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likes
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You don’t need six figures to own your house outright by 24. Colton and Allie paid off their $140K mortgage in 22 months, living on one income and putting every dollar from the second income toward the house. They’re proof that “affordable” isn’t dead, it just takes a plan most people never try. Whatever your number is, it’s closer than it feels right now.
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ramseyrealestate_
You don’t need six figures to own your house outright by 24. Colton and Allie paid off their $140K mortgage in 22 months, living on one income and putting every dollar from the second income toward the house. They’re proof that “affordable” isn’t dead, it just takes a plan most people never try. Whatever your number is, it’s closer than it feels right now.
They say buying a home is impossible, until you hear stories like this. This couple didn’t just buy a home. They paid it off in record time by staying focused and working together. Your story can look different, but with a plan and persistence, homeownership (and freedom from debt) is possible. #savingforadownpayment
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ramseyrealestate_
They say buying a home is impossible, until you hear stories like this. This couple didn’t just buy a home. They paid it off in record time by staying focused and working together. Your story can look different, but with a plan and persistence, homeownership (and freedom from debt) is possible. #savingforadownpayment
There’s nothing wrong with loving your house. Just know which upgrades pay you back and which ones are only for you.   Last year, the average pool ran $72,000 and added around $7,000 to the home’s value. A pool is about the worst resale upgrade there is. A new garage door, on the other hand, can return almost double what you spend on it.   My friend @brian_buffini stopped by The Ramsey Show to talk all things real estate and where the housing market stands in 2026.
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There’s nothing wrong with loving your house. Just know which upgrades pay you back and which ones are only for you.   Last year, the average pool ran $72,000 and added around $7,000 to the home’s value. A pool is about the worst resale upgrade there is. A new garage door, on the other hand, can return almost double what you spend on it.   My friend @brian_buffini stopped by The Ramsey Show to talk all things real estate and where the housing market stands in 2026.
Waiting for home prices to drop before you buy? Don’t hold your breath. A 23-year-old caller asked if now’s the time to buy. He and his wife have zero debt, a paid-off car, $40K saved and $153K in household income. The answer was simple: Now is always the time to buy, once you’re financially ready. Prices are up about 2% nationally, more in fast-growing markets like Raleigh, and they’re not dropping anytime soon. About 1.1 million homes are on the market for roughly 2 million buyers. Appreciation has slowed from 10%-plus a year to closer to 2–3%, but it’s still moving up, not down. Date the rate, marry the house. You can refinance later if rates drop, but you can’t go back in time on the price.
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ramseyrealestate_
Waiting for home prices to drop before you buy? Don’t hold your breath. A 23-year-old caller asked if now’s the time to buy. He and his wife have zero debt, a paid-off car, $40K saved and $153K in household income. The answer was simple: Now is always the time to buy, once you’re financially ready. Prices are up about 2% nationally, more in fast-growing markets like Raleigh, and they’re not dropping anytime soon. About 1.1 million homes are on the market for roughly 2 million buyers. Appreciation has slowed from 10%-plus a year to closer to 2–3%, but it’s still moving up, not down. Date the rate, marry the house. You can refinance later if rates drop, but you can’t go back in time on the price.
The cost of rent goes up consistently. Buying a home (when you're financially ready to) locks in a mortgage payment for years to come, with the bonus of it going down to ZERO once it's paid off!
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The cost of rent goes up consistently. Buying a home (when you're financially ready to) locks in a mortgage payment for years to come, with the bonus of it going down to ZERO once it's paid off!
Prices are high now, but not as high as they will be in the future. There's only one time in the last several decades that prices have gone down (temporarily), and that was in 2008. Since then, they have spiked back up and continued to rise. A better way to think about when to buy is determining where YOU need to be financially. Follow the 7 Baby Steps and get a fully funded emergency fund in place after you've paid off any debt. Then, save for a down payment on a home where the mortgage payment will be no more that 25% of your take-home pay on a 15-year, fixed-rate loan. Doing all of this work beforehand will help to make sure you don't overcommit yourself to a home that you can't actually afford. Trust us on this... it's the best way to buy a home. #ramseyrealestate
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Prices are high now, but not as high as they will be in the future. There's only one time in the last several decades that prices have gone down (temporarily), and that was in 2008. Since then, they have spiked back up and continued to rise. A better way to think about when to buy is determining where YOU need to be financially. Follow the 7 Baby Steps and get a fully funded emergency fund in place after you've paid off any debt. Then, save for a down payment on a home where the mortgage payment will be no more that 25% of your take-home pay on a 15-year, fixed-rate loan. Doing all of this work beforehand will help to make sure you don't overcommit yourself to a home that you can't actually afford. Trust us on this... it's the best way to buy a home. #ramseyrealestate
Spring is one of the busiest seasons in real estate. More homes are hitting the market, more buyers are jumping in, and prices often keep climbing as demand heats up. So if you’re thinking about buying, here’s how you know you’re ready: ✔️ You’re out of debt (except the house) ✔️ You have a fully funded emergency fund (3–6 months of expenses) ✔️ You’ve saved a strong down payment (ideally 20%, at least 5-10%) ✔️ You can cover closing + moving costs in cash ✔️ Your monthly payment on a 15-year fixed mortgage is 25% or less of your take-home pay (including taxes, insurance, HOA, PMI) ✔️ You plan to stay put for a while If you’re ready, it’s smarter to move forward than wait on prices to drop. Want help planning your move? Explore our real estate resources at the link in our bio.
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ramseyrealestate_
Spring is one of the busiest seasons in real estate. More homes are hitting the market, more buyers are jumping in, and prices often keep climbing as demand heats up. So if you’re thinking about buying, here’s how you know you’re ready: ✔️ You’re out of debt (except the house) ✔️ You have a fully funded emergency fund (3–6 months of expenses) ✔️ You’ve saved a strong down payment (ideally 20%, at least 5-10%) ✔️ You can cover closing + moving costs in cash ✔️ Your monthly payment on a 15-year fixed mortgage is 25% or less of your take-home pay (including taxes, insurance, HOA, PMI) ✔️ You plan to stay put for a while If you’re ready, it’s smarter to move forward than wait on prices to drop. Want help planning your move? Explore our real estate resources at the link in our bio.
Before going "all in" on this type of rental property, consider these details and extra costs.
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Before going "all in" on this type of rental property, consider these details and extra costs.
If you’re not planting roots: • Rent. • Stack up cash • Then buy when you’re settled, and the math actually makes sense. In high-cost, high-turnover markets like Oahu, appreciation over a 2–3 year window rarely beats closing costs, commissions, and market swings. Add in thousands of other military families moving at the same time, and selling can get tough fast. That’s how people lose money. This isn’t just advice for military families. It’s for anyone. The right home at the wrong time can set you back. But the right home at the right time can change everything. Be patient. Stack up cash. When the numbers make sense and your roots are ready to grow, you’ll step into homeownership with confidence.
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ramseyrealestate_
If you’re not planting roots: • Rent. • Stack up cash • Then buy when you’re settled, and the math actually makes sense. In high-cost, high-turnover markets like Oahu, appreciation over a 2–3 year window rarely beats closing costs, commissions, and market swings. Add in thousands of other military families moving at the same time, and selling can get tough fast. That’s how people lose money. This isn’t just advice for military families. It’s for anyone. The right home at the wrong time can set you back. But the right home at the right time can change everything. Be patient. Stack up cash. When the numbers make sense and your roots are ready to grow, you’ll step into homeownership with confidence.
Whether building or buying a barndominium, the money rules don’t change. The building might be trendy right now. But our money rules that lead to financial peace aren’t. Keep the payment to 25% or less of your take-home pay. Stick with a 15-year fixed-rate mortgage. Put as much down as you can. And if you’re building one? Don’t go up to your eyeballs in construction debt chasing a Pinterest dream. Would you ever live in a barndominium?
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Whether building or buying a barndominium, the money rules don’t change. The building might be trendy right now. But our money rules that lead to financial peace aren’t. Keep the payment to 25% or less of your take-home pay. Stick with a 15-year fixed-rate mortgage. Put as much down as you can. And if you’re building one? Don’t go up to your eyeballs in construction debt chasing a Pinterest dream. Would you ever live in a barndominium?
You’re never too old to buy a house. You just need to be ready. When you’ve built a strong financial foundation, buying a home can bring stability, peace of mind, and protection from rising rent.
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You’re never too old to buy a house. You just need to be ready. When you’ve built a strong financial foundation, buying a home can bring stability, peace of mind, and protection from rising rent.
Location changes the math. You don’t need a $300K salary to buy a home. You need a strategic plan. And sometimes, that plan includes saving for a house longer or relocating to a more affordable area. A home price in San Diego looks very different from one in Cleveland. What feels impossible in one market may be completely doable in another. That doesn’t mean you’re behind. It just means your timeline might look different. Stack cash. Live frugally. It may take a little more effort, but homeownership is still within reach. You’ve got this!
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Location changes the math. You don’t need a $300K salary to buy a home. You need a strategic plan. And sometimes, that plan includes saving for a house longer or relocating to a more affordable area. A home price in San Diego looks very different from one in Cleveland. What feels impossible in one market may be completely doable in another. That doesn’t mean you’re behind. It just means your timeline might look different. Stack cash. Live frugally. It may take a little more effort, but homeownership is still within reach. You’ve got this!
The best way to start making money in real estate is to take debt out of the equation completely. We recommend having a paid-for primary residence BEFORE buying rental properties, and THEN paying for rentals in cash. In other words, we never recommend going into debt to buy a rental. #ramseyrealestate
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The best way to start making money in real estate is to take debt out of the equation completely. We recommend having a paid-for primary residence BEFORE buying rental properties, and THEN paying for rentals in cash. In other words, we never recommend going into debt to buy a rental. #ramseyrealestate
You don't need to refinance to pay a home off faster. #realestate #refinancing #mortgagetips #moneymanagement
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You don't need to refinance to pay a home off faster. #realestate #refinancing #mortgagetips #moneymanagement
This might actually change some things about the current market... what do YOU think? #realestate #capitalgains #equity #taxes #ramseyrealestate
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This might actually change some things about the current market... what do YOU think? #realestate #capitalgains #equity #taxes #ramseyrealestate
There’s something special about a paid-for home. The grass just feels different under your feet when you own your own home. That’s why paying cash for a home is always the best option if you can make it happen. Cash is king! But if you can’t, a mortgage isn’t off the table. As long as the payment is no more than 25% of your take-home pay on a 15-year fixed-rate mortgage (and you have a plan to pay it off aggressively) it can be a wise decision for your family. Just don’t become house poor. Having margin in your budget and room to enjoy your life is worth protecting.
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There’s something special about a paid-for home. The grass just feels different under your feet when you own your own home. That’s why paying cash for a home is always the best option if you can make it happen. Cash is king! But if you can’t, a mortgage isn’t off the table. As long as the payment is no more than 25% of your take-home pay on a 15-year fixed-rate mortgage (and you have a plan to pay it off aggressively) it can be a wise decision for your family. Just don’t become house poor. Having margin in your budget and room to enjoy your life is worth protecting.
Parents, you can love your kids without buying them a house. Especially if you can't afford to. #boundaries #realestate #moneysmart #parenting #adultchildren
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Parents, you can love your kids without buying them a house. Especially if you can't afford to. #boundaries #realestate #moneysmart #parenting #adultchildren
Unless you're married to someone, it's NOT a good idea (at all) to buy a home with them. #realestate #relationships #moneysmart
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Unless you're married to someone, it's NOT a good idea (at all) to buy a home with them. #realestate #relationships #moneysmart
Paying off your mortgage early can save you thousands in interest and free up your income for other goals. And you know what happens when you pay off your house and the bank doesn’t own it anymore? The grass feels different under your feet when you step onto the lawn. It’s the feeling of freedom.
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Paying off your mortgage early can save you thousands in interest and free up your income for other goals. And you know what happens when you pay off your house and the bank doesn’t own it anymore? The grass feels different under your feet when you step onto the lawn. It’s the feeling of freedom.
A second home is a luxury... don't put yourself back into debt for one.
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A second home is a luxury... don't put yourself back into debt for one.

Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) Instagram Stats & Analytics

Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) has 95.5K Instagram followers with a 4.58% engagement rate over the past 12 months. Across 267 posts, Ramsey Real Estate | Home Buyer & Seller Resources received 1.12M total likes and 24.7M impressions, averaging 4.21K likes per post. This page tracks Ramsey Real Estate | Home Buyer & Seller Resources's performance metrics, top content, and engagement trends — updated daily. To benchmark @ramseyrealestate_ against other accounts, use Socialpruf's Instagram competitor analysis tool.

Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) Instagram Analytics FAQ

How many Instagram followers does Ramsey Real Estate | Home Buyer & Seller Resources have?+
Ramsey Real Estate | Home Buyer & Seller Resources (@ramseyrealestate_) has 95.5K Instagram followers as of November 2026.
What is Ramsey Real Estate | Home Buyer & Seller Resources's Instagram engagement rate?+
Ramsey Real Estate | Home Buyer & Seller Resources's Instagram engagement rate is 4.58% over the last 12 months, based on 267 posts.
How many likes does Ramsey Real Estate | Home Buyer & Seller Resources get on Instagram?+
Ramsey Real Estate | Home Buyer & Seller Resources received 1.12M total likes across 267 posts in the last 12 months, averaging 4.21K likes per post.
How many Instagram impressions does Ramsey Real Estate | Home Buyer & Seller Resources get?+
Ramsey Real Estate | Home Buyer & Seller Resources's Instagram content generated 24.7M total impressions over the last 12 months.
Can I compare Ramsey Real Estate | Home Buyer & Seller Resources with other Instagram accounts?+
Yes. Add @ramseyrealestate_ to a competitor set with Socialpruf's Instagram competitor analysis tool and benchmark it side by side with any other public accounts on views, engagement rate and follower growth, with history back to each account's first post.