X analytics
Last Year02/21/25 - 02/21/26
Comparable Performance:
followers
207K
impressions
34.3M
likes
166K
comments
14.3K
posts
372
engagement
0.530%
emv
$745K
Avg. per post
92.2K

Key Metrics

Distributions

Top Content

Hey @grok put us in a bikini
12.5M
9.12K
1.25K
179
1mo ago
GrahamStephan
Hey @grok put us in a bikini

I personally know dozens of people who would move in 2026 if they could take their 2.75% 30YR Mortgage and apply it to the next home.

2.04M
14.1K
962
659
3mo ago
GrahamStephan
I personally know dozens of people who would move in 2026 if they could take their 2.75% 30YR Mortgage and apply it to the next home.

Selling my wonderful 2020 Tesla Model X for $35,000 😎

1.06M
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38
2mo ago
GrahamStephan
Selling my wonderful 2020 Tesla Model X for $35,000 😎
Can confirm. Paid $306k ~5 years ago. Recently turned down an offer for $450k.
971K
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4mo ago
GrahamStephan
Can confirm. Paid $306k ~5 years ago. Recently turned down an offer for $450k.

Here’s a free 30-day trial to Prime for anyone interested - no Bikinis, I promise 😂 amazon.com/gp/video/detail/B0G2RVNJMC

862K
38
5
1
1mo ago
GrahamStephan
Here’s a free 30-day trial to Prime for anyone interested - no Bikinis, I promise 😂 https://www.amazon.com/gp/video/detail/B0G2RVNJMC?tag=graha01-20
On a 5 hour flight. Guy next to me is complaining about high cost of living, how it’s impossible to get ahead, and how rich people are lucky. Meanwhile, he ordered 6+ alcoholic drinks and watched the baseball game before ranting & slurring politics to someone else just as drunk. Moments like this make it pretty clear that it’s not just about luck…it’s about how you spend your time when no one’s watching.
861K
5.56K
352
236
4mo ago
GrahamStephan
On a 5 hour flight. Guy next to me is complaining about high cost of living, how it’s impossible to get ahead, and how rich people are lucky. Meanwhile, he ordered 6+ alcoholic drinks and watched the baseball game before ranting & slurring politics to someone else just as drunk. Moments like this make it pretty clear that it’s not just about luck…it’s about how you spend your time when no one’s watching.
I sold my "forever home" in LA. I bought it in 2020 planning to keep it for decades. Instead, I left it completely empty for 5 years. I turned down ~$600,000 in potential rent. Here is the math on why it’s now safer to earn $0 than to be a landlord in LA. 🧵
756K
3.11K
236
326
2mo ago
GrahamStephan
I sold my "forever home" in LA. I bought it in 2020 planning to keep it for decades. Instead, I left it completely empty for 5 years. I turned down ~$600,000 in potential rent. Here is the math on why it’s now safer to earn $0 than to be a landlord in LA. 🧵

@lucawashenko Reach out to any criminal fraud department / file FBI IC3 Report. Wire recall immediately. Escalate as fast as possible. If you don’t reverse this asap, it’ll be impossible to get back - especially with a holiday / weekend.

722K
3.03K
12
24
2mo ago
GrahamStephan
@lucawashenko Reach out to any criminal fraud department / file FBI IC3 Report. Wire recall immediately. Escalate as fast as possible. If you don’t reverse this asap, it’ll be impossible to get back - especially with a holiday / weekend.

A 50-Year Mortgage would allow you to buy approximately 10% more house (or save about 10%) at the expense of nearly DOUBLING your payment schedule. There's no way that ends well. A 50-year mortgage isn't worth it and won't add much benefit since your mortgage interest is front-loaded. Homeowners will have very little, if any equity by the time they sell (homeowners keep their home an average of 11.8 years). It sounds good on paper, but financially, it makes very little sense. Instead, here's what would make a real difference: 1. Increase capital gains exclusion to $1M married filing jointly, and increase it every year with CPI. This will incentivize more sellers to finally let go of their home. 2. Allow you to take your existing mortgage with you to the next home, as long as you're "Trading Up," opening up lower-priced inventory. 3. Allow people to write off the first $1.5M worth of mortgage interest, instead of $750,000, for new mortgages as of 2026. This would help unlock way more inventory. Follow for more random thoughts.

615K
2.53K
365
382
3mo ago
GrahamStephan
A 50-Year Mortgage would allow you to buy approximately 10% more house (or save about 10%) at the expense of nearly DOUBLING your payment schedule. There's no way that ends well. A 50-year mortgage isn't worth it and won't add much benefit since your mortgage interest is front-loaded. Homeowners will have very little, if any equity by the time they sell (homeowners keep their home an average of 11.8 years). It sounds good on paper, but financially, it makes very little sense. Instead, here's what would make a real difference: 1. Increase capital gains exclusion to $1M married filing jointly, and increase it every year with CPI. This will incentivize more sellers to finally let go of their home. 2. Allow you to take your existing mortgage with you to the next home, as long as you're "Trading Up," opening up lower-priced inventory. 3. Allow people to write off the first $1.5M worth of mortgage interest, instead of $750,000, for new mortgages as of 2026. This would help unlock way more inventory. Follow for more random thoughts.

Me: Read this file and summarize it. ChatGPT: You’re working too hard, take a break with this special offer from Southwest Airlines to visit a Disney Resort! Offer valid February 1-15th. Me: No, read this document and summarize it. ChatGPT: You’re right! But while I read your document, get 15% off your next McDonalds visit with code LOSER

599K
9.11K
67
406
1mo ago
GrahamStephan
Me: Read this file and summarize it. ChatGPT: You’re working too hard, take a break with this special offer from Southwest Airlines to visit a Disney Resort! Offer valid February 1-15th. Me: No, read this document and summarize it. ChatGPT: You’re right! But while I read your document, get 15% off your next McDonalds visit with code LOSER

Peak Chipotle was 2011-2015 when a bowl was $12 and it was loaded so high that it could barely close.

592K
6.71K
475
289
3mo ago
GrahamStephan
Peak Chipotle was 2011-2015 when a bowl was $12 and it was loaded so high that it could barely close.

Mathematically dumb. Emotionally, I get why.

579K
2.78K
298
73
3mo ago
GrahamStephan
Mathematically dumb. Emotionally, I get why.

The most worrying stat of the year: Homebuyers over 70 now outnumber buyers under 35.

546K
15.4K
345
1.18K
1mo ago
GrahamStephan
The most worrying stat of the year: Homebuyers over 70 now outnumber buyers under 35.

@NickSabel2 @grok At least I didn’t skip leg day

484K
379
14
0
1mo ago
GrahamStephan
@NickSabel2 @grok At least I didn’t skip leg day
My real estate portfolio is hitting all-time highs, yet I’m selling everything. Here is the silent killer that nobody is talking about: On paper, the portfolio is doing great. My property values have appreciated, rents are stable, and vacancies are low. But if you look beneath the surface, the math is fundamentally broken. We are currently witnessing a massive divergence between Nominal Returns (the price on Zillow) and Real Returns (what you actually keep). While headline inflation has cooled to around 3%, the "Landlord CPI" is currently running at double-digit speeds, eating investors alive from the bottom up. Here are the three anchors weighing down portfolios in 2026: 1. The Insurance Spike 📉: In states like California and Florida, we aren't seeing small bumps. We are seeing 50% year-over-year premiums increases. There are properties where the insurance cost has now surpassed the mortgage interest. That is a cash-flow killer that no amount of rent increases can ethically (or legally) cover. 2. The Tax Drag 🏛️: Local governments are strapped for cash, and property owners are the easiest target. Appraisals are soaring, meaning your property tax bill is rising significantly faster than your rental income. In places like Texas, we are seeing 20%+ hikes in valuations. 3. The "Real" Loss 💸: This is the part most investors miss. If your home value rises by 2% this year, but inflation is 3%, you haven't made money. You have technically LOST 1% of your purchasing power. You are taking on debt, liability, and stress just to go backward in real terms. For the last decade, Real Estate was a no-brainer. Low Rates + Low Overhead = High Returns. 2026 is turning it into a grind. High Overhead + Sticky Inflation = Negative Real Yields. I recently sat down and calculated my Return on Equity (ROE) across my entire portfolio. I realized I had millions of dollars in equity trapped in properties that were barely yielding 4.5% after these new costs. I can get 4.5% in a risk-free savings account without worrying about 2 AM emergency calls, squatters, or a new roof. I could get much more in a diversified portfolio of index funds. That is why I’m selling. I’m moving from Asset Accumulation to Capital Flexibility. If you are a landlord, you need to run these numbers today. You might be working for your house, rather than your house working for you. But if you are someone looking to buy your first house, there are still cases where this might make sense for you. I broke down the exact math, the specific markets I’m watching, and where I’m moving my capital in this week’s newsletter. I'll drop the link here in a bit.
453K
1.5K
206
218
1mo ago
GrahamStephan
My real estate portfolio is hitting all-time highs, yet I’m selling everything. Here is the silent killer that nobody is talking about: On paper, the portfolio is doing great. My property values have appreciated, rents are stable, and vacancies are low. But if you look beneath the surface, the math is fundamentally broken. We are currently witnessing a massive divergence between Nominal Returns (the price on Zillow) and Real Returns (what you actually keep). While headline inflation has cooled to around 3%, the "Landlord CPI" is currently running at double-digit speeds, eating investors alive from the bottom up. Here are the three anchors weighing down portfolios in 2026: 1. The Insurance Spike 📉: In states like California and Florida, we aren't seeing small bumps. We are seeing 50% year-over-year premiums increases. There are properties where the insurance cost has now surpassed the mortgage interest. That is a cash-flow killer that no amount of rent increases can ethically (or legally) cover. 2. The Tax Drag 🏛️: Local governments are strapped for cash, and property owners are the easiest target. Appraisals are soaring, meaning your property tax bill is rising significantly faster than your rental income. In places like Texas, we are seeing 20%+ hikes in valuations. 3. The "Real" Loss 💸: This is the part most investors miss. If your home value rises by 2% this year, but inflation is 3%, you haven't made money. You have technically LOST 1% of your purchasing power. You are taking on debt, liability, and stress just to go backward in real terms. For the last decade, Real Estate was a no-brainer. Low Rates + Low Overhead = High Returns. 2026 is turning it into a grind. High Overhead + Sticky Inflation = Negative Real Yields. I recently sat down and calculated my Return on Equity (ROE) across my entire portfolio. I realized I had millions of dollars in equity trapped in properties that were barely yielding 4.5% after these new costs. I can get 4.5% in a risk-free savings account without worrying about 2 AM emergency calls, squatters, or a new roof. I could get much more in a diversified portfolio of index funds. That is why I’m selling. I’m moving from Asset Accumulation to Capital Flexibility. If you are a landlord, you need to run these numbers today. You might be working for your house, rather than your house working for you. But if you are someone looking to buy your first house, there are still cases where this might make sense for you. I broke down the exact math, the specific markets I’m watching, and where I’m moving my capital in this week’s newsletter. I'll drop the link here in a bit.

I have health insurance and purposely pay for everything out of pocket. As a result, I wind up paying 80% less for the same service, no waits, no hassle, and I get to go whatever I want without needing to be referred from one doctor to another. If you’re healthy and only go to the doctor for routine checkups - health insurance is such an inflated mess.

415K
1.26K
125
99
4mo ago
GrahamStephan
I have health insurance and purposely pay for everything out of pocket. As a result, I wind up paying 80% less for the same service, no waits, no hassle, and I get to go whatever I want without needing to be referred from one doctor to another. If you’re healthy and only go to the doctor for routine checkups - health insurance is such an inflated mess.

I recently flew Southwest after the seat assignment change. I paid extra for a larger seat near the front of the plane. However, once I boarded, I had to stow my suitcase about 7 rows behind me because the luggage above my seat was completely filled. Deboarding was a pain in the ass, I waited until half the flight was empty to grab my bag so I didn’t have to interrupt the flow of people leaving. I wasn’t the only one, either - seems like several people had the same issue. I thought it was a one-off fluke since this has never happened to me before. Know I know I’m not the only one.

393K
1.22K
95
92
1w ago
GrahamStephan
I recently flew Southwest after the seat assignment change. I paid extra for a larger seat near the front of the plane. However, once I boarded, I had to stow my suitcase about 7 rows behind me because the luggage above my seat was completely filled. Deboarding was a pain in the ass, I waited until half the flight was empty to grab my bag so I didn’t have to interrupt the flow of people leaving. I wasn’t the only one, either - seems like several people had the same issue. I thought it was a one-off fluke since this has never happened to me before. Know I know I’m not the only one.

X is the new r/wallstreetbets

329K
132
12
7
3w ago
GrahamStephan
X is the new r/wallstreetbets
The Starter Home is extinct. And it’s not because of BlackRock. If you listen to the ragebait, the story is simple: The system is rigged, hedge funds are buying every house, and you’ve been priced out by corporate greed. But the reality is more boring, and it's much harder to fix. In 1950, a home cost 3x your salary. Today, the median home costs 7x (or 11x in California). But we aren't buying the same product. Look at the chart below. In 1950, the "American Dream" was a 983-square-foot plywood box. It had two tiny bedrooms, one bathroom, and no air conditioning. It was shelter, not an asset. Today, the "entry-level" standard is over 2,700 square feet. We demand granite countertops, two-car garages, energy-efficient windows, and central air. We didn't just get poorer. Our definition of "minimum" got massive. What was a luxury earlier is a necessity now. Which is fine, but it brings up the uncomfortable question: Why can’t we just build the small ones again? Why is it so hard in most cities to build a simple, affordable 1950s-style home?
311K
3.66K
1.22K
698
2mo ago
GrahamStephan
The Starter Home is extinct. And it’s not because of BlackRock. If you listen to the ragebait, the story is simple: The system is rigged, hedge funds are buying every house, and you’ve been priced out by corporate greed. But the reality is more boring, and it's much harder to fix. In 1950, a home cost 3x your salary. Today, the median home costs 7x (or 11x in California). But we aren't buying the same product. Look at the chart below. In 1950, the "American Dream" was a 983-square-foot plywood box. It had two tiny bedrooms, one bathroom, and no air conditioning. It was shelter, not an asset. Today, the "entry-level" standard is over 2,700 square feet. We demand granite countertops, two-car garages, energy-efficient windows, and central air. We didn't just get poorer. Our definition of "minimum" got massive. What was a luxury earlier is a necessity now. Which is fine, but it brings up the uncomfortable question: Why can’t we just build the small ones again? Why is it so hard in most cities to build a simple, affordable 1950s-style home?

I’ll never build again in Los Angeles. It’s been 45 days with city inspectors, each one wants something that the previous one didn’t mention. This is for an ADU. No wonder LA has a housing shortage. I built one as a test, knowing I could build another 5+ if I went well. I won’t.

306K
3.27K
148
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4mo ago
GrahamStephan
I’ll never build again in Los Angeles. It’s been 45 days with city inspectors, each one wants something that the previous one didn’t mention. This is for an ADU. No wonder LA has a housing shortage. I built one as a test, knowing I could build another 5+ if I went well. I won’t.

Graham Stephan (@GrahamStephan) X Stats & Analytics

Graham Stephan (@GrahamStephan) has 207K X followers with a 0.53% engagement rate over the past 12 months. Across 372 posts, Graham Stephan received 166K total likes and 34.3M impressions, averaging 446 likes per post. This page tracks Graham Stephan's performance metrics, top content, and engagement trends — updated daily.

Graham Stephan (@GrahamStephan) X Analytics FAQ

How many X (Twitter) followers does Graham Stephan have?+
Graham Stephan (@GrahamStephan) has 207K X (Twitter) followers as of February 2026.
What is Graham Stephan's X (Twitter) engagement rate?+
Graham Stephan's X (Twitter) engagement rate is 0.53% over the last 12 months, based on 372 posts.
How many likes does Graham Stephan get on X (Twitter)?+
Graham Stephan received 166K total likes across 372 posts in the last year, averaging 446 likes per post.
How many X (Twitter) impressions does Graham Stephan get?+
Graham Stephan's X (Twitter) content generated 34.3M total impressions over the last 12 months.