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Here’s how much I spent on an engagement ring for my now fiancée 💍

➡️ Ring Details: Lab-grown oval diamond, 2.5 carats, 2.1mm gold band with platinum prongs, diamond gallery rail 
➡️ Jeweller: @liviadiamonds 
➡️ Total Cost: $4,476 CAD 

Note: We’re sharing how much we spent for transparency purposes - not because we think that you (or anyone) should spend the same amount! We spent our 20’s prioritizing our money goals and long-term investments first, before spending money on this. 

How much did you (or do you plan to) spend on an engagement ring? Let us know! 👀

#EngagementRing #EngagementRingDetails #EngagementRingCost #EngagementRingPrice #Engaged #ProposalExpenses #ProposalStory #ProposalStoryTime #EngagementExpenses #CostOfEngagement
1.30M
17.8K
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12mo ago
stephandden
Here’s how much I spent on an engagement ring for my now fiancée 💍 ➡️ Ring Details: Lab-grown oval diamond, 2.5 carats, 2.1mm gold band with platinum prongs, diamond gallery rail ➡️ Jeweller: @liviadiamonds ➡️ Total Cost: $4,476 CAD Note: We’re sharing how much we spent for transparency purposes - not because we think that you (or anyone) should spend the same amount! We spent our 20’s prioritizing our money goals and long-term investments first, before spending money on this. How much did you (or do you plan to) spend on an engagement ring? Let us know! 👀 #EngagementRing #EngagementRingDetails #EngagementRingCost #EngagementRingPrice #Engaged #ProposalExpenses #ProposalStory #ProposalStoryTime #EngagementExpenses #CostOfEngagement
Why we choose to invest in ETFs 👀

ETFs (aka Exchange Traded Funds) allow you to invest in thousands of different stocks, and/or other investment options, by purchasing one single fund. 

ETFs provide a low-cost, simple investment option. 👏🏿👏🏻

BMO ETFs is a large, established and trusted Canadian provider, and they were actually the first bank to offer ETFs in Canada. They know and understand the Canadian investor through 16+ years of ETF experience. 

You can buy BMO ETFs (like ZEQT) through any self-directed online platforms! 

Invest with the power of BMO ETFs - learn more at bmoetfs.com

#BMOETFs #BMOGAM #ETFs 

#ad This video is sponsored by BMO ETFs. Steph & Den is compensated under this arrangement by BMO ETFs. Please watch the video for the full disclaimer.

Commissions, management fees and expenses all may be associated with investments in exchange traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., which is an investment fund manager and a portfolio manager, and a separate legal entity from Bank of Montreal.

This video is for information purposes only and does not provide investment advice or recommendations. The information contained herein is not, and should not be construed as, investment, tax or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. 

“BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under licence.
512K
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11mo ago
stephandden
Why we choose to invest in ETFs 👀 ETFs (aka Exchange Traded Funds) allow you to invest in thousands of different stocks, and/or other investment options, by purchasing one single fund. ETFs provide a low-cost, simple investment option. 👏🏿👏🏻 BMO ETFs is a large, established and trusted Canadian provider, and they were actually the first bank to offer ETFs in Canada. They know and understand the Canadian investor through 16+ years of ETF experience. You can buy BMO ETFs (like ZEQT) through any self-directed online platforms! Invest with the power of BMO ETFs - learn more at bmoetfs.com #BMOETFs #BMOGAM #ETFs #ad This video is sponsored by BMO ETFs. Steph & Den is compensated under this arrangement by BMO ETFs. Please watch the video for the full disclaimer. Commissions, management fees and expenses all may be associated with investments in exchange traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., which is an investment fund manager and a portfolio manager, and a separate legal entity from Bank of Montreal. This video is for information purposes only and does not provide investment advice or recommendations. The information contained herein is not, and should not be construed as, investment, tax or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under licence.
#Ad Financial transparency convos can lead to taking action 👏🏿👏🏻

@capitaloneca is there to share simple and transparent information that helps Canadians reach their financial goals (and build their confidence along the way!).

We wouldn’t have been able to increase our incomes, especially so quickly, early on in our careers without having financial transparency conversations with our peers - and now more than ever, so many of those conversations are happening online. 

With posts and articles about how to grow your income, and also how to manage your money once you do, @capitaloneca is an amazing resource. 

Check out Capital One Canada to learn more - capitalone.ca/yes

#CapitalOneCanada #CapitalOnePartner
496K
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stephandden
#Ad Financial transparency convos can lead to taking action 👏🏿👏🏻 @capitaloneca is there to share simple and transparent information that helps Canadians reach their financial goals (and build their confidence along the way!). We wouldn’t have been able to increase our incomes, especially so quickly, early on in our careers without having financial transparency conversations with our peers - and now more than ever, so many of those conversations are happening online. With posts and articles about how to grow your income, and also how to manage your money once you do, @capitaloneca is an amazing resource. Check out Capital One Canada to learn more - capitalone.ca/yes #CapitalOneCanada #CapitalOnePartner
Saving money and saving energy go hand-in-hand 👏🏿👏🏻

@SaveonEnergy’s Peak Perks™ program is an easy way to save some money and help out the grid during the hottest months of the year. 

If you have a smart thermostat, you get a $75 virtual prepaid credit card when you sign up, and then you get an additional $20 each year that you stay enrolled in the program. 

Here’s how it works - 

➡️ During the summer months, Peak Perks™ will make small, time-limited, automatic adjustments to your home’s temperature when demand for electricity is high
➡️ Adjustments take place only on weekdays, and only for up to 3 hours 
➡️ The maximum adjustment is 2 degrees Celsius
➡️ You’re always in control, and you can opt out at any time 

By participating in the Peak Perks™ program, you’re helping keep the grid more reliable for everyone! 320,000 people are already participating. 

You’re eligible to participate if you live in Ontario and have central A/C that’s controlled by your smart thermostat. Heat pumps that are part of central A/C are also eligible.

You can enroll and learn more at peakperks.ca 

#ad #PeakPerks #SaveonEnergy #HowToSaveMoney #SavingMoney
300K
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5mo ago
stephandden
Saving money and saving energy go hand-in-hand 👏🏿👏🏻 @SaveonEnergy’s Peak Perks™ program is an easy way to save some money and help out the grid during the hottest months of the year. If you have a smart thermostat, you get a $75 virtual prepaid credit card when you sign up, and then you get an additional $20 each year that you stay enrolled in the program. Here’s how it works - ➡️ During the summer months, Peak Perks™ will make small, time-limited, automatic adjustments to your home’s temperature when demand for electricity is high ➡️ Adjustments take place only on weekdays, and only for up to 3 hours ➡️ The maximum adjustment is 2 degrees Celsius ➡️ You’re always in control, and you can opt out at any time By participating in the Peak Perks™ program, you’re helping keep the grid more reliable for everyone! 320,000 people are already participating. You’re eligible to participate if you live in Ontario and have central A/C that’s controlled by your smart thermostat. Heat pumps that are part of central A/C are also eligible. You can enroll and learn more at peakperks.ca #ad #PeakPerks #SaveonEnergy #HowToSaveMoney #SavingMoney
How much I spent on a surprise proposal 👀💍

I know that I went a little all out on this, but I really wanted to do something special. Having a photographer was definitely a must for me and Steph - to us, photos are really important and very sentimental, and I knew that if we had a photographer, all we would need to focus on was each other!

Here’s the cost breakdown -

➡️ Hotel - $1,255.11
➡️ Rental Car - $285.18
➡️ Gas - $57.18
➡️ Photographer - $847.50
➡️ Meals & Drinks - $524.78
➡️ TOTAL - $2,969.75

We’ll share more about the engagement ring (and of course how much it cost) soon! 

#ProposalExpenses #ProposalStory #ProposalStoryTime #EngagementExpenses #CostOfEngagement #EngagementRing #Engaged
178K
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stephandden
How much I spent on a surprise proposal 👀💍 I know that I went a little all out on this, but I really wanted to do something special. Having a photographer was definitely a must for me and Steph - to us, photos are really important and very sentimental, and I knew that if we had a photographer, all we would need to focus on was each other! Here’s the cost breakdown - ➡️ Hotel - $1,255.11 ➡️ Rental Car - $285.18 ➡️ Gas - $57.18 ➡️ Photographer - $847.50 ➡️ Meals & Drinks - $524.78 ➡️ TOTAL - $2,969.75 We’ll share more about the engagement ring (and of course how much it cost) soon! #ProposalExpenses #ProposalStory #ProposalStoryTime #EngagementExpenses #CostOfEngagement #EngagementRing #Engaged
Month 4/12 ✔️

We’re well into May, but we never shared how much we spent in April… so it’s time to see which one of us spent more money! 

Here’s the situation - 
➡️ We’re a (currently engaged!) couple who lives together 
➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’
➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! 
➡️ We both make $4,459.91/month, and we both invest $2,000/month 

April’s results… 🥁 Dennis spent more money! (😮)

What was your highest expense category this month? Let us know! 👀

#HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInApril #AprilWhatISpent
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stephandden
Month 4/12 ✔️ We’re well into May, but we never shared how much we spent in April… so it’s time to see which one of us spent more money! Here’s the situation - ➡️ We’re a (currently engaged!) couple who lives together ➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’ ➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! ➡️ We both make $4,459.91/month, and we both invest $2,000/month April’s results… 🥁 Dennis spent more money! (😮) What was your highest expense category this month? Let us know! 👀 #HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInApril #AprilWhatISpent
Three lessons we’ve learned about saving for retirement from our family 💡

1️⃣ It’s important to start early 
2️⃣ Retirement isn’t an age, it’s an amount of money 
3️⃣ The CPP Fund is a foundation for your retirement income

The CPP - Canada Pension Plan - helps build a foundation for your retirement. It’s intended to replace part of your income when you retire.

The CPP Fund is managed by CPP Investments, an independent professional investment organization that has been investing the CPP Fund since 1997.  CPP Investments recently released the results of their annual retirement survey, offering key insights into Canadians’ attitudes toward retirement readiness and financial security.

To learn more about @CPPInvestments, and see their recent retirement survey results, check out their website - cppinvestments.com/for-canadians/

#CPP #CanadaPensionPlan #CPPInvestments #Retirement #SavingForRetirement #HowToRetire #RetirementPlanning #RetirementPlan #RetirementTips
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stephandden
Three lessons we’ve learned about saving for retirement from our family 💡 1️⃣ It’s important to start early 2️⃣ Retirement isn’t an age, it’s an amount of money 3️⃣ The CPP Fund is a foundation for your retirement income The CPP - Canada Pension Plan - helps build a foundation for your retirement. It’s intended to replace part of your income when you retire. The CPP Fund is managed by CPP Investments, an independent professional investment organization that has been investing the CPP Fund since 1997. CPP Investments recently released the results of their annual retirement survey, offering key insights into Canadians’ attitudes toward retirement readiness and financial security. To learn more about @CPPInvestments, and see their recent retirement survey results, check out their website - cppinvestments.com/for-canadians/ #CPP #CanadaPensionPlan #CPPInvestments #Retirement #SavingForRetirement #HowToRetire #RetirementPlanning #RetirementPlan #RetirementTips
We’re getting married, and that means it’s time to write our wills! 💍📄

Ideally once you’re married - or if you have any dependents - you should have a will to make things easier for your loved ones. 

Until recently, we didn’t think about the fact that if you didn’t have a will in place, the courts get to make decisions for you. It’s never too early to start your will, and to us, doing it now that we’re getting married is the perfect time…

…and that’s where @willfulwills comes in.

Willful is a platform that lets you create a legal will and estate plan in only 20 minutes. It’s the fastest - and affordable - way to protect the people you love and care about. 

You can start your will when you’re ready at willful.co 

#ad #Willful #Will #EstatePlanning
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1mo ago
stephandden
We’re getting married, and that means it’s time to write our wills! 💍📄 Ideally once you’re married - or if you have any dependents - you should have a will to make things easier for your loved ones. Until recently, we didn’t think about the fact that if you didn’t have a will in place, the courts get to make decisions for you. It’s never too early to start your will, and to us, doing it now that we’re getting married is the perfect time… …and that’s where @willfulwills comes in. Willful is a platform that lets you create a legal will and estate plan in only 20 minutes. It’s the fastest - and affordable - way to protect the people you love and care about. You can start your will when you’re ready at willful.co #ad #Willful #Will #EstatePlanning
Month 3/12 ✔️

It’s almost the end of March, so it’s time to see which one of us spent more money this month! 

Here’s the situation - 
➡️ We’re a (currently engaged!) couple who lives together 
➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’
➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! 
➡️ We both make $4,459.91/month, and we both invest $2,000/month 

March’s results… 🥁 Steph spent more money! 

What was your highest expense category this month? Let us know! 👀

#HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInMarch #MarchWhatISpent
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6mo ago
stephandden
Month 3/12 ✔️ It’s almost the end of March, so it’s time to see which one of us spent more money this month! Here’s the situation - ➡️ We’re a (currently engaged!) couple who lives together ➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’ ➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! ➡️ We both make $4,459.91/month, and we both invest $2,000/month March’s results… 🥁 Steph spent more money! What was your highest expense category this month? Let us know! 👀 #HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInMarch #MarchWhatISpent
Are you in a relationship? 👀

If you are, then you should apply to be a part of our new project!

We (Steph & Den!) want to to talk to you - and your partner - about how money plays a role in your relationship, and make sure that you have a money system that works for both of you long-term.

Comment ‘couple’ and we’ll send you the link to apply!

#MoneyInRelationships #CouplesMoney #CouplesMoneyTips
46.7K
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7mo ago
stephandden
Are you in a relationship? 👀 If you are, then you should apply to be a part of our new project! We (Steph & Den!) want to to talk to you - and your partner - about how money plays a role in your relationship, and make sure that you have a money system that works for both of you long-term. Comment ‘couple’ and we’ll send you the link to apply! #MoneyInRelationships #CouplesMoney #CouplesMoneyTips
How much we spent on a 10 day trip to Mexico City 🇲🇽💰

*Disclaimer: We share how much our trips cost to be transparent. You can absolutely travel to Mexico City and spend less money than this - our goal was to balance cost with spending time with our friends, and truly seeing Mexico City and its history. 

Now, let’s get to the break down - 
➡️ Flights - $1,610.04
➡️ Accommodations - $1,098.46
➡️ Attractions - $1,012.70
➡️ Food - $1,661.76
➡️ Coffee Shops, Waters - ~$150
➡️ Ubers - $154.13
➡️ Total - $5,687.09 

Overall, we absolutely loved CDMX! Have you ever been to Mexico City? Let us know! 👀

*Note: We visited the Teotihuacán Pyramids before the recent shooting. We were so sad to hear about it, and we’re thinking of everyone involved and impacted. 

#MexicoCity #CDMX #MexicoCityCost #CDMXCost #Mexico
39.7K
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5mo ago
stephandden
How much we spent on a 10 day trip to Mexico City 🇲🇽💰 *Disclaimer: We share how much our trips cost to be transparent. You can absolutely travel to Mexico City and spend less money than this - our goal was to balance cost with spending time with our friends, and truly seeing Mexico City and its history. Now, let’s get to the break down - ➡️ Flights - $1,610.04 ➡️ Accommodations - $1,098.46 ➡️ Attractions - $1,012.70 ➡️ Food - $1,661.76 ➡️ Coffee Shops, Waters - ~$150 ➡️ Ubers - $154.13 ➡️ Total - $5,687.09 Overall, we absolutely loved CDMX! Have you ever been to Mexico City? Let us know! 👀 *Note: We visited the Teotihuacán Pyramids before the recent shooting. We were so sad to hear about it, and we’re thinking of everyone involved and impacted. #MexicoCity #CDMX #MexicoCityCost #CDMXCost #Mexico
We made a Wealthsimple Household ✨

We have a big combined net worth goal this year, so having our combined net worth visible at the top of our investment platform dashboard is perfect! 

If you want to start using Wealthsimple, you can use our link (find it in our bio!) and get a $25 sign up bonus. 💰

#Investing #HowToInvest #HowToInvestForBeginners #StockMarket #StockMarketInvesting
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8mo ago
stephandden
We made a Wealthsimple Household ✨ We have a big combined net worth goal this year, so having our combined net worth visible at the top of our investment platform dashboard is perfect! If you want to start using Wealthsimple, you can use our link (find it in our bio!) and get a $25 sign up bonus. 💰 #Investing #HowToInvest #HowToInvestForBeginners #StockMarket #StockMarketInvesting
I officially turn 30 years old today 🤭

Believe it or not, I’ve been really excited to turn 30, and to enter my 30s in general - I love a ‘fresh starting point’, and even though there’s technically no difference b/w yesterday and today, it feels different (in a good way!). 

My 20s were full of lessons, of trial and error, of taking risks, of finding myself (from the emotional side to the personal style side!), improving myself (from all things personal finance to learning how to cook!), and everything in between (including a lot of money lessons - a video on that is coming soon!). 

The best part is that there’s so much more to come - that’s why I’m so excited for my 30s. 🥹

#Turning30 #30thBirthday #30YearsOld #MoneyMilestones #StartingMy30s
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stephandden
I officially turn 30 years old today 🤭 Believe it or not, I’ve been really excited to turn 30, and to enter my 30s in general - I love a ‘fresh starting point’, and even though there’s technically no difference b/w yesterday and today, it feels different (in a good way!). My 20s were full of lessons, of trial and error, of taking risks, of finding myself (from the emotional side to the personal style side!), improving myself (from all things personal finance to learning how to cook!), and everything in between (including a lot of money lessons - a video on that is coming soon!). The best part is that there’s so much more to come - that’s why I’m so excited for my 30s. 🥹 #Turning30 #30thBirthday #30YearsOld #MoneyMilestones #StartingMy30s
Here’s what I spent last month as a 29 year old who lives in Toronto ✨

This was an expensive month, because it was Dennis’ 30th birthday and I definitely went big! I paid for most of those expenses from my savings, but I wanted to include them here, too. Overall, it was a great month! 

Here’s the breakdown - 

➡️ Rent - $990.00 (my half)
➡️ Utilities - $34.73 (my half)
➡️ Internet - $40.68 (my half) 
➡️ Groceries - $373.00 (my half) 
➡️ Restaurants - $182.52
➡️ Coffee Shops - $31.53
➡️ Massage - $146.90
➡️ Transportation - $130.09
➡️ Personal Care - $293.50
➡️ Haircuts - $343.80
➡️ Gifts / Donations - $1,621.04
➡️ Home - $218.82
➡️ Subscriptions - $14.34
➡️ Investments - $2,000.00 
➡️ Total - $5,355.54

How much money did you spend in September? Let us know! 👀

#PersonalFinance #MoneyTips #Money #WhatISpendInAMonth #HowMuchISpentInSeptember #HowMuchMoneyISpend #SpendingMoney #AugustBudgetWithMe #PayDayRoutine #PayDay #PayCheck #PayCheckBreakDown #BudgetMyPayCheck #SalaryTransparency #IncomeTransparency #FinancialTransparency #Income #Budget #Budgeting #MonthlyBudget #BudgetWithMe #BudgetRoutine
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11mo ago
stephandden
Here’s what I spent last month as a 29 year old who lives in Toronto ✨ This was an expensive month, because it was Dennis’ 30th birthday and I definitely went big! I paid for most of those expenses from my savings, but I wanted to include them here, too. Overall, it was a great month! Here’s the breakdown - ➡️ Rent - $990.00 (my half) ➡️ Utilities - $34.73 (my half) ➡️ Internet - $40.68 (my half) ➡️ Groceries - $373.00 (my half) ➡️ Restaurants - $182.52 ➡️ Coffee Shops - $31.53 ➡️ Massage - $146.90 ➡️ Transportation - $130.09 ➡️ Personal Care - $293.50 ➡️ Haircuts - $343.80 ➡️ Gifts / Donations - $1,621.04 ➡️ Home - $218.82 ➡️ Subscriptions - $14.34 ➡️ Investments - $2,000.00 ➡️ Total - $5,355.54 How much money did you spend in September? Let us know! 👀 #PersonalFinance #MoneyTips #Money #WhatISpendInAMonth #HowMuchISpentInSeptember #HowMuchMoneyISpend #SpendingMoney #AugustBudgetWithMe #PayDayRoutine #PayDay #PayCheck #PayCheckBreakDown #BudgetMyPayCheck #SalaryTransparency #IncomeTransparency #FinancialTransparency #Income #Budget #Budgeting #MonthlyBudget #BudgetWithMe #BudgetRoutine
Here’s how we deal with our money as a couple 👀 

➡️ Expenses - Split 50/50: All of our accounts are separate (for now… we’re not married yet!), but - because we own our business together and work together full-time - this is an equitable split. 

➡️ Credit Cards - We use x3 credit cards jointly, we maximize our rewards, and we pay them off in full every single month.

➡️ Investments - We have separate investment accounts, and we both contribute $2,000/month. 

The key to our money system? Communication! We work as a team, and we’re on the same page. 

If you and your partner need help with your money system, and/or if you have a specific money problem that you’d like our help with, comment ‘COUPLE’ and we’ll send you the link to apply for our podcast where we can help you. 

#MoneyInRelationships #CouplesMoney #CouplesMoneyTips #MoneyTips #BankAccounts
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6mo ago
stephandden
Here’s how we deal with our money as a couple 👀 ➡️ Expenses - Split 50/50: All of our accounts are separate (for now… we’re not married yet!), but - because we own our business together and work together full-time - this is an equitable split. ➡️ Credit Cards - We use x3 credit cards jointly, we maximize our rewards, and we pay them off in full every single month. ➡️ Investments - We have separate investment accounts, and we both contribute $2,000/month. The key to our money system? Communication! We work as a team, and we’re on the same page. If you and your partner need help with your money system, and/or if you have a specific money problem that you’d like our help with, comment ‘COUPLE’ and we’ll send you the link to apply for our podcast where we can help you. #MoneyInRelationships #CouplesMoney #CouplesMoneyTips #MoneyTips #BankAccounts
Here’s how we save as much money as possible as a couple 👀

We focus on keeping our bigger, fixed expenses, as low as possible - for example…
 
🏡 We’ve lived in the same rent-controlled apartment for 7+ years now 
🚗 We walk or take public transportation instead of buying a car 
📱 We focus on having an affordable phone plan (like the ones offered by Freedom Mobile!) 

Freedom Mobile offers some of the most affordable 5G+ plans out there. They have reliable  coverage, fast speeds and incredible international roaming options too, making them a worry-free  choice. 

Freedom Mobile makes it easy to save without sacrificing quality - they have simple, affordable plans  with no surprises, making it a great way to save money (and stick to your budget!) all year long. 

Switch to Freedom and save more! 

@frdmmobile 

#ad #PersonalFinance #MoneyTips #SavingMoney #HowToSaveMoney #MoneySavingTips  #PhoneBill #PhonePlans #AffordablePhonePlans #FreedomMobile
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12mo ago
stephandden
Here’s how we save as much money as possible as a couple 👀 We focus on keeping our bigger, fixed expenses, as low as possible - for example… 🏡 We’ve lived in the same rent-controlled apartment for 7+ years now 🚗 We walk or take public transportation instead of buying a car 📱 We focus on having an affordable phone plan (like the ones offered by Freedom Mobile!) Freedom Mobile offers some of the most affordable 5G+ plans out there. They have reliable coverage, fast speeds and incredible international roaming options too, making them a worry-free choice. Freedom Mobile makes it easy to save without sacrificing quality - they have simple, affordable plans with no surprises, making it a great way to save money (and stick to your budget!) all year long. Switch to Freedom and save more! @frdmmobile #ad #PersonalFinance #MoneyTips #SavingMoney #HowToSaveMoney #MoneySavingTips #PhoneBill #PhonePlans #AffordablePhonePlans #FreedomMobile
Here’s how much it cost to get my tonsils removed 💰🩺

I recently had a tonsillectomy to remove my tonsils (I’ve had swollen tonsils and constant tonsillitis infections since I was 20 years old!), and I wanted to share my experience + the costs involved. 

Here’s how much it cost (I live in Toronto, Canada).

➡️ Doctor’s visits - $0 (covered by OHIP)
➡️ Surgery - $0 (covered by OHIP)
➡️ Pain medicine - $21.16
➡️ Rental car - $212.77
➡️ Groceries - $106.59
➡️ TOTAL - $340.52

I’m very grateful that I was able to get a surgery that should improve my health moving forward, for free (other than the costs I chose to take on to make the experience comfortable for myself). I’m also grateful that I work for myself, so taking time off to recover was an easy option. 

If you’ve ever had your tonsils removed, let me know what the experience was like for you in the comments! 

#Tonsillectomy #TonsillectomyCost #TonsillectomyExpenses #TonsillectomyRecovery #MedicalCosts
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408
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8mo ago
stephandden
Here’s how much it cost to get my tonsils removed 💰🩺 I recently had a tonsillectomy to remove my tonsils (I’ve had swollen tonsils and constant tonsillitis infections since I was 20 years old!), and I wanted to share my experience + the costs involved. Here’s how much it cost (I live in Toronto, Canada). ➡️ Doctor’s visits - $0 (covered by OHIP) ➡️ Surgery - $0 (covered by OHIP) ➡️ Pain medicine - $21.16 ➡️ Rental car - $212.77 ➡️ Groceries - $106.59 ➡️ TOTAL - $340.52 I’m very grateful that I was able to get a surgery that should improve my health moving forward, for free (other than the costs I chose to take on to make the experience comfortable for myself). I’m also grateful that I work for myself, so taking time off to recover was an easy option. If you’ve ever had your tonsils removed, let me know what the experience was like for you in the comments! #Tonsillectomy #TonsillectomyCost #TonsillectomyExpenses #TonsillectomyRecovery #MedicalCosts
Today’s our 9 year anniversary 🤞🏿🤞🏻

We hope that you’ve been enjoying our wedding planning series so far! We have a lot more to share (including our budget + general budget tips and thoughts) over the next few months. 

We’re also going to be sharing another money series this week, so keep an eye out for it. 👀 

It’s also ~1 year as fiancè(e)s 🫶🏿🫶🏻

And ~1 year until we say ‘I do’ 🥹💍

So much more to come ❤️
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1.09K
26
1mo ago
stephandden
Today’s our 9 year anniversary 🤞🏿🤞🏻 We hope that you’ve been enjoying our wedding planning series so far! We have a lot more to share (including our budget + general budget tips and thoughts) over the next few months. We’re also going to be sharing another money series this week, so keep an eye out for it. 👀 It’s also ~1 year as fiancè(e)s 🫶🏿🫶🏻 And ~1 year until we say ‘I do’ 🥹💍 So much more to come ❤️
I’m not buying a house until I’m AT LEAST 40 years old 🙅🏿‍♂️🏡

In theory, I’d love to buy a house… but, given that housing prices are extremely high where I’d ideally like to live (the city, aka Toronto), and the fact that housing prices in general are sitting at about 6-7x the average salary, it’s just not a straightforward purchase anymore. 

Sure, buying a house is still possible… BUT, it would involve allocating a large amount of money towards that purchase, which would directly take away from my ability to invest for retirement. 

Investing as much as possible, as early as possible in the stock market puts me at a massive long-term advantage, as opposed to funneling that money into a home. 

So, in the future, I’ll probably buy a house… but for now, I’m happy renting and living where I want to. 

Are you prioritizing buying a house, or investing for the long-term (or something else)? Let me know! 

#BuyingAHouse #BuyingRealEstate #BuyingAHouseLaterInLife #NotBuyingAHouse #BuyingvsRenting
26.4K
434
76
4mo ago
stephandden
I’m not buying a house until I’m AT LEAST 40 years old 🙅🏿‍♂️🏡 In theory, I’d love to buy a house… but, given that housing prices are extremely high where I’d ideally like to live (the city, aka Toronto), and the fact that housing prices in general are sitting at about 6-7x the average salary, it’s just not a straightforward purchase anymore. Sure, buying a house is still possible… BUT, it would involve allocating a large amount of money towards that purchase, which would directly take away from my ability to invest for retirement. Investing as much as possible, as early as possible in the stock market puts me at a massive long-term advantage, as opposed to funneling that money into a home. So, in the future, I’ll probably buy a house… but for now, I’m happy renting and living where I want to. Are you prioritizing buying a house, or investing for the long-term (or something else)? Let me know! #BuyingAHouse #BuyingRealEstate #BuyingAHouseLaterInLife #NotBuyingAHouse #BuyingvsRenting
We have 365 days to plan the most perfect day of our entire lives… 🤵🏿‍♂️👰🏼‍♀️

…or at least that’s what it feels like based on what ‘everyone’ says your wedding day is supposed to be, right? 

In all seriousness, when we started the wedding planning process, we really took some time to think about what’s important to us, and not what’s been implanted in our brains from ‘everything’ around us. 

People have a lot of opinions on what a wedding should look like - and that’s okay - but it doesn’t mean you have to take on those opinions. 

Now that we know what we want to do (and we’ve set our budget!) we’re excited to really get into it. 

*Remember: A budget is about sticking to a set amount of money… and that amount of money can (and will) be different for everyone. 

This is episode 1 of Planning Our Dream Wedding With A Budget - follow for the next one! 

#PlanningOurDreamWeddingWithABudget #Wedding #WeddingExpenses #WeddingBudget #WeddingPlanning
26.2K
682
36
2mo ago
stephandden
We have 365 days to plan the most perfect day of our entire lives… 🤵🏿‍♂️👰🏼‍♀️ …or at least that’s what it feels like based on what ‘everyone’ says your wedding day is supposed to be, right? In all seriousness, when we started the wedding planning process, we really took some time to think about what’s important to us, and not what’s been implanted in our brains from ‘everything’ around us. People have a lot of opinions on what a wedding should look like - and that’s okay - but it doesn’t mean you have to take on those opinions. Now that we know what we want to do (and we’ve set our budget!) we’re excited to really get into it. *Remember: A budget is about sticking to a set amount of money… and that amount of money can (and will) be different for everyone. This is episode 1 of Planning Our Dream Wedding With A Budget - follow for the next one! #PlanningOurDreamWeddingWithABudget #Wedding #WeddingExpenses #WeddingBudget #WeddingPlanning

Steph & Den (@stephandden) Instagram Stats & Analytics

Steph & Den (@stephandden) has 198K Instagram followers with a 1.27% engagement rate over the past 12 months. Across 106 posts, Steph & Den received 60.6K total likes and 4.58M impressions, averaging 572 likes per post. This page tracks Steph & Den's performance metrics, top content, and engagement trends — updated daily.

Steph & Den (@stephandden) Instagram Analytics FAQ

How many Instagram followers does Steph & Den have?+
Steph & Den (@stephandden) has 198K Instagram followers as of October 2026.
What is Steph & Den's Instagram engagement rate?+
Steph & Den's Instagram engagement rate is 1.27% over the last 12 months, based on 106 posts.
How many likes does Steph & Den get on Instagram?+
Steph & Den received 60.6K total likes across 106 posts in the last 12 months, averaging 572 likes per post.
How many Instagram impressions does Steph & Den get?+
Steph & Den's Instagram content generated 4.58M total impressions over the last 12 months.