainer for us. If you’re in the unique situation to buy a home with cash, why would you want to take on a mortgage? That would only increase the amount you’d pay for the home by adding interest. If you’re debt-free with a healthy emergency fund (3-6 months worth of expenses set aside), just buy the house! Sidenote: We do NOT recommend making major financial decisions with someone else unless you’re married to them. That can end badly. 😬 What would YOU do?
They say buying a home is impossible, until you hear stories like this. This couple didn’t just buy a home. They paid it off in record time by staying focused and working together. Your story can look different, but with a plan and persistence, homeownership (and freedom from debt) is possible. #savingforadownpayment
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1mo ago
ramseyrealestate_
They say buying a home is impossible, until you hear stories like this. This couple didn’t just buy a home. They paid it off in record time by staying focused and working together. Your story can look different, but with a plan and persistence, homeownership (and freedom from debt) is possible. #savingforadownpayment
This is a heavy financial AND relational decision. What would you do in this situation? #relationships #realestate #retirementsavings #moneyadvice #family
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8mo ago
ramseyrealestate_
This is a heavy financial AND relational decision. What would you do in this situation? #relationships #realestate #retirementsavings #moneyadvice #family
It sounds like a grown-up move, but it’s actually a financial landmine.
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11mo ago
ramseyrealestate_
It sounds like a grown-up move, but it’s actually a financial landmine.
If you’re a first-time homebuyer, it’s okay to put down as little as 5% for your down payment. Keep in mind though, that anything less than a 20% down payment will require you to pay each month for private mortgage insurance, aka PMI. This is an added expense that you’ll need to factor in to your monthly budget. #realestate #homebuyingandselling #buyingahome
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10mo ago
ramseyrealestate_
If you’re a first-time homebuyer, it’s okay to put down as little as 5% for your down payment. Keep in mind though, that anything less than a 20% down payment will require you to pay each month for private mortgage insurance, aka PMI. This is an added expense that you’ll need to factor in to your monthly budget. #realestate #homebuyingandselling #buyingahome
Before going "all in" on this type of rental property, consider these details and extra costs.
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5mo ago
ramseyrealestate_
Before going "all in" on this type of rental property, consider these details and extra costs.
The way interest rates have adjusted a bit lately, it would be wise to keep this info in your back pocket! #refinance #mortgage #homeowner #realestate #moneysmart
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7mo ago
ramseyrealestate_
The way interest rates have adjusted a bit lately, it would be wise to keep this info in your back pocket! #refinance #mortgage #homeowner #realestate #moneysmart
Imagine having no rent or mortgage payment... it’s all paid for. You could build SO much wealth and be SO generous! #NoPayments #paidoff #wealthbuilding #generosity #debtfreedom
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8mo ago
ramseyrealestate_
Imagine having no rent or mortgage payment... it’s all paid for. You could build SO much wealth and be SO generous! #NoPayments #paidoff #wealthbuilding #generosity #debtfreedom
The mortgage advice we give is meant to help you keep a balance between housing expenses and the other costs we all have to cover. If you follow the advice of keeping a monthly payment at a max of 25% of your take-home pay on a 15-year, fixed-rate mortgage, you’ll be set up for a bright financial future. You’ll have the margin to cover the rest that life can throw at you. We know it’s not always easy to make those numbers work, especially in the current economy. BUT, it’s worth the hard work it takes to achieve this balance. Your future self will thank you. #realestate #homebuyingandselling #mortgagewisdom
331K
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10mo ago
ramseyrealestate_
The mortgage advice we give is meant to help you keep a balance between housing expenses and the other costs we all have to cover. If you follow the advice of keeping a monthly payment at a max of 25% of your take-home pay on a 15-year, fixed-rate mortgage, you’ll be set up for a bright financial future. You’ll have the margin to cover the rest that life can throw at you. We know it’s not always easy to make those numbers work, especially in the current economy. BUT, it’s worth the hard work it takes to achieve this balance. Your future self will thank you. #realestate #homebuyingandselling #mortgagewisdom
Owning a home isn’t only about having a place to live. When done right, it comes with some powerful, long-term financial benefits too. If you’re thinking about buying a home in the next couple years, our team has some helpful resources that you can use for free. We’ve got a homebuyers guide, mortgage calculators, and a LOT more. Take a look at the link in our profile! #realestate #buyingahome #wealthbuilding
316K
1.86K
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9mo ago
ramseyrealestate_
Owning a home isn’t only about having a place to live. When done right, it comes with some powerful, long-term financial benefits too. If you’re thinking about buying a home in the next couple years, our team has some helpful resources that you can use for free. We’ve got a homebuyers guide, mortgage calculators, and a LOT more. Take a look at the link in our profile! #realestate #buyingahome #wealthbuilding

Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) Instagram Stats & Analytics

Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) has 43.8K Instagram followers with a 1.13% engagement rate over the past 12 months. Across 244 posts, Ramsey Real Estate | Home Buyer & Seller Resources received 346K total likes and 31.2M impressions, averaging 1.42K likes per post. This page tracks Ramsey Real Estate | Home Buyer & Seller Resources's performance metrics, top content, and engagement trends — updated daily.

Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) Instagram Analytics FAQ

How many Instagram followers does Ramsey Real Estate | Home Buyer & Seller Resources have?+
Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) has 43.8K Instagram followers as of June 2026.
What is Ramsey Real Estate | Home Buyer & Seller Resources's Instagram engagement rate?+
Ramsey Real Estate | Home Buyer & Seller Resources's Instagram engagement rate is 1.13% over the last 12 months, based on 244 posts.
How many likes does Ramsey Real Estate | Home Buyer & Seller Resources get on Instagram?+
Ramsey Real Estate | Home Buyer & Seller Resources received 346K total likes across 244 posts in the last 12 months, averaging 1.42K likes per post.
How many Instagram impressions does Ramsey Real Estate | Home Buyer & Seller Resources get?+
Ramsey Real Estate | Home Buyer & Seller Resources's Instagram content generated 31.2M total impressions over the last 12 months.