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every.dollar
Jun 5, 2026
0:00 /0:00
6.89K
295
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EveryDollar users Chad & Michelle reached the Debt-Free Stage after paying off $268,933 in just five years. What started as concern over not having money saved for their daughter's future turned into a complete financial turnaround. Michelle realized something had to change, while Chad admits he was the reluctant spouse at first. After getting on an EveryDollar budget and putting their plan on paper, they paid off credit cards, a car loan, a tractor loan, and eventually their mortgage. Along the way, Chad learned to delay wants, stick to the budget, and fully buy into the process. Now they're completely debt-free, own their $530,000 home outright, and have built a $1.4 million nest egg along the way. Their key to success: “Make a budget every month and stick to it.”

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