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#Ad Financial transparency convos can lead to taking action 👏🏿👏🏻

@capitaloneca is there to share simple and transparent information that helps Canadians reach their financial goals (and build their confidence along the way!).

We wouldn’t have been able to increase our incomes, especially so quickly, early on in our careers without having financial transparency conversations with our peers - and now more than ever, so many of those conversations are happening online. 

With posts and articles about how to grow your income, and also how to manage your money once you do, @capitaloneca is an amazing resource. 

Check out Capital One Canada to learn more - capitalone.ca/yes

#CapitalOneCanada #CapitalOnePartner
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stephandden
#Ad Financial transparency convos can lead to taking action 👏🏿👏🏻 @capitaloneca is there to share simple and transparent information that helps Canadians reach their financial goals (and build their confidence along the way!). We wouldn’t have been able to increase our incomes, especially so quickly, early on in our careers without having financial transparency conversations with our peers - and now more than ever, so many of those conversations are happening online. With posts and articles about how to grow your income, and also how to manage your money once you do, @capitaloneca is an amazing resource. Check out Capital One Canada to learn more - capitalone.ca/yes #CapitalOneCanada #CapitalOnePartner
Saving money and saving energy go hand-in-hand 👏🏿👏🏻

@SaveonEnergy’s Peak Perks™ program is an easy way to save some money and help out the grid during the hottest months of the year. 

If you have a smart thermostat, you get a $75 virtual prepaid credit card when you sign up, and then you get an additional $20 each year that you stay enrolled in the program. 

Here’s how it works - 

➡️ During the summer months, Peak Perks™ will make small, time-limited, automatic adjustments to your home’s temperature when demand for electricity is high
➡️ Adjustments take place only on weekdays, and only for up to 3 hours 
➡️ The maximum adjustment is 2 degrees Celsius
➡️ You’re always in control, and you can opt out at any time 

By participating in the Peak Perks™ program, you’re helping keep the grid more reliable for everyone! 320,000 people are already participating. 

You’re eligible to participate if you live in Ontario and have central A/C that’s controlled by your smart thermostat. Heat pumps that are part of central A/C are also eligible.

You can enroll and learn more at peakperks.ca 

#ad #PeakPerks #SaveonEnergy #HowToSaveMoney #SavingMoney
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stephandden
Saving money and saving energy go hand-in-hand 👏🏿👏🏻 @SaveonEnergy’s Peak Perks™ program is an easy way to save some money and help out the grid during the hottest months of the year. If you have a smart thermostat, you get a $75 virtual prepaid credit card when you sign up, and then you get an additional $20 each year that you stay enrolled in the program. Here’s how it works - ➡️ During the summer months, Peak Perks™ will make small, time-limited, automatic adjustments to your home’s temperature when demand for electricity is high ➡️ Adjustments take place only on weekdays, and only for up to 3 hours ➡️ The maximum adjustment is 2 degrees Celsius ➡️ You’re always in control, and you can opt out at any time By participating in the Peak Perks™ program, you’re helping keep the grid more reliable for everyone! 320,000 people are already participating. You’re eligible to participate if you live in Ontario and have central A/C that’s controlled by your smart thermostat. Heat pumps that are part of central A/C are also eligible. You can enroll and learn more at peakperks.ca #ad #PeakPerks #SaveonEnergy #HowToSaveMoney #SavingMoney
Month 4/12 ✔️

We’re well into May, but we never shared how much we spent in April… so it’s time to see which one of us spent more money! 

Here’s the situation - 
➡️ We’re a (currently engaged!) couple who lives together 
➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’
➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! 
➡️ We both make $4,459.91/month, and we both invest $2,000/month 

April’s results… 🥁 Dennis spent more money! (😮)

What was your highest expense category this month? Let us know! 👀

#HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInApril #AprilWhatISpent
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Month 4/12 ✔️ We’re well into May, but we never shared how much we spent in April… so it’s time to see which one of us spent more money! Here’s the situation - ➡️ We’re a (currently engaged!) couple who lives together ➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’ ➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! ➡️ We both make $4,459.91/month, and we both invest $2,000/month April’s results… 🥁 Dennis spent more money! (😮) What was your highest expense category this month? Let us know! 👀 #HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInApril #AprilWhatISpent
Three lessons we’ve learned about saving for retirement from our family 💡

1️⃣ It’s important to start early 
2️⃣ Retirement isn’t an age, it’s an amount of money 
3️⃣ The CPP Fund is a foundation for your retirement income

The CPP - Canada Pension Plan - helps build a foundation for your retirement. It’s intended to replace part of your income when you retire.

The CPP Fund is managed by CPP Investments, an independent professional investment organization that has been investing the CPP Fund since 1997.  CPP Investments recently released the results of their annual retirement survey, offering key insights into Canadians’ attitudes toward retirement readiness and financial security.

To learn more about @CPPInvestments, and see their recent retirement survey results, check out their website - cppinvestments.com/for-canadians/

#CPP #CanadaPensionPlan #CPPInvestments #Retirement #SavingForRetirement #HowToRetire #RetirementPlanning #RetirementPlan #RetirementTips
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Three lessons we’ve learned about saving for retirement from our family 💡 1️⃣ It’s important to start early 2️⃣ Retirement isn’t an age, it’s an amount of money 3️⃣ The CPP Fund is a foundation for your retirement income The CPP - Canada Pension Plan - helps build a foundation for your retirement. It’s intended to replace part of your income when you retire. The CPP Fund is managed by CPP Investments, an independent professional investment organization that has been investing the CPP Fund since 1997. CPP Investments recently released the results of their annual retirement survey, offering key insights into Canadians’ attitudes toward retirement readiness and financial security. To learn more about @CPPInvestments, and see their recent retirement survey results, check out their website - cppinvestments.com/for-canadians/ #CPP #CanadaPensionPlan #CPPInvestments #Retirement #SavingForRetirement #HowToRetire #RetirementPlanning #RetirementPlan #RetirementTips
We’re getting married, and that means it’s time to write our wills! 💍📄

Ideally once you’re married - or if you have any dependents - you should have a will to make things easier for your loved ones. 

Until recently, we didn’t think about the fact that if you didn’t have a will in place, the courts get to make decisions for you. It’s never too early to start your will, and to us, doing it now that we’re getting married is the perfect time…

…and that’s where @willfulwills comes in.

Willful is a platform that lets you create a legal will and estate plan in only 20 minutes. It’s the fastest - and affordable - way to protect the people you love and care about. 

You can start your will when you’re ready at willful.co 

#ad #Willful #Will #EstatePlanning
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stephandden
We’re getting married, and that means it’s time to write our wills! 💍📄 Ideally once you’re married - or if you have any dependents - you should have a will to make things easier for your loved ones. Until recently, we didn’t think about the fact that if you didn’t have a will in place, the courts get to make decisions for you. It’s never too early to start your will, and to us, doing it now that we’re getting married is the perfect time… …and that’s where @willfulwills comes in. Willful is a platform that lets you create a legal will and estate plan in only 20 minutes. It’s the fastest - and affordable - way to protect the people you love and care about. You can start your will when you’re ready at willful.co #ad #Willful #Will #EstatePlanning
Month 3/12 ✔️

It’s almost the end of March, so it’s time to see which one of us spent more money this month! 

Here’s the situation - 
➡️ We’re a (currently engaged!) couple who lives together 
➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’
➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! 
➡️ We both make $4,459.91/month, and we both invest $2,000/month 

March’s results… 🥁 Steph spent more money! 

What was your highest expense category this month? Let us know! 👀

#HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInMarch #MarchWhatISpent
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stephandden
Month 3/12 ✔️ It’s almost the end of March, so it’s time to see which one of us spent more money this month! Here’s the situation - ➡️ We’re a (currently engaged!) couple who lives together ➡️ We split our rent, fixed expenses and groceries 50/50, so we don’t include them in this ‘comparison’ ➡️ We compare our spending for fun, since we track our spending via our budgets anyways - there’s no actual ‘winner’ or ‘loser’! ➡️ We both make $4,459.91/month, and we both invest $2,000/month March’s results… 🥁 Steph spent more money! What was your highest expense category this month? Let us know! 👀 #HowMuchISpent #HowMuchISpentThisMonth #WhatISpendInAMonth #HowMuchISpentInMarch #MarchWhatISpent
Are you in a relationship? 👀

If you are, then you should apply to be a part of our new project!

We (Steph & Den!) want to to talk to you - and your partner - about how money plays a role in your relationship, and make sure that you have a money system that works for both of you long-term.

Comment ‘couple’ and we’ll send you the link to apply!

#MoneyInRelationships #CouplesMoney #CouplesMoneyTips
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stephandden
Are you in a relationship? 👀 If you are, then you should apply to be a part of our new project! We (Steph & Den!) want to to talk to you - and your partner - about how money plays a role in your relationship, and make sure that you have a money system that works for both of you long-term. Comment ‘couple’ and we’ll send you the link to apply! #MoneyInRelationships #CouplesMoney #CouplesMoneyTips
How much we spent on a 10 day trip to Mexico City 🇲🇽💰

*Disclaimer: We share how much our trips cost to be transparent. You can absolutely travel to Mexico City and spend less money than this - our goal was to balance cost with spending time with our friends, and truly seeing Mexico City and its history. 

Now, let’s get to the break down - 
➡️ Flights - $1,610.04
➡️ Accommodations - $1,098.46
➡️ Attractions - $1,012.70
➡️ Food - $1,661.76
➡️ Coffee Shops, Waters - ~$150
➡️ Ubers - $154.13
➡️ Total - $5,687.09 

Overall, we absolutely loved CDMX! Have you ever been to Mexico City? Let us know! 👀

*Note: We visited the Teotihuacán Pyramids before the recent shooting. We were so sad to hear about it, and we’re thinking of everyone involved and impacted. 

#MexicoCity #CDMX #MexicoCityCost #CDMXCost #Mexico
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How much we spent on a 10 day trip to Mexico City 🇲🇽💰 *Disclaimer: We share how much our trips cost to be transparent. You can absolutely travel to Mexico City and spend less money than this - our goal was to balance cost with spending time with our friends, and truly seeing Mexico City and its history. Now, let’s get to the break down - ➡️ Flights - $1,610.04 ➡️ Accommodations - $1,098.46 ➡️ Attractions - $1,012.70 ➡️ Food - $1,661.76 ➡️ Coffee Shops, Waters - ~$150 ➡️ Ubers - $154.13 ➡️ Total - $5,687.09 Overall, we absolutely loved CDMX! Have you ever been to Mexico City? Let us know! 👀 *Note: We visited the Teotihuacán Pyramids before the recent shooting. We were so sad to hear about it, and we’re thinking of everyone involved and impacted. #MexicoCity #CDMX #MexicoCityCost #CDMXCost #Mexico
We made a Wealthsimple Household ✨

We have a big combined net worth goal this year, so having our combined net worth visible at the top of our investment platform dashboard is perfect! 

If you want to start using Wealthsimple, you can use our link (find it in our bio!) and get a $25 sign up bonus. 💰

#Investing #HowToInvest #HowToInvestForBeginners #StockMarket #StockMarketInvesting
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stephandden
We made a Wealthsimple Household ✨ We have a big combined net worth goal this year, so having our combined net worth visible at the top of our investment platform dashboard is perfect! If you want to start using Wealthsimple, you can use our link (find it in our bio!) and get a $25 sign up bonus. 💰 #Investing #HowToInvest #HowToInvestForBeginners #StockMarket #StockMarketInvesting
I officially turn 30 years old today 🤭

Believe it or not, I’ve been really excited to turn 30, and to enter my 30s in general - I love a ‘fresh starting point’, and even though there’s technically no difference b/w yesterday and today, it feels different (in a good way!). 

My 20s were full of lessons, of trial and error, of taking risks, of finding myself (from the emotional side to the personal style side!), improving myself (from all things personal finance to learning how to cook!), and everything in between (including a lot of money lessons - a video on that is coming soon!). 

The best part is that there’s so much more to come - that’s why I’m so excited for my 30s. 🥹

#Turning30 #30thBirthday #30YearsOld #MoneyMilestones #StartingMy30s
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stephandden
I officially turn 30 years old today 🤭 Believe it or not, I’ve been really excited to turn 30, and to enter my 30s in general - I love a ‘fresh starting point’, and even though there’s technically no difference b/w yesterday and today, it feels different (in a good way!). My 20s were full of lessons, of trial and error, of taking risks, of finding myself (from the emotional side to the personal style side!), improving myself (from all things personal finance to learning how to cook!), and everything in between (including a lot of money lessons - a video on that is coming soon!). The best part is that there’s so much more to come - that’s why I’m so excited for my 30s. 🥹 #Turning30 #30thBirthday #30YearsOld #MoneyMilestones #StartingMy30s
Here’s how we deal with our money as a couple 👀 

➡️ Expenses - Split 50/50: All of our accounts are separate (for now… we’re not married yet!), but - because we own our business together and work together full-time - this is an equitable split. 

➡️ Credit Cards - We use x3 credit cards jointly, we maximize our rewards, and we pay them off in full every single month.

➡️ Investments - We have separate investment accounts, and we both contribute $2,000/month. 

The key to our money system? Communication! We work as a team, and we’re on the same page. 

If you and your partner need help with your money system, and/or if you have a specific money problem that you’d like our help with, comment ‘COUPLE’ and we’ll send you the link to apply for our podcast where we can help you. 

#MoneyInRelationships #CouplesMoney #CouplesMoneyTips #MoneyTips #BankAccounts
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stephandden
Here’s how we deal with our money as a couple 👀 ➡️ Expenses - Split 50/50: All of our accounts are separate (for now… we’re not married yet!), but - because we own our business together and work together full-time - this is an equitable split. ➡️ Credit Cards - We use x3 credit cards jointly, we maximize our rewards, and we pay them off in full every single month. ➡️ Investments - We have separate investment accounts, and we both contribute $2,000/month. The key to our money system? Communication! We work as a team, and we’re on the same page. If you and your partner need help with your money system, and/or if you have a specific money problem that you’d like our help with, comment ‘COUPLE’ and we’ll send you the link to apply for our podcast where we can help you. #MoneyInRelationships #CouplesMoney #CouplesMoneyTips #MoneyTips #BankAccounts
Here’s how much it cost to get my tonsils removed 💰🩺

I recently had a tonsillectomy to remove my tonsils (I’ve had swollen tonsils and constant tonsillitis infections since I was 20 years old!), and I wanted to share my experience + the costs involved. 

Here’s how much it cost (I live in Toronto, Canada).

➡️ Doctor’s visits - $0 (covered by OHIP)
➡️ Surgery - $0 (covered by OHIP)
➡️ Pain medicine - $21.16
➡️ Rental car - $212.77
➡️ Groceries - $106.59
➡️ TOTAL - $340.52

I’m very grateful that I was able to get a surgery that should improve my health moving forward, for free (other than the costs I chose to take on to make the experience comfortable for myself). I’m also grateful that I work for myself, so taking time off to recover was an easy option. 

If you’ve ever had your tonsils removed, let me know what the experience was like for you in the comments! 

#Tonsillectomy #TonsillectomyCost #TonsillectomyExpenses #TonsillectomyRecovery #MedicalCosts
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stephandden
Here’s how much it cost to get my tonsils removed 💰🩺 I recently had a tonsillectomy to remove my tonsils (I’ve had swollen tonsils and constant tonsillitis infections since I was 20 years old!), and I wanted to share my experience + the costs involved. Here’s how much it cost (I live in Toronto, Canada). ➡️ Doctor’s visits - $0 (covered by OHIP) ➡️ Surgery - $0 (covered by OHIP) ➡️ Pain medicine - $21.16 ➡️ Rental car - $212.77 ➡️ Groceries - $106.59 ➡️ TOTAL - $340.52 I’m very grateful that I was able to get a surgery that should improve my health moving forward, for free (other than the costs I chose to take on to make the experience comfortable for myself). I’m also grateful that I work for myself, so taking time off to recover was an easy option. If you’ve ever had your tonsils removed, let me know what the experience was like for you in the comments! #Tonsillectomy #TonsillectomyCost #TonsillectomyExpenses #TonsillectomyRecovery #MedicalCosts
Today’s our 9 year anniversary 🤞🏿🤞🏻

We hope that you’ve been enjoying our wedding planning series so far! We have a lot more to share (including our budget + general budget tips and thoughts) over the next few months. 

We’re also going to be sharing another money series this week, so keep an eye out for it. 👀 

It’s also ~1 year as fiancè(e)s 🫶🏿🫶🏻

And ~1 year until we say ‘I do’ 🥹💍

So much more to come ❤️
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stephandden
Today’s our 9 year anniversary 🤞🏿🤞🏻 We hope that you’ve been enjoying our wedding planning series so far! We have a lot more to share (including our budget + general budget tips and thoughts) over the next few months. We’re also going to be sharing another money series this week, so keep an eye out for it. 👀 It’s also ~1 year as fiancè(e)s 🫶🏿🫶🏻 And ~1 year until we say ‘I do’ 🥹💍 So much more to come ❤️
How much it cost me to me to be a groomsman 🤵🏿‍♂️💍 

Last weekend I was a groomsman in my friend’s wedding, and I had a great time! It was so fun to celebrate two of our friends, and see them officially become husband and wife (!!!). 

I’m always talking about money and sharing costs (b/c money transparency is important), so I wanted to share all of the expenses I had as a part of this event. 

➡️ Tuxedo Rental - $192.09 (for the full outfit including shoes) 
➡️ Ubers - $36.51 (to and from the wedding and rehearsal dinner) 
➡️ Bachelor Trip - $1,345.66 (x4 days in Mexico City) 

Total = $1,574.26 

Keep in mind that every wedding is different, and has different costs involved, but this was my experience! 

How much have you spent as a groomsman, or a bridesmaid, in the past? Let me know! 

#Groomsman #GroomsmanExpenses #GroomsmanCosts #WeddingParty #WeddingExpenses
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How much it cost me to me to be a groomsman 🤵🏿‍♂️💍 Last weekend I was a groomsman in my friend’s wedding, and I had a great time! It was so fun to celebrate two of our friends, and see them officially become husband and wife (!!!). I’m always talking about money and sharing costs (b/c money transparency is important), so I wanted to share all of the expenses I had as a part of this event. ➡️ Tuxedo Rental - $192.09 (for the full outfit including shoes) ➡️ Ubers - $36.51 (to and from the wedding and rehearsal dinner) ➡️ Bachelor Trip - $1,345.66 (x4 days in Mexico City) Total = $1,574.26 Keep in mind that every wedding is different, and has different costs involved, but this was my experience! How much have you spent as a groomsman, or a bridesmaid, in the past? Let me know! #Groomsman #GroomsmanExpenses #GroomsmanCosts #WeddingParty #WeddingExpenses
I’m not buying a house until I’m AT LEAST 40 years old 🙅🏿‍♂️🏡

In theory, I’d love to buy a house… but, given that housing prices are extremely high where I’d ideally like to live (the city, aka Toronto), and the fact that housing prices in general are sitting at about 6-7x the average salary, it’s just not a straightforward purchase anymore. 

Sure, buying a house is still possible… BUT, it would involve allocating a large amount of money towards that purchase, which would directly take away from my ability to invest for retirement. 

Investing as much as possible, as early as possible in the stock market puts me at a massive long-term advantage, as opposed to funneling that money into a home. 

So, in the future, I’ll probably buy a house… but for now, I’m happy renting and living where I want to. 

Are you prioritizing buying a house, or investing for the long-term (or something else)? Let me know! 

#BuyingAHouse #BuyingRealEstate #BuyingAHouseLaterInLife #NotBuyingAHouse #BuyingvsRenting
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stephandden
I’m not buying a house until I’m AT LEAST 40 years old 🙅🏿‍♂️🏡 In theory, I’d love to buy a house… but, given that housing prices are extremely high where I’d ideally like to live (the city, aka Toronto), and the fact that housing prices in general are sitting at about 6-7x the average salary, it’s just not a straightforward purchase anymore. Sure, buying a house is still possible… BUT, it would involve allocating a large amount of money towards that purchase, which would directly take away from my ability to invest for retirement. Investing as much as possible, as early as possible in the stock market puts me at a massive long-term advantage, as opposed to funneling that money into a home. So, in the future, I’ll probably buy a house… but for now, I’m happy renting and living where I want to. Are you prioritizing buying a house, or investing for the long-term (or something else)? Let me know! #BuyingAHouse #BuyingRealEstate #BuyingAHouseLaterInLife #NotBuyingAHouse #BuyingvsRenting
We have 365 days to plan the most perfect day of our entire lives… 🤵🏿‍♂️👰🏼‍♀️

…or at least that’s what it feels like based on what ‘everyone’ says your wedding day is supposed to be, right? 

In all seriousness, when we started the wedding planning process, we really took some time to think about what’s important to us, and not what’s been implanted in our brains from ‘everything’ around us. 

People have a lot of opinions on what a wedding should look like - and that’s okay - but it doesn’t mean you have to take on those opinions. 

Now that we know what we want to do (and we’ve set our budget!) we’re excited to really get into it. 

*Remember: A budget is about sticking to a set amount of money… and that amount of money can (and will) be different for everyone. 

This is episode 1 of Planning Our Dream Wedding With A Budget - follow for the next one! 

#PlanningOurDreamWeddingWithABudget #Wedding #WeddingExpenses #WeddingBudget #WeddingPlanning
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stephandden
We have 365 days to plan the most perfect day of our entire lives… 🤵🏿‍♂️👰🏼‍♀️ …or at least that’s what it feels like based on what ‘everyone’ says your wedding day is supposed to be, right? In all seriousness, when we started the wedding planning process, we really took some time to think about what’s important to us, and not what’s been implanted in our brains from ‘everything’ around us. People have a lot of opinions on what a wedding should look like - and that’s okay - but it doesn’t mean you have to take on those opinions. Now that we know what we want to do (and we’ve set our budget!) we’re excited to really get into it. *Remember: A budget is about sticking to a set amount of money… and that amount of money can (and will) be different for everyone. This is episode 1 of Planning Our Dream Wedding With A Budget - follow for the next one! #PlanningOurDreamWeddingWithABudget #Wedding #WeddingExpenses #WeddingBudget #WeddingPlanning
When I first met my fiancée, I thought she was rich… and I was right 🫣

When we first met - back in university - we were in two different financial situations. 

I was in tens of thousands of dollars of student loan debt, and I was trying to be conscious of what I was spending on food and entertainment…

…and Steph wasn’t in student loan debt, and the money she was making at our summer job went towards her living expenses, instead of her tuition. 

At first - instead of just talking to her about it - I avoided her. 

The good news was that Steph’s a pretty up front person, so she straight up asked me what was going on - and it turned out that she was actually cool with spending less money and hanging out at home. 

Coming from different financial backgrounds doesn’t mean you can’t be financially compatible… you just have to talk about money. 

This is part 1 of Becoming Financially Compatible - follow for part 2! 

#BecomingFinanciallyCompatible #FinancialCompatibility #MoneyForCouples #CouplesMoney #CouplesFinance
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stephandden
When I first met my fiancée, I thought she was rich… and I was right 🫣 When we first met - back in university - we were in two different financial situations. I was in tens of thousands of dollars of student loan debt, and I was trying to be conscious of what I was spending on food and entertainment… …and Steph wasn’t in student loan debt, and the money she was making at our summer job went towards her living expenses, instead of her tuition. At first - instead of just talking to her about it - I avoided her. The good news was that Steph’s a pretty up front person, so she straight up asked me what was going on - and it turned out that she was actually cool with spending less money and hanging out at home. Coming from different financial backgrounds doesn’t mean you can’t be financially compatible… you just have to talk about money. This is part 1 of Becoming Financially Compatible - follow for part 2! #BecomingFinanciallyCompatible #FinancialCompatibility #MoneyForCouples #CouplesMoney #CouplesFinance
5 things we plan on buying this year 👀

We plan on investing 50% of our income this year, but there are a few things we plan on buying! 

We bought a few of the things on our ‘to buy’ list from last year (specifically the new bedding and glass kitchen bowls), so we thought that it would be fun to share again this year. 

Here’s our list - 

➡️ Purchase 1 - New Trash Can
➡️ Purchase 2 - New Bed Pillows
➡️ Purchase 3 - Plane Tickets 
➡️ Purchase 4 - New Socks 
➡️ Purchase 5 - ETFs

If investing in the stock market is also on your list for 2026 - and you want to learn more about how you can get started - comment ‘INVEST’ to get the registration link to our free investing workshop! 

We have a few sessions available - each one will start with the workshop, and end with a Q&A where we’ll answer all of your money and investing questions.

➡️ Tuesday, January 6, 2026 @ 8:00pm EST
➡️ Wednesday, January 7, 2026 @ 8:00pm EST
➡️ Saturday, January 10, 2026 @ 1:00pm EST

We can’t wait to see you there! 👀

#ToBuyList #SpendingMoney #WhatISpend #WhatISpendInAYear #RecentPurchase
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9mo ago
stephandden
5 things we plan on buying this year 👀 We plan on investing 50% of our income this year, but there are a few things we plan on buying! We bought a few of the things on our ‘to buy’ list from last year (specifically the new bedding and glass kitchen bowls), so we thought that it would be fun to share again this year. Here’s our list - ➡️ Purchase 1 - New Trash Can ➡️ Purchase 2 - New Bed Pillows ➡️ Purchase 3 - Plane Tickets ➡️ Purchase 4 - New Socks ➡️ Purchase 5 - ETFs If investing in the stock market is also on your list for 2026 - and you want to learn more about how you can get started - comment ‘INVEST’ to get the registration link to our free investing workshop! We have a few sessions available - each one will start with the workshop, and end with a Q&A where we’ll answer all of your money and investing questions. ➡️ Tuesday, January 6, 2026 @ 8:00pm EST ➡️ Wednesday, January 7, 2026 @ 8:00pm EST ➡️ Saturday, January 10, 2026 @ 1:00pm EST We can’t wait to see you there! 👀 #ToBuyList #SpendingMoney #WhatISpend #WhatISpendInAYear #RecentPurchase
Who spent more money per category in 2025? 👀

We both track all of our spending (and I mean every single transaction) all year long, so we can see how much money we spent overall, per month, and per category. 

Now for the results… 🥁

Steph spent more money in more of the categories (9-5), but Dennis actually spent more money overall this year (thanks to the 💍).

What was your highest expense category this year? Let us know!

#HowMuchISpent #HowMuchISpentInAYear #HowMuchISpent2025 #WhatISpend #WhatISpendInAYear
22.5K
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10mo ago
stephandden
Who spent more money per category in 2025? 👀 We both track all of our spending (and I mean every single transaction) all year long, so we can see how much money we spent overall, per month, and per category. Now for the results… 🥁 Steph spent more money in more of the categories (9-5), but Dennis actually spent more money overall this year (thanks to the 💍). What was your highest expense category this year? Let us know! #HowMuchISpent #HowMuchISpentInAYear #HowMuchISpent2025 #WhatISpend #WhatISpendInAYear
How much I spent on a wedding guest dress 👀

Our friends are getting married later this year (!!!), and the wedding dresscode is formal / black tie optional. 

I currently only own one wedding guest dress, but it’s not formal / black tie, so I had to do a little shopping. 

I had a few goals for this purchase - 

💍 Fit the dresscode (duh)
💍 Something that I can rewear in the future 
💍 Be made of a durable / longer lasting material 
💍 Cost ~$150.00 

I was able to find a gorgeous dress from @meshki - it’s 100% cotton, and was on budget thanks to a sale plus a discount code! 

I ended up spending $154.64 (CAD), and I’ll only need to get the straps shortened slightly. 

What do you think of the dress? Let me know! 

#BlackTie #Wedding #WeddingGuest #WeddingGuestExpenses #WeddingGuestDress
22.1K
201
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3mo ago
stephandden
How much I spent on a wedding guest dress 👀 Our friends are getting married later this year (!!!), and the wedding dresscode is formal / black tie optional. I currently only own one wedding guest dress, but it’s not formal / black tie, so I had to do a little shopping. I had a few goals for this purchase - 💍 Fit the dresscode (duh) 💍 Something that I can rewear in the future 💍 Be made of a durable / longer lasting material 💍 Cost ~$150.00 I was able to find a gorgeous dress from @meshki - it’s 100% cotton, and was on budget thanks to a sale plus a discount code! I ended up spending $154.64 (CAD), and I’ll only need to get the straps shortened slightly. What do you think of the dress? Let me know! #BlackTie #Wedding #WeddingGuest #WeddingGuestExpenses #WeddingGuestDress

Steph & Den (@stephandden) Instagram Stats & Analytics

Steph & Den (@stephandden) has 198K Instagram followers with a 1.38% engagement rate over the past 12 months. Across 103 posts, Steph & Den received 38.0K total likes and 2.56M impressions, averaging 369 likes per post. This page tracks Steph & Den's performance metrics, top content, and engagement trends — updated daily. To benchmark @stephandden against other accounts, use Socialpruf's Instagram competitor analysis tool.

Steph & Den (@stephandden) Instagram Analytics FAQ

How many Instagram followers does Steph & Den have?+
Steph & Den (@stephandden) has 198K Instagram followers as of October 2026.
What is Steph & Den's Instagram engagement rate?+
Steph & Den's Instagram engagement rate is 1.38% over the last 12 months, based on 103 posts.
How many likes does Steph & Den get on Instagram?+
Steph & Den received 38.0K total likes across 103 posts in the last 12 months, averaging 369 likes per post.
How many Instagram impressions does Steph & Den get?+
Steph & Den's Instagram content generated 2.56M total impressions over the last 12 months.
Can I compare Steph & Den with other Instagram accounts?+
Yes. Add @stephandden to a competitor set with Socialpruf's Instagram competitor analysis tool and benchmark it side by side with any other public accounts on views, engagement rate and follower growth, with history back to each account's first post.